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Andhra Bank Net Banking

Andhra Bank Net Banking is an usual and essential service that Andhra Bank offers. It helps in creating a bond between the bank and the customers of the bank. The customers can now enjoy the services of the bank from the comfort of their homes. At present, Andhra Bank is amalgamated with Union Bank from August/1/2021. Andhra Bank customers can avail net banking on the official website of Union Bank. Please refer to the Union Bank net banking page for updated information.

Features and Services offered by Andhra Banking Net banking

The retail and corporate users can get various benefits and services through their net banking account. Some of the examples of such benefits are highlighted here.

Retail Customers

  • Users get the benefit of easy access to their accounts with the bank and can view/download or print the account statements as and when required by them as well as get the same on their registered emails.
  • The transfers or receipt of funds within the bank or outside the bank can also be easily effected via NEFT/RTGS/IMPS mode offered by the bank without any hassles.
  • The user can also make many timely payments like tax payments (direct or indirect), recharge (DTH, Mobiles, etc.), utility payments (gas, electricity, water) without any delays or set up auto-debit as and when required in case of regular payments.
  • The user can also avail of the net banking facility for any online shopping, leisure expenses like travel, hotel bookings, railway or airline tickets, etc.
  • The user can link the various accounts held by him/her with the bank like FDs, RDs, Insurance, loans, etc. to the single login of the user.
  • The user can also view their Demat accounts or holdings details through their net banking account.
  • The user is also allowed to open various term deposits and ODs linked to their accounts as part of the recently added features to the Andhra bank Net Banking.

Corporate Customers

  • Corporates get a lot of benefits from the net banking accounts like easy and timely payments to the vendors as well as salary disbursements to their employees without any delays or additional penalties on delays.
  • The users can now also download Bulk Conversion Utility for easy processing of bulk NEFT/RTGS and within bank facility
  • The users are also allowed to make scheduled payments or regular payments set up by auto-debits from the corporate accounts as well as make tax payments to various government authorities.
  • Corporate customers are also allowed to open online term deposits via their net banking accounts.
  • They also get the benefit of opening an OD against such term deposits through net banking.
  • The bank also allows corporate customers to link their GSTN to their customer ID through net banking.
  • Net banking accounts also enable easy access to the account statement for transparency and audit purposes.

How To Register To Andhra Bank Net Banking?

1. Go to the official net banking portal of Andhra Bank (Union Bank).

2. Choose the online banking option and click on Union Bank netbanking.

3. Now, click on the self-creation option. Post this, two options will appear. Retail user without debit card and retail user with debit card. Choose the relevant option and then click on the continue button.

4. Now, key in the basic details asked like account number, date of birth, and PAN number. Fill the captcha and continue.

5. Now, key in other details, such as ATM Card Number, ATM Pin, Last 5 transaction amounts, and transaction type (For example- debit/credit) that you are asked to fill in on the screen. Then,click to continue.

6. After filling in the details, you will receive an OTP on your registered mobile number. Enter it and click on continue.

7. Set your password, and click on continue.

8. Now, click on the login page for further setup. Then, login with the netbanking ID you have created just now.

9. Read the terms and conditions of net banking and click on agree.

10. Post that, select an image. Give any phrase as a measure for anti-phishing and

click on the update button. This type of screen will come up every time you try to log in.

11. Select any three security questions. Remember these questions, since they will be necessary at the time of changing the password.

How To Login To Andhra Bank Net Banking?

1. Visit the Andhra Bank net banking website.

2. Click on the retail user login on the next page. Some details about phishing attacks are given.

3. Click on continue at the bottom of that page.

4. Post this, enter your internet banking user ID, password, and the given captcha.

How to Check Andhra Bank Account Balance Online?

Andhra Bank account holders can check their Andhra Bank account balance by following the below mentioned steps.

  • For a quick view, navigate to account -> Inquire-> Account Summary -> Actions.
  • Click on the quick view to check your account balance.
  • To obtain the complete account statement, navigate to accounts > inquire > account summary > actions.
  • Click on the account statement.

What Are The Documents Required For Andhra Bank Net Banking Registration?

The documents required for Andhra Bank net banking registration are:

  • The account should be linked with an ATM card that is active
  • The ATM card number and ATM pin are necessary for full net banking access.
  • The account should be linked with a PAN card.
  • Your mobile number is required for the account at the branch.
  • Your Email should be present for the account at the branch.

What Are The Advantages of Andhra Bank Net Banking?

The following are some advantages/benefits of internet banking, which are available to all the users.

  • Andhra Bank Net Banking is available 24*7: Banking services are always restricted to a stipulated time period at the bank. However, net-banking facilities are available to customers 24*7. You can avail of any banking service anytime, anywhere through netbanking. Now, customers need not visit the bank to access banking services as everything can be done from the comfort of one’s own home.
  • Financial transactions are made convenient through Andhra Bank Net Banking: Financial transactions such as bill payments, fund transfer, recharges, etc. are the most used services for netbanking. This is because net-banking has made the complete payment process simple. Such transactions can be performed with ease anytime from any place in this globe.
  • Organized statements and transaction history: Keeping a track of the bank balance was difficult before the advent of netbanking. Customers had to go to the bank, stand in queues, and update the passbook and cheque details. But, with netbanking, it has become easy to track transactions. Fund transfers made via net-banking are organized in the ‘Transaction History’ section along with other details such as payee’s name, bank account number, the amount paid, the date and time of payment, and remarks.
  • Andhra Bank net banking provides a secure banking system: Your net-banking account as well as financial transactions are safeguarded with a log-in transaction password.
  • You will get access to other services: Besides fund transfer, net banking equips the customers to use non financial services, such as requesting demand draft, issuing cheque books, applying personal loan, opening FD/RD deposits, starting investments, checking mortgages, managing trade accounts, and more.

What Are The Disadvantages of Andhra Bank Net Banking?

The various disadvantages of Andhra Bank Net Banking are as follows:

  • Interrupted Services: Your access to accounts online will be impacted if your internet service is running slowly or is completely down for a duration of time. Similarly, if the bank’s servers are down or are temporarily unavailable due to scheduled maintenance, then you cannot gain online or mobile access to your banking information.
  • Limitations On Deposits: Daily or monthly deposit limitations may make it difficult for individuals and especially businesses to make huge investments online. Once you have reached the required limit, you will have to visit a branch to deposit money. Also, not all types of cheques can easily be read by computer scanning software.
  • Convenient But Not Always Fast: It may take a very little time to deposit a cheque via a bank mobile’s app, but you still have to wait to gain access to your money. Online banking is convenient and saves the time taken to travel or to wait in line at a branch’s location. But, all investments will be reviewed and funds are released for access according to the bank’s policy. This may take up to three business days based on the amount deposited.
  • Limited Scope of Services: Although you can do things, such as making deposits, checking balances, and paying bills from the comfort of your home, there are restrictions placed on the types of services you can access. You may be able to make an initial application for opening a new account or applying for a loan, but in most cases, you will need to visit a branch to sign forms and show documents corroborating your identity. Similarly, even though you can transfer money to a checking account or debit card in order to buy things, if you need cash, you will have to visit a branch office or a nearby ATM.

Andhra Bank Net Banking Customer Care

Andhra Bank has a dedicated customer care service to provide any kind of assistance that may be required by the customers with respect to the net banking services of the bank. Customers can contact the bank through the following channels and get their queries or concerns resolved.

  • Toll-free number – 1800 425 1515
  • Non-toll free number - 040 23234313, 23252000 Extn: 2422, 2577 (available between 10 am to 5 pm Monday to Saturday (except 2nd and 4th Saturday)
  • Email - customers[at]andhrabank[dot]co[dot]in

Postal address (Head Office) – General Manager

Nodal Officer for Customer Service

Andhra Bank

Dr.Pattabhi Bhavan

5-9-11, Saifabad

Hyderabad – 500004. Telangana

FAQS on Andhra Bank Net Banking

1. What are the guidelines for customers to stay alert while using Andhra Bank Net Banking?

  • Do not acknowledge fraudulent communications asking for your confidentials, such as A/C No, User ID, password, Card No, etc.
  • Do not respond to fraudulent emails that contain links to look-alike websites. They mislead you into entering sensitive financial data.
  • Banks will not send such communications to customers requesting for their personal or confidential information.
  • Always visit the official website of the bank rather than clicking on the links provided in emails or third-party websites.
  • Do not pay heed to pop-up windows requesting your confidential information

2. What is the prerequisite for opening a net banking account with Andhra bank?

The net banking account can be opened by all the existing customers of the bank so the prerequisite for opening a net banking account with Andhra Bank is having a savings/current account with any of the branches of Andhra bank.

3. Will the user be required to generate a new user id and password for their Andhra Bank net banking account post its merger with Union Bank of India and Corporation Bank?

The existing net banking account holders of Andhra bank can continue with the same user id and password even after its merger with Union bank of India and Corporation Bank.

4. Can a person open a Demat account via Andhra Bank net banking?

Andhra Bank Net Banking now allows the user to open Demat accounts and manage them through the bank’s net banking portal.

5. How much time does it take to update a beneficiary to the Andhra Bank net banking account?

The user can add a beneficiary to his/her Andhra Bank net banking account, authenticating it via an OTP to the registered mobile number which can be activated within 3 hours of adding the new beneficiary to the net banking account.

6. What is the cut off time for remittance through NEFT for Andhra Bank Net Banking?

The cut off timings for transfer of funds through NEFT is stated below.
  • Monday to Saturday 8am -7pm
  • The NEFT facility of the bank is available on all days throughout the year except on the 2nd and 4th Saturday of the month, Sundays and National Holidays.

Andhra Bank Net Banking - Customer Reviews

4 / 5 (53 Reviews)
6 Jan 2021

very usefull,informative and simple.

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