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Get Credit cards in Jamshedpur with easy payment options. Redeem reward points for various merchandise. Easy documentation with quick approvals. Check the best credit card deals and other exciting offers on CreditMantri!
(1X = 1 Reward point per ₹100 spent | 1 Reward point = Rs. 1)
Jamshedpur is a city located in the Indian state of Jharkand. The areas surrounding Jamshedpur are rich in minerals, including iron ore, coal, manganese and lime, and hence, the city gave birth to the first private Iron and Steel company of India, Tata Steel.
The city catapulted to international acclaim when it was selected for the 2004 Global Compact City award from the UN in India. A testimony to its robust infrastructure, cosmopolitan outlook and strong industry, Jamshedpur houses banks and companies of repute, being a modern, industrial city
In case you are looking to apply for a credit card in Jamshedpur, you have approached the right place!
A credit card is usually a plastic card issued by a financial company like a bank that gives the card-holder an option to borrow funds at point of sale. Hence, a credit card is plastic money that is essentially borrowed. It comes with an approved credit limit (based on your salary and credit rating) that allows you to make purchases and pay back later, along with interest charges as accrued. It comes in handy for making various transactions, as opposed to carrying money. As long as you pay back the money you borrowed within the grace period, which is ideally the interest-free period, you don’t have to pay extra in the form of hefty interest charges.
There are different types of credit cards – lifestyle credit cards, rewards credit cards, cashback credit cards, fuel credit cards, shopping credit cards, usiness credit cards etc. Based on your need, repayment capacity, and existing loan obligations, lenders can approve a credit card in Jamshedpur for you.
Key features of a Credit Card:
Build a credit history – Using a credit card to make your purchases allows you to build a positive credit history (provided you pay your dues consistently, every month) which will enable you to be eligible for larger loans (say, for example, a home loan) in the future.
Convenience – Credit Cards are very convenient in the sense that you don’t need to carry cash with you, especially in high level transactions.
Online Purchase – Credit Cards are a convenient method to buy things online. It is safe and secure.
Gives Rewards / Cash Back – Credit Cards give rewards for high usage such as airmiles, movie tickets, cashback and other merchandise. You generally get some points for the transactions done using a credit card. These points are accumulated and in the end, you can redeem these points for merchandise / vouchers of your choice.
Access cash in times of Emergency – In case of an emergency, where are in urgent need of cash, you can take cash on credit card in Jamshedpur. However, keep in mind that the interest rate for cash advances are very high.
Global transactions made easy – Credit Cards can be used in foreign countries without the need to convert your money into foreign currency. Though this is not devoid of some cost, it is more convenient.
Different credit cards have different eligibility requirements. Compare different eligibility requirements before applying for credit.
Not every individual is eligible credit cards. You need to be a salaried or self-employed professional, and be able to demonstrate a stable income. You also need to fulfil the age requirements.
You can easily check your eligibility online on the lender’s website. Most lenders have an eligibility calculator online. If you are found eligible, then you will be given a list of cards to choose from.
Documentation is generally minimal. Following is an overview:
Before selecting a credit card, it is advised that you do a credit card comparison and select the ones which fulfill all your requirements, this is one way of ensuring you get the best credit card offers in Dehradun.
To find the best credit card services and best credit card deals , register now on CreditMantri.
Can I apply for Credit Card online?
Absolutely. Several lenders have the facility to apply online.
How do I track my credit card application?
You can track your credit card application by contacting the customer care and referencing the application number. You can also track your application on the lender’s website.
Are there any interest charges on my credit card?
If you make a payment for the total amount due before the due date, no interest charges are incurred. Thus, you can enjoy interest-free credit from the date of purchase to the date on which the payment is due. Interest-free period generally ranges from 18 to 55 days.
However, if you make only partial payments or only the minimum amount due, then you will be charged interest on the remaining amount. Credit card interest rate could range anywhere from 24% to 42% or above, depending on your credit situation.
Can I avail the EMI Facility with a credit card?
Most Credit Card issuers offer you attractive repayment terms at affordable interest rates and flexible tenure. You can convert your purchases over Rs. 5,000 to easy EMIs.
How to apply forcredit card loan in Jamshedpur?
You can check your eligibility and apply for a loan against your credit card limit by logging in to your net banking account.
You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.
CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile. In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.
Click here to sign up and apply for loans and credit cards , the CreditMantri way!
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application