Yes, I can get a credit card with a salary of Rs. 14,000. Credit cards are available for all income classes. Let us now look at some of the best credit cards for people with salaries in the range of Rs. 8000 to Rs. 15,000. 

Best Credit Cards For People With A Salary of Rs. 14,000

Bank of India Visa Gold Card

  • Customers whose gross annual income is Rs 1.50 Lakhs can apply for this card. 
  • The fee levied is Rs 600 per annum
  • The cardholder can easily convert the purchases to EMIs for transaction values greater than Rs. 5000.
  • It leaves you with a rewarding shopping experience as it offers exclusive reward schemes and benefits

Axis Bank My Zone Credit Card

  • 100 points will be credited when you use the card for the first time for online purchases. 
  • You will get 4 to 40 reward points per Rs. 200 spent on the card. 
  • You will get 10 times more reward points for eating out in select hotels and restaurants on the weekends. 
  • Card users can use the benefit of 4 free visits per year to participating airport lounges in India.
  • You can get a 25% reduction on the total booking account if you book tickets using the Axis My Zone credit card.
  • Get a 1% fuel surcharge exemption for transactions at all service stations across India. 
  • The waiver is valid on card transactions falling between Rs.400 and Rs. 4,000
  • Any purchase over Rs 2,500 using the card can be converted into easy monthly EMIs by contacting the bank
  • You can repay the amount in durations of 6, 9, 12, 18 or 24 months.

HSBC Classic Credit Card 

  • You can get this card for an annual salary of  Rs.  1.5 Lakhs and above. 
  • HSBC credit card holders will have zero lost credit card liability after they report the loss of the credit card to the bank in writing or to the VISA or MasterCard Global Emergency Assistance helplines. 

Canara Bank VISA Classic Credit Card

  • The card is brought to you in partnership with VISA. 
  • You need a minimum yearly income of Rs 1 lakh to be eligible. 
  • It brings ease and convenience to your everyday life.

Vijaya Bank Classic Visa Card

  • The minimum and maximum limits on the Vijaya Bank Visa Classic Credit Card are Rs 5,000 and Rs.75,000 respectively.
  • The credit card provides a cash withdrawal facility of 50% or Rs 25,000 of the card limit to its customers. 
  • You should be the account holder of the bank to avail this card. 

Vijaya Bank Mastercard Global Credit Card

  • To avail this card, the salaried individual must have a gross income of at least Rs 1,20,000 per annum and a self-employed individual must earn at least Rs 10,00,00 per month 

HDFC Freedom Credit Card

  • This card will give you the benefit of 5x reward points on your meals, grocery, train reservations, taxi reservations, and your film expenses. 
  • Make the most of your birthday with 25x reward points on your card expenditures. 
  • Get a gift voucher of Rs.1,000 on expenditures over Rs.90,000 in one year. 
  • Waiver of renewal fees if annual expenses are more than Rs. 50,000 rupees. 
  • Interest-free period of up to 50 days.
  • The credit limit will be determined by the bank based on the credit score of the applicant, credit report, and repayment habits of past and current loans. 

Conclusion

Thus, credit cards are available for people with a salary of Rs. 14,000.