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Get buy now pay laters in India that are best matched to your credit profile
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A lot of Indian salaried individuals are on the look-out for quick cash before their salary day arrives. To meet their requirements, EarlySalary offers salary advance for meeting urgent cash requirements which can be used for various purposes. EarlySalary is an online lending place which facilitates professionals by helping with short-term financial needs.
The main objective of EarlySalary is to help individuals sail through the month-end financial crises by offering them small loan amounts until their pay-day arrives. EarlySalary provides instant loans up to a maximum Rs. 2 lakhs. These have flexible repayment tenures of maximum 12 months. These are mostly unsecured loans and the approval depends on individual income, credit score, and a few other eligibility criteria.
EarlySalary Personal Loan is an easy solution to cater to personal expenses such as a wedding, shopping, home refurbishment, shopping, medical emergencies, etc. One can apply for EarlySalary loan online with few easy steps and get instant disbursal of maximum Rs. 5 lakhs with the least documentation and fast processing.
Eligibility criteria laid out by EarlySalary is very transparent and easy to follow:
Here are the important fees (non-interest) applicable to EarlySalary personal loan:
1.50% of the loan amount
Late payment fees
3% per month on the due loan amount, minimum being Rs. 500
Repayment mode(s) mandate reject charge
Up to Rs. 250 per rejection
Charges for bouncing of the Repayment mode(s)
Rs. 500/- per month / per default towards its dishonour
0.1% of the sanctioned value or Rs. 100, whichever is higher
Here is how you can contact the customer care at EarlySalary:
1. How can I repay a personal loan taken from EarlySalary?
You can make the repayment of your loan through:
2. Can I prepay my buy now pay later?
Yes, you can prepay your buy now pay later by making payment through Net Banking or UPI.
3. Is there any specific loan repayment date that I should use?
Your loan repayment date is set as the immediate next day of the salary receipt date.
4. Will my shopping voucher or gift card come with an expiry?
Yes, gift cards always have an expiry date. You can check the same in the gift card section of the app. Go to EarlySalary App Menu Gift Card/s Go to the Gift Card for which you wish to know the expiry.
5. Why am I unable to set up auto-payment via eMandate?
You may be unable to set up auto-payment since your bank may not have enabled the eMandate services.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.