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Earn many extravagant benefits by applying for credit cards in the pink city, Jaipur. Lightning speed processing and approvals are a plus point. Annual fee waivers are one of the special offers. Most lenders facilitate online applications. Check for eligibility and more information.
Often referred to as the pink city, Jaipur is the largest city and capital of Rajasthan. Jaipur is synonymous with exquisite jewelry, stunning fortresses and magnificent artefacts. Every corner of majestic city of Jaipur, which is known for its rich culture and history, has numerous stories to tell. In fact, Jaipur is one of the first planned cities in India. Oozing royal charm and a sense of antiquity, Jaipur is home to leading banks, educational institutions and companies of repute. In case you are looking to apply for a credit card in Jaipur, you have approached the right place! Read on!
A credit card is usually a plastic card issued by a financial company like a bank that gives the card-holder an option to borrow funds at point of sale. Hence, a credit card is plastic money that is essentially borrowed. It comes with an approved credit limit (based on your salary and credit rating) that allows you to make purchases and pay back later, along with interest charges as accrued. It comes in handy for making various transactions, as opposed to carrying money. As long as you pay back the money you borrowed within the grace period, which is ideally the interest-free period, you don’t have to pay extra in the form of hefty interest charges.
There are different types of credit cards – lifestyle credit cards, rewards credit cards, cashback credit cards, fuel credit cards, shopping credit cards, business credit cards etc.Based on your need, repayment capacity, and existing loan obligations, lenders can approve a credit card in Jaipur for you.
Key features of a Credit Card:
Build a credit history – transactions done using a credit card to make purchases of any kind allows you to build a positive credit history (provided you pay your dues consistently, every month) which will enable you to be eligible for larger loans (say, for example, a home loan) in the future.
Convenience – Credit Cards are very convenient, you don’t need to carry cash with you, especially in high level transactions.
Online Purchase – Credit Cards are a convenient method to buy things online as it offers a safe and secure method of payment.
Gives Rewards / Cash Back –
Access cash in times of Emergency – In case of an emergency, where are in urgent need of cash, you can take cash on credit card in Jaipur. However, keep in mind that the interest rate for cash advances are very high.
Different credit cards have different eligibility requirements. Compare different eligibility requirements before applying for credit.
Not every individual is eligible credit cards. You need to be a salaried or self-employed professional, and be able to demonstrate a stable income. You also need to fulfil the age requirements.
You can easily check your eligibility online on the lender’s website. Most lenders have an eligibility calculator online. If you are found eligible, then you will be given a list of cards to choose from.
Documentation is generally minimal. Following is an overview:
Before selecting a credit card, it is advised that you do a credit card comparison and select the ones which fulfill all your requirements, this is one way of ensuring you get the best credit card offers in Jaipur
To find the best credit card services and best credit card deals, register now on CreditMantri.
Can I apply for Credit Card online?
Absolutely. Several lenders have the facility to apply online.
Can I avail the EMI Facility with a credit card?
Most Credit Card issuers offer you attractive repayment terms at affordable interest rates and flexible tenure. You can convert your purchases over Rs. 5,000 to easy EMIs.
How to apply for credit card loan in Jaipur?
You can check your eligibility and apply for a loan against your credit card limit by logging in to your net banking account.
I got my credit card bill. What are the bill paying options available?
You can choose from the following options to make your bill payment:
You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.
CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile. In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.
Click here to sign up and apply for loans and credit cards , the CreditMantri way!
ANIL KUMAR MITTAL
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CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.