CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Is your Credit Score >750?
Bank of Maharashtra, one of the popular banks in India, offers a wide range of credit products to its customers. With competitive interest rates on loans and credit cards, Bank of Maharashtra is a name to reckon in the credit market.
The customers can enjoy numerous benefits on tailor-made Bank of Maharashtra
For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. Clearly understanding the customer’s spending habits, Bank of Maharashtra offers varied credit cards in the following categories.
2. Cashback Card
3. Rewards Card
4. Travel Card
5. Life Time Free Card
6. Business Card
7. Lifestyle Card
8. Entertainment Card
From the above listed credit cards, you can choose the one that suits your priorities and spending behaviour. You can save a huge amount through offers and rewards provided in each category.
Individuals who want to apply for a Bank of Maharashtra credit card must meet the following eligibility criteria.
To apply for a Bank of Maharashtra credit card, you must fall into the age limit set by the bank. The applicant should be minimum of 21 years old and maximum of 60 years. Anyone falling under this age limit can apply for a credit card with Bank of Maharashtra. Add-on credit cardholder should be 18 years old and above.
You must have a regular income to avail a Bank of Maharashtra credit card. The income criteria differ according to the features and specifications of the card. You can get a Bank of Maharashtra credit card with the minimum of INR 18,000 per month. However, income may vary for other cards based on specifications and features.
The customer should show a proof of steady source of income to avail a credit card from Bank of Maharashtra. You can either be a salaried employee working in an established company or a self-employed professional managing your own business.
Nationality: The applicant should be a resident of India or Non-Resident Indian.
The applicant must check the following things while applying for a Bank of Maharashtra credit card.
Income of the Applicant: Your income plays an important role while applying for a credit card. This is a proof to the bank that you will be able to pay your credit card bill.
You can also get a Bank of Maharashtra credit card against a fixed deposit.
Age of the Applicant: Using a credit card becomes a huge responsibility. An individual gets a steady source of income only after a certain period of years. Hence, the banks are certain about age criteria in giving a credit card as they expect a proper payment every month.
Credit History of the Applicant: Credit history is a clear proof of how an individual manages his/her credit related activities. A good credit history is highly preferred by the lender for offering a credit card.
Nationality Criteria of the Applicant: The applicant should be a resident of India or Non-Resident Indian.
To apply for a Bandhan Bank credit card, you need to submit the following documents.
How to Apply for Bank of Maharashtra Credit Card?
If you want to apply for a Bank of Maharashtra credit card, the process is simple, and you can follow the steps given below to get it.
To apply for a Bank of Maharashtra credit card, you need to submit the following documents.
Bank of Maharashtra cardholder can get interest free credit period of up to 50 days, however, it is subject to change according the scheme and card. You won’t get an interest free period if the previous month’s balance is not cleared in full on or before due date. Similarly, interest free period is not applicable for withdrawing cash from ATM.
Annual Membership Fee: The cardholder will have to pay annual membership fee for primary and add-on cards as set by the bank. The charges may vary for different cards depending on the schemes. Annual fees will not be refunded to the cardmember at the time of closure of the credit card.
Cash Advance Fees: The cardholder can use the credit card to withdraw money from ATMs in India and abroad any time. For each transaction, a fee of 3.0% of amount withdrawn or INR 300 will be charged, and it will be added in the next monthly bill. ATM transactions do not get interest free period unlike other purchases.
Late Payment Charges: Late payment charges are applicable if minimum amount due is not paid on or before the due date. Following are the late payment charges applicable.
The credit limit on the Bank of Maharashtra credit cards are determined by the bank at its sole discretion. The available credit limit is communicated to the cardholder at the time of card delivery.
The customer who wants to increase the credit limit can write to the bank asking for increase in the credit limit. While requesting for the increase, the cardholder needs to submit the financial documents such as salary slip, bank statement, income tax returns etc. However, the credit limit increase is determined at the sole discretion of the bank.
You can get in touch with the Bank of Maharashtra credit card customer care 24X7 by contacting the following numbers.
You can call the toll-free number 1800-233-4526 / 1800-102-2636 from your mobile and Landlines in India.
You can also write to Bank of Maharashtra zonal offices and post your queries related to credit cards.
You can use the following methods to pay your Bank of Maharashtra credit card bills.
You can register with the bank for net banking facility to make your credit card payments online. After the registration, you can submit a written standing instruction to automatically debit a pre-determined amount from your account. This can help you pay the bills on time and avoid paying interest on late payment.
NEFT: You can pay your credit card bill from any other bank account by using the NEFT facility. The instructions may vary slightly in different banks, but, in most cases you need to add your credit card number as the payee account number to make the payment through NEFT. Any payments made during the working hours on a weekday are credited on the same day while the payments made after working hours are credited on the next business day.
Bill Desk: You can use the Bank of Maharashtra Bill Desk web page which is set up to pay your credit card bills. Fill out the required details which also includes the credit card number and payment amount. The customers are then directed to Bank of Maharashtra’s net banking portal to complete the credit card bill payment. The customers will receive an online transaction confirmation as well as a Transaction Reference Number after a successful transaction.
You can pay your Bank of Maharashtra credit card bills by paying in cash at any one of the branches nearest to you. A processing fee per payment will be charged by the bank when you pay your credit card bill.
If you prefer to pay your credit card bills using cheques, then you can do so in the same way as you would pay your credit card bills by paying cash. You can also drop of the cheques mentioning your credit card number and other required details at the bank ATMs where there are drop boxes for this purpose. The payment will get cleared within 3 working days.
It is now easy to check whether you are eligible to get a Bank of Maharashtra credit card at CreditMantri. You can follow the below steps to check your credit card eligibility.
1. Visit the CreditMantri website
2. Click on ‘Credit Cards’ option which will take you to the page where a credit cards from varied banks are listed.
3. You can sort the cards either by bank or categories such as entertainment, cashback, shopping, fuel, rewards, lifestyle and travel.
4. Click on ‘Check Eligibility’ which is displayed against the credit card you choose from the page.
5. You will now be directed to a page where you will have to fill up personal and contact details such as name, email id, mobile number, gender etc. Click on ‘Next’ to proceed to the next step.
6. You will now be asked to submit your income details and after which you will be shown credit cards that you are eligible for. You can choose any of them from the list and apply for it.
CreditMantri pre-screens your application and suggests the lender who suits your eligibility and is willing to lend to you. This increases the chances of approval rate and helps you get the right loan or credit card much easier.
1. What is the age criteria to apply for Bank of Maharashtra Credit Cards?
The applicant should be a minimum of 23 years old and a maximum of 60 years old to apply for a Bank of Maharashtra Credit Card.
2. Are there any income criteria to apply for Bank of Maharashtra Credit Cards?
Yes, income eligibility is a minimum of Rs. 18,000 per month to obtain a credit card from Bank of Maharashtra.
3. Is the Bank of Maharashtra credit card available for only salaried individuals?
No, Bank of Maharashtra credit cards can be availed by both salaried and self-employed individuals.
4. I am a foreigner working in India for a few years. Can I apply for Bank of Maharashtra Credit Cards?
No, only Indian citizens and NRIs can apply for Bank of Maharashtra Credit Cards.
5. Is my credit score a criterion to determine my eligibility for Bank of Maharashtra Credit Cards?
Yes, your credit score is a crucial factor for determining credit card eligibility. Individuals with a high credit score can quickly secure a credit card with high credit limits and low-interest rates.
6. What are the income proof documents I can submit for my Bank of Maharashtra credit card application?
The applicant can submit their bank statement, payslip or income tax return as proof of income.
7. Where can one apply for Bank of Maharashtra Credit Cards?
Bank of Maharashtra credit cards can be applied on the bank’s official website or at your nearest branch.
8. Do I need to be an existing customer to apply for Bank of Maharashtra Credit Cards?
No, not necessary. Even non-customers of the bank can apply for Bank of Maharashtra Credit Cards.
9. What are the documents I need to submit to apply for Bank of Maharashtra Credit Cards?
The necessary documents required to be submitted are:
10. How can I know if I am eligible for an increase in the credit limit of my Bank of Maharashtra credit card?
The cardholder is provided with a fixed credit limit at the time of applying for the card. This limit is based on the income, age and other criteria of the applicant. On a later date, the cardholder can approach the bank and request an increase in the credit limit by submitting additional documents requested by the bank.
11. What factors determine my eligibility for a Bank of Maharashtra Credit Card?
The primary factors that determine your credit card eligibility are:
12. Can I apply for Bank of Maharashtra Credit Cards without a job?
Yes, the job is not a requirement to apply for a credit card, however, your income is. As long as you have sufficient income to repay the bills and a good credit score, you can apply for Bank of Maharashtra Credit Cards.
Good website - easy to use,
Andhra Bank Credit Card Eligibility
Axis Bank Credit Card Eligibility
Bank Of Baroda Credit Card Eligibility
Canara Bank Credit Card Eligibility
Central Bank Of India Credit Card Eligibility
Citibank Credit Card Eligibility
Corporation Bank Credit Card Eligibility
DCB Bank Credit Card Eligibility
Dhanlaxmi Bank Credit Card Eligibility
Federal Bank Credit Card Eligibility
HDFC Bank Credit Card Eligibility
ICICI Bank Credit Card Eligibility
IDBI Bank Credit Card Eligibility
Indian Bank Credit Card Eligibility
Indian Overseas Bank Credit Card Eligibility
IndusInd Bank Credit Card Eligibility
Jammu Kashmir Bank Credit Card Eligibility
Karnataka Bank Credit Card Eligibility
Karur Vysya Bank Credit Card Eligibility
Kotak Mahindra Bank Credit Card Eligibility
Lakshmi Vilas Bank Credit Card Eligibility
Oriental Bank Of Commerce Credit Card Eligibility
Punjab National Bank Credit Card Eligibility
RBL Bank Credit Card Eligibility
SBI Credit Card Eligibility
South Indian Bank Credit Card Eligibility
Syndicate Bank Credit Card Eligibility
Tamilnad Mercantile Bank Credit Card Eligibility
Union Bank Of India Credit Card Eligibility
Vijaya Bank Credit Card Eligibility
YES Bank Credit Card Eligibility
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.