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Introduction

HDFC Bank is the leading private sector bank in India. It is among the first to get approval from RBI to set up a private bank in 1994. It has revolutionized the Indian Banking System with innovative products and excellent customer service through the years. The bank offers a wide range of banking services catering to commercial and investment sectors. They are basically into 3 banking businesses, viz., Wholesale Banking, Treasury & Retail Banking.

As of June 30, 2019, the Bank has established a distribution network of 5500 branches across 2,764 cities. It has also installed 430,000 POS terminals and issued 2,35,70,000 debit cards and 12 million credit cards in FY 2017.

An important aspect of any banking system is Online Banking or Netbanking. HDFC Bank offers an extremely dynamic Netbanking portal for its customers.

HDFC Bank NetBanking allows its customers to access their accounts and perform a number of transactions round the clock. To be precise, HDFC Bank NetBanking allows up to 200 different transactions without having to visit the bank. HDFC Bank NetBanking is activated free of charge for all customers. If you did not receive one at the time of account opening, you can walk in to the nearest branch and apply for one.

Features of HDFC Bank NetBanking

Hdfc Bank Net Banking

As mentioned above, HDFC Bank NetBanking allows close to 200 transactions relating to your account. HDFC Bank NetBanking website is designed in such a way that customers find it self-instructional and easy to navigate.

  • Ease of Access: HDFC Bank NetBanking allows you to access your HDFC Bank account from the comfort of your home. Netbanking is available 24/7 & 365 days for you to perform various financial and non-financial transactions on your HDFC Bank account. It allows you access to your account at all times. With various money transfer options like NEFT, RTGS & IMPS, you can perform various transactions with ease. You can also avoid standing in long queues at the bank for various non-financial transactions like cheque book request, FD/RD account opening, address/mobile number updation and so on.
  • Saves Time & Energy: With the option to not visit the branch physically to carry out a number of transactions, customers are able to save a lot of time and energy. Especially with old aged customers, Netbanking is a boon that allows them to do banking from the comfort of their homes. Online transactions through Netbanking also take less time than the ones carried out at the branch. Fund transfers and bill payments are completed immediately to save time for the customers. All these transactions can be carried out free of charge or for a very nominal fee that saves the users a considerable amount of money.
  • Up to date account information: Since you can access your account any time, you are abreast with all your account information. With just a single login, you are able to track all transactions on your account like cheque clearances, bill payments, ECS debits, Standing instructions, salary credits and any other transactions linked to the account. You can also link your loans, credit cards, FDs and RDs from the same bank under a single Netbanking login to have greater control on the account.
  • Safe & Secure: HDFC Bank NetBanking has been designed with the latest security encryptions to provide a secure channel. It has implemented Stay safe with Secure Access, an extra security solution. This is a simple three-step protection procedure for online transfer or transaction for heightened security of your account.

How do I register for HDFC Bank NetBanking?

While applying for an HDFC Bank Account, you are asked whether you want Netbanking or not. If you choose ‘Yes’, then you will receive a NetBanking Kit with your Customer ID, User ID & IPIN to register for NetBanking. You can login to the official web page, enter your User ID & IPIN and login to your account. You then have the option to change the password to your preferred one.

There are also other ways in which you can register your account for NetBanking.

Online on the Official Web Page

  • Visit the NetBanking registration page
  • Enter your customer ID and confirm your mobile number to generate an OTP
  • Enter the OTP
  • Select your debit card and enter details
  • Set your IPIN
  • Login to NetBanking using your customer ID and new IPIN

Through PhoneBanking

  • Call the PhoneBanking number in your city
  • Place a request by giving your Customer ID and Telephone Identification Number (TIN) or Debit Card and PIN
  • An IPIN will be couriered to the registered address within 5 days

At an HDFC Bank ATM

  • Enter your HDFC Bank Debit Card number and your ATM PIN
  • Select 'Other Option' from the main screen
  • Select 'NetBanking Registration' and confirm
  • An IPIN will be couriered to you

At a branch:

  • Download the NetBanking registration form
  • Fill up the form and submit it to any HDFC Bank branch
  • An IPIN will be couriered to you

Banking services available through HDFC Bank NetBanking

As mentioned earlier, HDFC Bank NetBanking allows close to 200 transactions through your NetBanking account. Some of the basic functions available on NetBanking are:

Account Summary – Get a summary of all your accounts from the same bank. You can get details on your savings bank account, FDs/RDs, Loan accounts, credit cards and investment accounts under a single login

Funds Transfer – Transfer money to self-accounts or other accounts using NEFT, RTGS, IMPS, etc.

Bill Payments – Allows bill payments for utility services, insurance providers, mutual fund operators, etc.

Online Shopping - Shop online for a number of things like fashion, food, travel & entertainment.

Here is a simple table listing out the close to 200 transactions you can carry out on HDFC Bank NetBanking

Account Related:

TransactEnquiryRequest

Open Fixed Deposit < Rs 5 Cr

Account Summary

Confirm KYC Details

Open Recurring Deposit

View Account Balance

Request CIBIL TransUnion Score

Open New FCNR Deposit

View / Download Account Statement

Update Extended KYC (FATCA) Declaration

Fixed Deposit Sweep-in

Download Historical statement

Stop Payment of Cheque

Super Saver / Overdraft against FD

Fixed Deposits Summary

Cheque Book

Open Dream Deposit

Recurring Deposits Summary

Demand Draft to self-address

Top-up add to Dream Deposit

View Tax Credit Statements

Demand Draft to Third Party address

Liquidate Fixed Deposit

View Cheque Status

View / Update Aadhaar Number

Liquidate Recurring Deposit

TDS Enquiry

Add / Update PAN Number

Liquidate FCNR Deposit

Hold Enquiry

Change FD Instruction

FD Advice

Mailbox

Change RD Instruction

RD Advice

Financial Summary

IPO Application

Funds Transfer within own Account

Dream Deposit Summary

Email Statement Registration

Funds Transfer within own Account - SI

 

Form 15 G/H

CASA Sweepin Setup

 

Download Interest Certificate

Fund Transfer to PPF/SSY Accounts

 

Download Mandate Form

Fund Transfer to PPF/SSY Accounts - SI

 

Download Deposit Slip

 

 

Download Locker Nomination Form

 

 

Request Account Statement

 

 

Generate MMID

 

 

Retrieve MMID

 

 

Cancel MMID

 

 

Regenerate Direct Tax Challans

 

 

Regenerate InDirect Tax Challans

 

 

E-Filing of IT Returns

 

 

Download Balance Certificate

 

 

View / Update Nomination Details - for Current & Saving Accounts

 

 

View / Update Nomination Details - for FD

 

 

View / Update Nomination Details - for RD

 

 

Apply for DTAA

 

 

View / Add GST No.

Fund Transfer:

TransactEnquiryRequest

Fund Transfer to other HDFC Bank Accounts

View / Delete List of Beneficiaries- Fund Transfer within Bank

Add a Beneficiary- Fund Transfer within Bank

Fund Transfer through NEFT

View List of Beneficiaries-NEFT / IMPS /RTGS

Add a Beneficiary- Fund Transfer through NEFT / IMPS / RTGS

Set up Standing Instructions and Schedule Payments through NEFT

View List of Beneficiaries-eCMS

Add a Beneficiary-eCMS

Fund Transfer through RTGS

View List of Beneficiaries-Foreign Outward Remittance

Modify TPT Limit

Fund Transfer through IMPS using IFSC code

OTP Pending Transactions

Change Image and Message

Fund Transfer through IMPS using MMID

View RTGS Funds Transfer

Change Question Answers

Fund Transfer through e-CMS

View IMPS Funds Transfer

Change Question Answers

Fund Transfer using Special Payments

Repatriation of funds (View) - NRE Accounts

Add Beneficiary for Repatriation of funds - NRE Account

Foreign Outward Remittance

Repatriation of funds (View) - FCNR Deposits

Add Beneficiary for Repatriation of funds - FCNR Deposit

VISA CardPay

 

Register Digital Certificate

Repatriation of funds

 

Bill Pay & Recharge

  • Register Biller
  • View/ Pay Bills
  • View/ Delete Biller
  • Register mobile number for recharge
  • Mobile Recharge
  • Register DTH connection for recharge
  • DTH Recharge
  • Check recharge Status
  • View Bill Payment History
  • View/ Modify Billers
  • De-register Biller
  • Standing Instructions (Biller) - Set
  • Standing Instructions (Biller) - Modify / Delete
  • View/ Stop scheduled Bills

Others

HDFC Bank NetBanking FAQs:

1. How do I change my password?

Once you log in to your HDFC NetBanking account, you can click on the "Change password" option in the top part of the screen. You have to type your current password and the new password you have chosen in their respective boxes.

2. What is IFSC? How is it different from the MICR code?

IFSC stands for ‘Indian Financial System Code’. It is a 11 digit, alpha numeric code designed to identify bank branches in India. The MICR code uses 9 digits to identify bank branches.

3. What is BillPay Plus Online?

BillPay Plus Online is a facility offered by HDFC Bank that helps you pay utility bills like electricity, telephone, post-paid mobile and insurance bills through your NetBanking account. You can even purchase subscriptions or make donations through online BillPay Plus.

4. What are the recharge facilities available?

The following recharge facilities are available with HDFC NetBanking:

  • Prepaid mobile number recharge
  • DTH recharge

5. How do I register for DTH/Prepaid mobile recharge?

You can register online by providing your Subscription number / prepaid mobile number and selecting the Bank account number.

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