Looking for an answer?

* Let the community or our experts assist you

Find and share a solution

OR

Questions

What is a credit card?

A credit card allows the card holder to make purchases with money ‘on loan’ from the bank. The collective bill for these purchases is paid back at the end of the billing cycle. If you pay your...

Why does a credit card have a chip?

Credit cards (and debit cards) usually comes with a chip facility to ensure against fraud. A Credit Card that comes with an encrypted chip ensures that your transactions remain secure.  You can...

Why is my credit card declined?

Your credit card may be declined at the point of purchase because you have exceeded your credit limit. Keep a check on your monthly expenses to be aware of your spending pattern. Your credit card...

Why is my credit card application rejected?

Your credit card application might be rejected due to several reasons: • You might have insufficient or no credit history • You might have a poor credit score • You...