Processing Fee

2.25%

Max Tenure

24 to 48 Months.

Best Rate

11% P.A

View Details

Features

  • 100% Online Process.
  • No Foreclosure Charges.

Pricing

  • Interest rate: 0.92% P.M.
  • Processing fee: Upto 2.25%

Documents Required

  • ID Proof.
  • Address Proof.
  • Bank Account Details with E-Mandate Facility.

Processing Fee

4%

Max Tenure

6 - 36 Months.

Best Rate

14.04% P.A

View Details

Features

  • Lower Interest Rates.
  • 100% Online Process.
  • Minimal documentation.

Pricing

  • Interest rate: 1.17% P.M.
  • Processing Fees: From 4%

Documents Required

    Documents Required - Salaried
  • ID Proof.
  • Address Proof.
  • Income proof (Latest 2 salary slips & Last 3 months'bank statement).
  • Form 16/ITR.

Processing Fee

2000₹

Max Tenure

18 Months.

Best Rate

28% p.a

View Details

Features

  • Quick loan processing.
  • Minimal documentation.
  • Min Eligiblity Criteria.

Pricing

  • Interest rate - 20% to 30% P.A.
  • Processing fee - From 2.5%.

Documents Required

  • ID Proof.
  • Address Proof.
  • Salary slip and appoinment Letter (for amber Customers).
  • Income proof (3 Months BS ).

Processing Fee

3-4%

Max Tenure

2 yrs

Best Rate

18%

View Details

Features

  • Complete Online Process
  • Minimal Documentation
  • Faster Disbursal

Pricing

  • Processing Fee - 3 to 4 % of Loan Amount
  • Interest Rate Starting at - 18%

Documents Required

  • Proof of identity and proof od address - (Pan Card and AadharCard)
  • Proof of income - Salary Bank Statement

Processing Fee

1.0%

Max Tenure

12-72 Months.

Best Rate

12% P.A.

View Details

Features

  • Hassle free Process.
  • Flexibility of Repayment.
  • No end use requirement.

Pricing

  • Interest Rate: 0.92% p.m.
  • Processing Fee: Upto 2.50%

Documents Required

  • Income Proof (Latest 3 salary slips).

Processing Fee

2.5%

Max Tenure

12 Months.

Best Rate

35.1% p.a

View Details

Features

  • Minimal Documentation.
  • Quick loan processing.
  • NTC also allowed for 50 k.

Pricing

  • Interest rate - 35% to 37% P.A
  • Processing fee - From 2.5%

Documents Required

  • ID Proof.
  • Address Proof.

Processing Fee

2.5%

Max Tenure

12 - 60 Months.

Best Rate

12.96% P.A

View Details

Features

  • Quick loan processing.
  • Minimal documentation.
  • Affordable Rates & Charges.

Pricing

  • Intrest Rate-1.08% p.m.
  • Processing Fee - From 2 - 3.5%.

Documents Required

  • ID Proof.
  • Address proof.
  • Income proof (Latest 2 salary slips & Last 3 months'bank statement).
  • From 16/ITR.

Processing Fee

2% - 5%

Max Tenure

3 - 60 Months

Best Rate

16% P.A.

View Details

Features

  • Choice based loan offers available - Bureau Based & Banking Based
  • ROI & Tenure will differ basis the loan offer chosen
  • Disbursement within 24-28 Hours
  • Complete Digital Loan Process
  • No Income Documents Required

Pricing

  • Interest rate: 1.33% P.M.
  • Processing Fee: 2% - 5%

Documents Required

  • Proof Of Identity & Proof of Address
  • Bureau Based Offer - No Income Documents
  • Banking Based Offer - Last 3 Month Bank Statements

Processing Fee

3%

Max Tenure

12-72Months

Best Rate

11.04% P.A.

View Details

Features

  • Loan upto 35 Lakhs
  • Flexible Tenures upto 6 years
  • Faster Loan Process

Pricing

  • Interest rate: From 0.92 P.M.
  • Processing fee: 1% to 3%

Documents Required

  • Last 3 Months Payslips
  • Last 6 Months Bank Statements
  • Proof Of Identity (Voter ID,Passport,Driving License,Aadhar Card)
  • Proof Of Address (Ration Card, Electricity Bill, Passport)
  • Proof Of Employment & Ownership - If Required

Processing Fee

Nil*

Max Tenure

36 Months.

Best Rate

Nil*

View Details

Features

  • Quick loan processing.
  • Minimal documentation.
  • Min Eligiblity Criteria.

Pricing

  • Interest rate - 20% to 36% P.A.
  • Processing fee - From 2.5%.

Documents Required

  • ID Proof.
  • Address Proof.
  • Salary slip and appoinment Letter (for amber Customers).
  • Income proof (3 Months BS )

Processing Fee

2.50%

Max Tenure

12 - 72 Months.

Best Rate

11.04% P.A.

View Details

Features

  • Minimal Documentation.
  • Hassle Free Process.
  • Quick loan processing.

Pricing

  • Interest Rate: 0.92% P.M.
  • Processing fee: 2.50%

Documents Required

Processing Fee

2%

Max Tenure

2 - 60 months

Best Rate

15.96% P.A.

View Details

Features

  • Disbursal in 116 seconds.
  • No foreclosure charges
  • 100% Online Process

Pricing

  • Interest rate: 1.33% P.M.
  • Processing fee: From Rs. 399 upto 2% on Loan amount

Documents Required

  • ID Proof.
  • Address Proof.
  • Income proof (Salary slip,bank statement).

Processing Fee

1%

Max Tenure

12 - 60 Months.

Best Rate

12.96% P.A.

View Details

Features

  • Minimal Documentation.
  • Quick loan Processing.
  • Balance Transfer Facility.

Pricing

  • Interest rate: 1.08% P.M.
  • Processing fee: From 0.75 - 2%

Documents Required

  • ID Proof.
  • Address Proof.
  • Income proof (Latest 2 salary slips & Last 3 months'bank statement).

Ujjivan Personal Loan

4

Processing Fee

2.0%

Max Tenure

5 yrs

Best Rate

15.5%

Edelweiss Salaried Personal Loan

4

Processing Fee

2%

Max Tenure

nil*

Best Rate

23.0%

MyMoneyMantra Personal Loan

4

Processing Fee

2%

Max Tenure

1-5 yrs

Best Rate

10.75%

RBL Personal Loan

4

Processing Fee

2%

Max Tenure

5 yrs

Best Rate

13.99%

Shriram City Union Personal Loan

4

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Shriram City Union Personal Loan

4

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

HDFC Personal Loan EM

4

Processing Fee

2.50%

Max Tenure

12 - 72 Months.

Best Rate

10.99%

HDB Personal Loan

4

Processing Fee

2%

Max Tenure

1.6 yrs

Best Rate

18%

Bajaj Finance Personal Loan

4

Processing Fee

2.25%

Max Tenure

5 yrs

Best Rate

14.75%

ICICI Bank Personal Loan

4

Processing Fee

999₹*

Max Tenure

5 yrs*

Best Rate

11.49%*

Shriram City Union Personal Loan

4

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Finzy personal Loan

4

Processing Fee

2%

Max Tenure

6 to 36 Months.

Best Rate

7.99% p.m

SBI personal loan

4

Processing Fee

1.50%

Max Tenure

up to 6 years

Best Rate

15.65% p.a

Navi Personal Loan

4

Processing Fee

Nil

Max Tenure

6 years

Best Rate

9.9%-45% p.a.

MANAPPURAM Personal Loan

4

Processing Fee

2%

Max Tenure

NA

Best Rate

IndusInd Bank Personal Loan

4

Processing Fee

0.5%*

Max Tenure

5 yrs

Best Rate

12.99%*

Fullerton Personal Loan

4

Processing Fee

2%

Max Tenure

4 yrs

Best Rate

17.25% *

Capital First Personal Loan

4

Processing Fee

2.49%

Max Tenure

NA

Best Rate

16%

PNB Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.95%

Citibank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Kotak Mahindra Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Bank of Baroda Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.60%

Corporation Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.75%

Union Bank of India Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.40%

Bank of India Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Canara Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

12.60%

IDBI Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.50%

Bank of Maharashtra Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.70%

Andhra Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.25%

Karur Vysya Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11%

Tamilnad Mercantile Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.40%

HSBC Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Central Bank of India Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Dena Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

UCO Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.45%

Allahabad Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.00%

Syndicate Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.20%

Vijaya Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.50%

Indian Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.65%

Federal Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.75%

Aditya Birla Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.75%

Indian Overseas Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.05%

South Indian Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10%

HDBFS Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.99%

Credy Personal Loan

4

Processing Fee

3.0%

Max Tenure

NA

Best Rate

1%

India Bulls personal Loan

4

Processing Fee

2.5%

Max Tenure

nil*

Best Rate

11.99%

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How to Get a Personal Loan in Agra

Do you live in Agra? Wondering how to get a personal loan in Agra and what your options are? Read on!

Personal Loans in Agra

Almost all major banks and NBFCs offer personal loans in Agra including Shriram Finance, Axis Bank, HDFC, Citibank, Fullerton, ICICI Bank, SBI etc. Many banks and lenders allow you to apply for a loan online, even if they do not have a presence in Agra. As mentioned before, you have the freedom to use the money in any way you want.

A personal loan in Agra also doesn’t require any collateral. However, this may depend on your creditworthiness—a few banks might ask for a guarantor, or a token security of some sort. But mostly, banks offer personal loan in Agra without any collateral / security, meaning you are not required to provide any security to the lender in the form of cash, shares or any other assets. This might make it more attractive to some customers who may not be able to raise the cash or have any asset required as collateral.

Personal loans in Agra for salaried, self-employed and business people are easily available. For the best personal loan offer, you can compare and find the best personal loan providers in Agra.

Is it possible to get a Personal loan in Agra with bad credit?

Well, it is not impossible, but certainly difficult to avail any kind of loan with bad credit. Having a bad credit score means availing of the loan at highly unattractive terms like a high interest rate. You might be also asked to pledge collateral as form of security. It’s best to improve your credit scoreto a healthy number ( of 750 or above) before applying for a personal loan, so you avail of better terms and are able to negotiate for the best interest rates.

Eligibility for Personal Loan in Agra

Here are some of the general criteria for being eligible for a personal loan:

  • Age: The applicant’s age should ideally be between 21 years to 65 years.
  • Salaried, self-employed, and business professionals are eligible to apply.
  • Minimum salary for salaried people should be at least Rs. 15,000. The salary bracket depends on what tier of city you live in and the company you work for.
  • Should be staying in the same address / city for at least 1 year
  • Total work experience should be at least 2 years
  • Should have a stable employment history.

Documents Required for Personal Loans in Agra

For salaried / self-employed professionals

The documents required are fairly standard: Address proof, identity proof, 6 months / 3 months bank statements etc. For professionals, your degree certificate / educational documents might be requested for. Following are an overview of the documents generally asked while applying for a personal loan in Agra:

  • Valid Identity Proof - Passport, Driving License, Voter ID Card, Aadhar Card, PAN Card (any one document to be submitted)
  • Valid Address Proof – Lease/Rent Agreement, Passport, Driving License, Ration Card, Utility bill (not more than 3 months old), Bank Statement
  • Income Proof Documents – Latest 6 months’ salary slip and latest Form 16
  • Bank Statements: Past 6 months bank statement with salary credit
  • Any other documents as directed by the Bank or NBFC
  • Continuity of employment proof, like offer letter, relieving letter, etc.

Personal Loans in Agra FAQS

1. Where can I apply for a personal loan in Agra?

Banks and NBFCs like HDFC, ICICI, CitiBank, SBI and other finance companies offer personal loans wherever you live in India.

2. Are NRIs eligible to apply for a personal loan in India?

Yes, but the banks will have rules and regulations pertaining to NRIs. It is best to contact the bank directly before applying if you are an NRI.

3. Who is eligible to apply for a personal loan in Agra?

Salaried individuals, self-employed professionals and business people can apply for personal loan in Agra.

4. Can I apply through personal loan agents in Agra?

Yes, if for any reason, you are unable to go to the bank directly, you could also approach private personal loan providers in Agra.

5. How much loan amount can one borrow?

How much you can borrow depends on your net annual income, existing loan obligations, the company you work for, your repayment capacity and other criteria.

6. What are the tenure options available?

Convenient repayment options are available with tenure generally ranging from 12 to 60 months.

7. How will I repay my Personal Loan?

You can repay your loan in a convenient, easy, and hassle-free way through EMIs.

How to apply for Personal loan in Agra:

You can apply directly online at the bank/ NBFC's website

You can go in person to the branch to apply for a loan

You can approach a personal loan agent in Agra

Need help? Alternatively, if you think you need help with your loan application process and advice on loan eligibility, CreditMantri can guide you and match you with the loan offer that best suits your profile.

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