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Credit cards in Faridabad can be quickly obtained with easy documentation. Convert all big purchases made in Faridabad using credit card to easy EMI. Quick approval is guaranteed for both salaried and self-employed individuals with good income.
(1X = 1 Reward point per ₹100 spent | 1 Reward point = Rs. 1)
Faridabad is synonymous with the immensely popular Surajkund Mela. The Mela is a rich showcase of regional and international crafts and traditions. It is an amalgam of a riot of colors, rhythm of drum beats and cheerfulness that is life. It takes place in Faridabad, Haryana during the first fortnight of each February. The curtains go up on the much-admired annual Surajkund International Crafts Mela to showcase a celebration of Indian folk traditions and its cultural heritage.
Are you living in Faridabad, perhaps wanting to apply for a credit card? Being the industrial capital of Haryana, Faridabad is home To leading public and private banks and other financial institutions. Look no more and read on.
A credit card is usually a plastic card issued by a financial company like a bank that gives the card-holder an option to borrow funds at point of sale. Hence, a credit card is plastic money that is essentially borrowed. It comes with an approved credit limit (based on your salary and credit rating) that allows you to make purchases and pay back later, along with interest charges as accrued. It comes in handy for making various transactions, as opposed to carrying money. As long as you pay back the money you borrowed within the grace period, which is ideally the interest-free period, you don’t have to pay extra in the form of hefty interest charges.
There are different types of credit cards – lifestyle credit cards, rewards credit cards, cashback credit cards, fuel credit cards, shopping credit cards, business credit cards etc. Based on your need, repayment capacity, and existing loan obligations, lenders can approve a credit card in Faridabad for you.
Key features of a Credit Card:
There are several benefits of availing a credit card. Having a credit card means that you do not need to have wads of cash with you at all times to make purchases. It is a convenient method of payment as opposed to cash, especially in high-level transactions, where you can just swipe your card and get the purchase done. You can also take advantage of rewards program that comes with a credit card. You can redeem the points accrued for various attractive merchandise, gift cards and vouchers.
Using a credit card to make your purchases allows you to build a positive credit history (provided you pay your dues consistently, every month) which will enable you to be eligible for larger loans (say, for example, a home loan) at a later point in life.
In case of an emergency, where are in urgent need of cash, you can take cash on credit card in Faridabad. However, keep in mind that the interest rate for cash advances are very high.
Different credit cards have different eligibility requirements. Compare different eligibility requirements before applying for credit.
Ideally, one should be salaried or self-employed, having a regular source of income, be over 21 years of age and have a clean credit history.
Documentation is generally minimal. Following is an overview:
Before applying for the credit card that suits your needs, be sure to do a thorough research online. Do a credit card comparison for the best credit card offers. There are various websites that would allow you to check and compare various credit card offers from banks and credit card issuers.
To find the best credit card services and best credit card deals, the internet will come to your rescue.
Can I apply for Credit Card online?
Absolutely. Several lenders have the facility to apply online.
Can I avail the EMI Facility with a credit card?
Most Credit Card issuers offer you attractive repayment terms at affordable interest rates and flexible tenure. You can convert your purchases over Rs. 5,000 to easy EMIs.
How can I convert my credit card purchase into EMI?
You can avail the EMI option by logging to your Net banking platform with your user ID and password, and covert a purchase into EMI online. Alternatively, you can call the customer care for help with converting a purchase into an EMI.
How to apply for credit card loan in Faridabad?
You can check your eligibility and apply for a loan against your credit card limit by logging in to your net banking account.
What is the difference between Visa and Mastercard?
There are two networks that process payments between banks and merchants for purchases made with any bank credit cards – one is Visa and the other is MasterCard. Banks tie up partner with these networks that extends various benefits to you.
Visa and Master card offers benefits like coverage on auto rental collision damage, extended warranties, emergency assistance and urgent card replacement amongst other things. It also offers concierge services and has a dedicated online portal that gives cardholders access to discounts on entertainment, dining and travel to name a few.
Which is the best credit card?
The best credit card is easily the one that suits your lifestyle needs, spending patterns, and offer terms best suited to your income and expenses. Given the multitude of options available in the market, it can get a little overwhelming to choose the right credit card for you. Here are a few tips to help you make an informed decision:
Whatever card you choose, it is important to consider expenses, interest rates, annual fees and other charges while comparing services, discounts, cashback and reward points on offer.
You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.
CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile. In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.
Click here to sign up and apply for loans and credit cards , the CreditMantri way!
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application