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Credit cards in Bhubaneswar give you a multitude of benefits. Quick processing and easy repayment options. Annual Fee waiver. Get rewards and cashback offers. Check out other exciting features!
Bhubaneswar is the capital city of the Indian state of Odisha. It is the largest city in Odisha and is a center of economic, religious and historic importance in Eastern India. It is an emerging information technology and education hub, Bhubaneswar is one of the country's fastest-developing cities. It is home to several leading Banks, NBFC’s and other private lenders.
Are you looking to apply for a credit card? If your answer is a resounding “Yes”, then read on!
A credit card is plastic money that is borrowed. It comes with an approved credit limit that allows you to make purchases and pay back later, along with interest charges as accrued. As long as you pay back the money you borrowed within the grace period, which is ideally the interest-free period, you don’t have to pay extra in the form of hefty interest charges.
The best credit card is easily the one that suits your lifestyle needs, spending patterns, and offer terms best suited to your income and expenses. Given the multitude of options available in the market, it can get a little overwhelming to choose the right credit card for you.
Based on your actual requirement, repayment capacity, and existing loan obligations, lenders can approve a credit card in Bhubaneswar for you.
Key features of a Credit Card:
Different credit cards have different eligibility requirements. Compare different eligibility requirements before applying for credit.
Ideally, one should be salaried or self-employed, having a regular source of income, be over 21 years of age and have a clean credit history.
Documentation is generally minimal. Following is an overview:
To discover the exclusive offers on credit cards in Bhubaneshwar, register now on CreditMantri.
Before selecting a credit card, it is advised that you do a credit card comparison and select the ones which fulfill all your requirements, this is one way of ensuring you get the best credit card offers in Bhubaneshwar
Can I apply for Credit Card online?
Absolutely. Several lenders have the facility to apply online.
Can I avail the EMI Facility with a credit card?
Most Credit Card issuers offer you attractive repayment terms at affordable interest rates and flexible tenure. You can convert your purchases over Rs. 5,000 to easy EMIs. Generally, once a transaction is converted into EMIs the same cannot be reversed or cancelled. You have the option to only pre-close an EMI, although pre-closure charges are applicable.
How to apply for credit card loan in Bhubaneswar?
You can check your eligibility and apply for a loan against your credit card limit by logging in to your net banking account.
Can I use my chip credit card for online transactions?
Yes, you can use your chip credit card during online transactions if it comes under 'Verified by Visa'/’MasterCard Secure Code’. This ensures safe online transactions.
What are the benefits of a using a chip card?
The microchip in the credit card is encrypted, providing security and protection to help guard against fraudulent transactions.
Can credit cards be used anywhere?
Yes, most domestic and global establishments accept credit cards as mode of payment.
You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.
CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile. In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.
Click here to sign up and apply for loans and credit cards , the CreditMantri way!
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.