Interested in financial products

Overview of MoneyClick® - Karnataka Bank Net Banking Services

Karnataka Bank offers various banking facilities and services, which it has enhanced with the latest technological advancements so that its vast customer base can access these facilities and services at the click of a button. The bank’s internet banking facility known as the MoneyClick® helps the account holder to manage their finances efficiently from their home or office premises as per their convenience.

MoneyClick® is a self-service, available 24/7 and 365 days a year which can be accessed from anywhere and conducted in an easy, hassle-free and secured environment. One can be assured of their banking transactions being conducted securely and with full confidentiality, saving your time, energy and money. You do not have to visit a Karnataka Bank branch for accessing the MoneyClick® service. The bank’s net banking service is provided to both Retail and Corporate customers as per their need for Internet and e-commerce based transactions.

Internet Banking refers to an electronic payment gateway that helps bank customers to conduct their various banking transactions in a seamless and safe way. Karnataka Bank offers MoneyClick® service to all its account holders who have registered themselves for the said facility of the bank.

Karnataka Bank MoneyClick® Services are Safe and Secure

Karnataka Bank Net Banking

Karnataka Bank ensures the safety and security of its net banking facility through

  • Two-factor authentication mode via One Time Password (OTP) through SMS/Email OTP on registered mobile number/email. Note: Either OTP or DSC (Digital Signature Certificate) are the only two-second factor authentication allowed across all types of transactions.
  • For adding a beneficiary, there is a cooling period of 30 minutes.

Features of Karnataka Bank MoneyClick®

  • Transfer of Funds (Self/Within same Bank/NEFT/RTGS)
  • Account Statement can be easily viewed or downloaded or printed
  • Fund Transfer through IMPS
  • Recharge of Mobile/DTH 
  • Payment of taxes like GST
  • Payment of Credit card
  • Utility Bill Payment like electricity, water, property taxes etc.
  • DIGILOCKER with single sign-in option
  • Green PIN/PIN Re-generation
  • Opening of Fixed Deposit (FD/ACC/RD) account online
  • Corporate customers get a bulk upload facility 
  • Aadhaar linkage to the Account
  • RD account can be linked to loan repayment/monthly payments facility 
  • Facility for blocking of debit card online 
  • Customers can update the user id of their choice online
  • Managing personal finance online
  • View/download of 15G/15H, interest certificate, TDS form etc.
  • Payment for online booking of tickets of Indian Railways through IRCTC 
  • Donations can be made through "e-Hundi”
  • Online Trading 
  • Online Shopping

Resetting Karnataka Bank Net Banking Password

Follow the following steps for resetting your net banking password

  • Visit Karnataka Bank official net banking website
  • Select ‘Internet Banking’
  • Click “Personal/Corporate Banking’
  • Enter User Id and select ‘Forgot Password’ tab
  • Select mode for resetting the password (online/offline) and select the ‘Next’ tab
  • Online mode – Enter User ID and click ‘Continue’. Validate using OTP sent on the registered mobile number and reset your password with the required password credentials
  • Offline mode – Enter all required information like User Id, Request type, etc. Download and duly filled form and submit it at Karnataka Bank’s branch office.

Terms for Self-reset of Internet Banking Password

The below are required for self-reset of net banking password

  • Net Banking User ID, registered mobile number, Debit Card Number /ATM PIN
  • The account number should be linked to Debit Card
  • PAN pr DOB required for the account number and should be there in branch records
  • Mobile number should be registered with branch


1. Can a non-resident avail Karnataka Bank Net Banking Facility?

Yes, even a non-resident can avail of the facility. They have to download the Karnataka Bank Net Banking Form, fill in all the particulars and submit the same at the bank’s branch along with a copy of their passport.

2. Can I change my User ID and password?

The User Id once registered cannot be changed. However, one needs to keep changing their password on a regular basis for security reasons.

3. Is Karnataka Bank Net Banking Facility Free?

Yes, the service is free for all account holders of Karnataka Bank.

4. Why am I not able to login into Karnataka Bank Net Banking Facility?

User ID is not case sensitive but the password is. Key in both the particulars correctly and check whether you have a stable internet connection.

5. Is Karnataka Bank Net Banking Facility available for Retail as well as Corporate Customers?

Karnataka Bank Net Banking Facility is available to both Retail and Corporate customers of the bank.

×Thank you! Your comment will be reviewed and posted shortly.

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.