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Reward Type

LifeStyle

Joining Fee

500₹*

Annual Fee

500₹*

View Details

Features

  • Get 500 RP as welcome benefit (on Card Fee Realization)
  • Earn up to Rs 2000 worth of gift vouchers very year.Spend Rs 50,000 worth of retail spends in calendar quarter and get a Rs 500 GV
  • Redeem Reward points as CashBack on your MoneyBack Credit Card (100 Reward Points = Rs 20)
  • Fuel surcharge waiver up to Rs. 250 per billing cycle.
  • TO MAKE THIS CARD LIFE TIME FREE: Spend 30,000 within 90 days of card Opening date |Annual Fee waiver basis active smartpay|Annual Fee shall be levied forthwith if cardmember discontinues, temporarily or permanently, the subscription to Smart Pay or fails to comply with conditions required for enjoying non-levy of Annual Fee.

Pricing

  • Annual fees –INR 500/-
  • Joining fees –INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Reward Type

Rewards

Joining Fee

Nil*

Annual Fee

NA

View Details

Features

  • Earn 10 Reward Points for every Rs 125 spent at Apparel & Department Stores.
  • Pay with your Reward Points when you shop at over 700 outlets and e-shopping sites.
  • Enjoy over 3,600 offers across Dining, Shopping, Movies & EMI.
  • No Joining Fees. No fee shall be charged if Rs. 30,000 or more is spent on the card during the year (a year from the date of issuance of the card), else a fee of Rs. 1,000 will be charged at the end of the said year.

Pricing

  • No fee shall be charged if Rs. 30,000 or more is spent on the card during the year (a year from the date of issuance of the card), else a fee of Rs. 1,000 will be charged at the end of the said year.

Documents Required

  • Photograph
  • ID proof – Any one (PAN Card, Driver License, Passport, Aadhaar card)
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Income document (if app score is below certain level) - 3 months salary slips

Reward Type

Travel

Joining Fee

3000₹

Annual Fee

NA

View Details

Features

  • Earn 10 Miles for every Rs 100 spent on all airline transactions.
  • Earn 10 Miles for every Rs 100 spent on travel & stay booked on exclusive website www.premiermiles.co.in and with our select partners.
  • Redeem the Miles across over a 100 domestic and international airlines.
  • The PremierMiles Card comes at an annual card fee of Rs 3000.

Pricing

  • Annual Card Fee - Rs. 3000

Documents Required

  • Photograph
  • ID proof – Any one (PAN Card, Driver License, Passport, Aadhaar card)
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Income document (if app score is below certain level) - 3 months salary slips

Reward Type

Cashback

Joining Fee

500₹

Annual Fee

NA

View Details

Features

  • 5% Cash Back on movie ticket purchases.
  • 5% Cash Back on all your telephone bill payments.
  • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.
  • The Citibank Cash Back Card comes at an annual card fee of Rs 500.
  • 15% off on dining across 2,000 partner restaurants.
  • This card is enabled for contactless payments.

Pricing

  • Annual Card Fee - Rs. 500

Documents Required

  • Photograph
  • ID proof – Any one (PAN Card, Driver License, Passport, Aadhaar card)
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Income document (if app score is below certain level) - 3 months salary slips

Features

  • Now save more on fuel at IOC outlets.
  • 4 Turbo Points on Rs.150 spent on fuel at authorized Indian Oil outlets (1 Turbo Point = Re 1 Free Fuel).
  • Complete waiver of 1% fuel surcharge at authorized Indian Oil outlets.
  • 2 Turbo Points on Rs.150 at grocery stores and supermarkets.
  • Zero Annual Fee on spend of Rs.30000 or more in a membership year, else Rs.1000 will be charged as Annual Fee.
  • This card is enabled for contactless payments.

Pricing

  • Zero Annual Fee on spend of Rs.30000 or more in a membership year, else Rs.1000 will be charged as Annual Fee.

Documents Required

  • Photograph
  • ID proof – Any one (PAN Card, Driver License, Passport, Aadhaar card)
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Income document (if app score is below certain level) - 3 months salary slips

Reward Type

Rewards

Joining Fee

1199?*

Annual Fee

1199?*

View Details

Features

  • Annual Bonus of 15,000 Reward Points on spends of ₹6,00,000 in an anniversary year
  • 4 Reward Points for every INR 200 on all categories other than ‘Select categories’
  • 2 Reward Points for every INR 200 on Select categories
  • 1 complimentary Airport Lounge access per calendar quarter at airports in India for Primary cardmembers
  • Accumulated Reward Points never expire
  • Fuel Surcharge waiver across all fuel stations in India

Pricing

  • Interest Rate: 3.5% pm
  • Processing Fee: NIL
  • Joining Fees: Rs. 399+GST, reversed on spends of Rs. 15K within first 90 days
  • Annual Fees: Rs. 399+GST, reversed on spends of Rs. 75K within an anniversary year

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)/ Letter issued by National Population Register containing details of name, address.
  • Salaried;Employee ID card - Office address mentioned on the EMP card to match with application form - where office address is opted as Mailing address
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
  • Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
  • Salaried - Last 2 months Credit Card Statement and Card Face Image
  • Self Employed Income Proof: Last 1 year ITR
  • Self-employed - Last 2 months Credit Card Statement and Card Face Image

Features

  • Annual Bonus of 20,000 Reward Points on spends of ₹7,50,000 in an anniversary year
  • 8 Reward Points for every INR 200 on all categories other than ‘Select categories’
  • 4 Reward Points for every INR 200 on Select categories
  • Green Fee waiver & Complimentary Golf lessons at select Golf courses in India
  • 25% Discount on Bookmyshow, upto INR 250 per month
  • 4 complimentary Airport Lounge access per calendar year outside India through Priority Pass Membership for Primary cardmembers
  • 2 complimentary Airport Lounge access per calendar quarter at airports in India for Primary cardmembers
  • Preferential Foreign Currency Markup of 1.75% only
  • Attractive Interest rate on Revolving Credit of 3.50% per month

Pricing

  • Interest Rate: 3.5% pm
  • Processing Fee: NIL
  • Joining Fees: 999+GST
  • Annual Fees: 999+GST

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)/ Letter issued by National Population Register containing details of name, address.
  • Salaried;Employee ID card - Office address mentioned on the EMP card to match with application form - where office address is opted as Mailing address
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
  • Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
  • Salaried - Last 2 months Credit Card Statement and Card Face Image
  • Self Employed Income Proof: Last 1 year ITR
  • Self-employed - Last 2 months Credit Card Statement and Card Face Image

Reward Type

Rewards

Joining Fee

2500₹

Annual Fee

2500₹

View Details

Features

  • 4 Reward Points for every INR 200 on all categories other than ‘Select categories’
  • 2 Reward Points for every INR 200 on Select categories
  • Annual Bonus of 12,000 Reward Points on spends of ₹3,60,000 in an anniversary year
  • Accumulated Reward Points never expire
  • Fuel Surcharge waiver across all fuel stations in India

Pricing

  • Interest Rate: 3.5% pm
  • Processing Fee: NIL
  • Joining Fees: Rs. 399+GST, reversed on spends of Rs. 10K within first 90 days
  • Annual Fees: Rs. 399+GST, reversed on spends of Rs. 50K within an anniversary year

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)/ Letter issued by National Population Register containing details of name, address.
  • Salaried;Employee ID card - Office address mentioned on the EMP card to match with application form - where office address is opted as Mailing address
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
  • Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
  • Salaried - Last 2 months Credit Card Statement and Card Face Image
  • Self Employed Income Proof: Last 1 year ITR
  • Self-employed - Last 2 months Credit Card Statement and Card Face Image

Reward Type

LifeStyle

Joining Fee

4999₹

Annual Fee

4999₹

View Details

Features

  • Welcome e-gift voucher worth Rs.5000
  • 2 complimentary movie tickets worth Rs.500 every month at bookmyshow.com
  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
  • Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs
  • Exclusive assistance with gift delivery, customized holiday packages, travel, movie & hotel reservation
  • Exclusive discounts at leading Spa's and Lifestyle Stores
  • Spend based reversal of annual fee on spends of Rs.10 Lakhs
  • Enjoy complimentary Trident Privilege Red Tier membership and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Enjoy complimentary Club Vistara Silver membership

Pricing

  • 1st year fee: Rs.4999
  • Renewal fee: Rs.4999 (reversed on annual spends of Rs.10 lakhs)

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Reward Type

Shopping

Joining Fee

499₹

Annual Fee

499₹

View Details

Features

  • Earn 10X rewards on online spends with exclusive partners - Amazon/ Apollo24X7 / BookMyShow / Cleartrip / Dineout / Lenskart / Netmeds
  • Earn 5X rewards on all other online spends
  • E-voucher worth Rs.2,000 each on annual online spends of Rs.1 Lakh
  • Annual fee reversal on annual spends of Rs.1 lakh
  • 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges)

Pricing

  • 1st year fee: Rs.499
  • * Renewal fee: Rs.499 (reversed on annual spends of Rs.1 lakh)

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Reward Type

Shopping

Joining Fee

499₹

Annual Fee

499₹

View Details

Features

  • Enjoy 10X reward points on dining, grocery & movie spends
  • 2,000 bonus reward points on spends of Rs.2000 in first 60 days
  • 1% fuel surcharge waiver across all petrol pumps
  • Annual fees reversal on spends of Rs. 1,00,000 and above

Pricing

  • 1st year fee: Rs.499
  • Renewal fee: Rs.499 (reversed on annual spends of Rs.1 lakh)

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Reward Type

Travel

Joining Fee

1499₹

Annual Fee

1499₹

View Details

Features

  • Welcome gift of 5000 rewards points
  • Earn upto 15 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app.
  • Card anniversary gift of 2,000 reward points every year
  • Upto 15,000 bonus reward points on annual spends of Rs.2 lakh & above
  • 1 reward point=1 Air India air mile for free travel

Pricing

  • 1st year fee: Rs.1499
  • Renewal fee: Rs.1499

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Reward Type

Travel

Joining Fee

4999₹

Annual Fee

4999₹

View Details

Features

  • Welcome gift of 20,000 rewards points
  • Earn upto 30 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app
  • Complimentary Air India frequent flyer membership
  • Upto 1,00,000 bonus reward points on annual spends
  • 1 reward point=1 Air India air mile for free travel
  • Get 1% fuel surcharge waiver with your Air India SBI Signature Card, across all petrol pumps

Pricing

  • 1st year fee: Rs.4999
  • Renewal fee: Rs.4999

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Reward Type

Travel

Joining Fee

500₹

Annual Fee

300₹

View Details

Features

  • 350 bonus reward points on spends of Rs.500 or more within 45 days of card issuance
  • Upto 10% value back as reward points on buying train tickets at irctc.co.in for AC1, AC2 and AC CC categories
  • 1.8% transaction charge waiver every time you book your train tickets at irctc.co.in
  • 1 reward point for every Rs.125 spent on non-fuel purchases
  • 1% fuel surcharge waiver across all petrol pumps in India
  • Use your reward points to book free train tickets (1 reward point = 1 rupee

Pricing

  • 1st year fee: Rs.500
  • Renewal fee: Rs.300

Documents Required

  • 2 passport size color photos
  • ID Proof(any one) - passport, driver’s license, voter’s ID, PAN, aadhaar card
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Salaried - latest 3 months' salary slip (or) last 3 months' bank statements
  • Self-employed - last year ITR along with bank statement for last 3 months and form 16

Features

  • Discount @ Movies: 10% discount on Movies, 15 times in an year up to Rs. 100 in each transaction on BookMyShow
  • Value Back @ Groceries: 20 Reward Points for every Rs. 100 on groceries up to 1000 points each month.
  • Value back@ Fuel: 10 Reward Points for every Rs. 100 on fuel up to 1000 points each month. Fuel surcharge waiver of up to Rs. 100 per month*
  • The Cardmembers can redeem the reward points at www.rblrewards.com.

Pricing

  • Joining fees – Rs 0/-
  • Annual fees – Rs 0/-

Documents Required

Current address available as proof:
  • Passport or Driving License or Aadhaar or Voter ID
Current address not available as proof:
  • Utility bill with current address
  • Passport or Driving License or Aadhaar or Voter ID
  • OR
  • 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
  • Aadhaar copy
Income Documents:
  • 1 Month credit card statement should not be older than 2 months/3 months salary slips

Reward Type

Travel

Joining Fee

4999?*

Annual Fee

4999?*

View Details

Features

  • Annual Bonus of 20,000 Reward Points on spends of ₹12,00,000 in an anniversary year
  • 8 Reward Points for every INR 200 on all categories other than ‘Select categories’
  • 4 Reward Points for every INR 200 on Select categories
  • Preferential Foreign Currency Markup of 1.75% only
  • 6 complimentary Airport Lounge access per calendar year outside India through Priority Pass Membership for Primary cardmembers
  • 2 complimentary Airport Lounge access per calendar quarter at airports in India for Primary cardmembers
  • Attractive Interest rate on Revolving Credit of 3.50% per month
  • Green Fee waiver & Complimentary Golf lessons at select Golf courses in India
  • Accumulated Reward Points never expire
  • Fuel Surcharge waiver across all fuel stations in India

Pricing

  • Interest Rate: 3.5% pm
  • Processing Fee: NIL
  • Joining Fees: NA
  • Annual Fees: NA

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)/ Letter issued by National Population Register containing details of name, address.
  • Salaried;Employee ID card - Office address mentioned on the EMP card to match with application form - where office address is opted as Mailing address
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
  • Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
  • Salaried - Last 2 months Credit Card Statement and Card Face Image
  • Self Employed Income Proof: Last 1 year ITR
  • Self-employed - Last 2 months Credit Card Statement and Card Face Image

Reward Type

Rewards

Joining Fee

2499?*

Annual Fee

2499?*

View Details

Features

  • Annual Bonus of 10,000 Reward Points on spends of ₹6,00,000 in an anniversary year
  • 4 Reward Points for every INR 200 on all categories other than ‘Select categories’
  • 2 Reward Points for every INR 200 on Select categories
  • Preferential Foreign Currency Markup of 2.50% only
  • 3 complimentary Airport Lounge access per calendar year outside India through Priority Pass Membership for Primary cardmembers
  • 1 complimentary Airport Lounge access per calendar quarter at airports in India for Primary cardmembers
  • Attractive Interest rate on Revolving Credit of 3.50% per month
  • Green Fee waiver & Complimentary Golf lessons at select Golf courses in India
  • Accumulated Reward Points never expire
  • Fuel Surcharge waiver across all fuel stations in India

Pricing

  • Annual Fees: Rs. ₹2499+GST 10,000 Reward Points on 1st Transaction within 30 days from card issuance
  • Joining Fees: Rs. ₹2499+GST 7,500 Reward points on renewal
  • Interest Rate: 3.5% pm
  • Processing Fee: NIL

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)/ Letter issued by National Population Register containing details of name, address.
  • Salaried;Employee ID card - Office address mentioned on the EMP card to match with application form - where office address is opted as Mailing address
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
  • Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
  • Salaried - Last 2 months Credit Card Statement and Card Face Image
  • Self Employed Income Proof: Last 1 year ITR
  • Self-employed - Last 2 months Credit Card Statement and Card Face Image

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil

View Details

Features

  • Best Multi Airline Card with Travel and Lifestyle benefits.
  • 4 Reward Points per Rs 150 spends and up to 10000 bonus RP on annual spends of 5 Lakh.
  • Complimentary Zomato Gold Membership for one year (*Spend Rs 75000 in within 90 days of card issue to avail this offer) TCA.
  • Priority pass membership which allows access to over 1000+ airport lounges globally T & C apply.
  • Lowest FCY mark up fee of 2%.
  • TO MAKE THIS CARD LIFE TIME FREE: Spend 100,000 within 90 days of card Opening date |Life Time Free if opted for Smartpay Excl Mobile Prepaid / One Assist within first 90 days of Card Setup |Annual Fee waiver basis active smartpay|Annual Fee shall be levied forthwith if cardmember discontinues, temporarily or permanently, the subscription to Smart Pay or fails to comply with conditions required for enjoying non-levy of Annual Fee.

Pricing

  • Annual fees –INR 2500/-
  • Joining fees –INR 2500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Reward Type

LifeStyle

Joining Fee

500₹*

Annual Fee

500₹*

View Details

Features

  • Earn 10X CashPoints on your favourite merchants ( Bigbasket,BookMyShow, OYO, Swiggy and Uber ) up to 2500 per month
  • Earn 5X CashPoints on EMI spends at merchant locations up to 2500 per month
  • Earn 1 CashPoints on all other spends ( Excluding fuel, Wallets loads )
  • 0.99% interest rate for first 3 months
  • Upto 15% discount on partner restaurants via Dineout
  • 1% Fuel surcharge waiver upto Rs. 250 per billing cycle | T&C apply.
  • TO MAKE THIS CARD LIFE TIME FREE: Spend 30,000 within 90 days of card Opening date |Annual Fee waiver basis active smartpay|Annual Fee shall be levied forthwith if cardmember discontinues, temporarily or permanently, the subscription to Smart Pay or fails to comply with conditions required for enjoying non-levy of Annual Fee.

Pricing

  • Annual fees –INR 500/-
  • Joining fees –INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Features

  • 5% CashBack on 10 online merchants (Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato) up to 1,000 per month
  • 1% CashBack on all other spends (except Fuel) including EMI & wallet transactions up to 1000 per month
  • Rs 1000 GV for Rs 1 lakh spends in a calendar quarter
  • 8 domestic lounge accesses per year basis Franchise program
  • Upto 20% discount on partner restaurants via Dineout
  • 1% Fuel surcharge waiver upto Rs. 250 per billing cycle | T&C apply.
  • TO MAKE THIS CARD LIFE TIME FREE: Spend 50,000 within 90 days of card Opening date |Annual Fee waiver basis active smartpay|Annual Fee shall be levied forthwith if cardmember discontinues, temporarily or permanently, the subscription to Smart Pay or fails to comply with conditions required for enjoying non-levy of Annual Fee

Pricing

  • Annual fees –INR 1000/-
  • Joining fees –INR 1000/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Features

  • Earn 5% of spends as Fuel Points (FP) on IndianOil Fuel outlets, Groceries & Utility payments
  • Earn 1 FP per Rs. 150 spent on other purchases
  • Redeem FP for FREE fuel at IndianOil outlets
  • Fuel Surcharge waiver upto Rs 250 per statement cycle. *TnC apply
  • Annual/Renewal Fee: Rs 500, Renewal fee waived on Rs. 50000 spends
  • TO MAKE THIS CARD LIFE TIME FREE: Spend 30,000 within 90 days of card Opening date. Annual Fee waiver basis active smartpay. Annual Fee shall be levied forthwith if cardmember discontinues, temporarily or permanently, the subscription to Smart Pay or fails to comply with conditions required for enjoying non-levy of Annual Fee.

Pricing

  • Annual fees –INR 500/-
  • Joining fees –INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Features

  • ANNUAL / RENEWAL FEE- RS.1000. SPEND RS 1L IN A YEAR AND GET A WAIVER OF NEXT YEAR’S ANNUAL FEE
  • Automatic EMI conversion will be done on all txns of Rs 10K or higher (excluding fuel and jewellery/gold txns)
  • 5% CASHBACK ON PAYZAPP/SMARTBUY SPENDS*
  • 2.5% CASHBACK ON ONLINE SPENDS*
  • 1% CASHBACK ON ALL OTHER SPENDS*
  • FUEL SURCHARGE WAIVER CAPPED AT RS 250

Pricing

  • Annual fees –INR 500/-
  • Joining fees –INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Features

  • Joining Benefits 5000 Reward Points on payment of joining fees
  • Renewal Benefits Renewal fee (2nd year onwards ) waived on spends greater than INR 120,000 in the previous year
  • 5% Cashback on all Grocery spends , Supermarkets and Departmental store spends (Cashback applicable on min.transaction of >= INR 1000 - Max cashback of INR 500 / Month)
  • 3 Reward Points / INR 150 Spend - All Other Spends

Pricing

  • First Yr Fee -INR 999
  • Annual Fee -INR 999 +GST (waived on spends on INR120K in previous year)

Documents Required

  • ID Proof : Pan Card (Mandatory to hold original while doing VKYC)
  • EKYC Requirement - Mobile number should be linked to Aadhar.
  • Current address proof - Voter ID, Driving License & Aadhar card

Features

  • Joining Benefits 100% cashback up to INR 500 on transactions at restaurants within first 90 Days
  • Renewal Benefits Renewal fee (2nd year onwards) waived on spends greater than INR 60,000 in the previous year
  • 5 Reward Points / INR 150 Spend on Hotel , Restaurants & Fuel Spends
  • 1 Reward Point / INR 150 Spend - All Other Spends

Pricing

  • First Yr Fee -INR 250 +GST
  • Annual Fee -INR 250 +GST (waived on spends of INR 60K in previous year)

Documents Required

  • ID Proof : Pan Card (Mandatory to hold original while doing VKYC)
  • EKYC Requirement - Mobile number should be linked to Aadhar.
  • Current address proof - Voter ID, Driving License & Aadhar card

Features

  • 20% off at Myntra - Up to INR 700 Discount / Month
  • 15% cashback on Ola - Up to INR 600 Cashback / Month
  • 10% off on Zomato - Up to INR 750 Discount / Month
  • Weekends with BOGO offer on Inox - Up to INR 400 Discount / Month
  • 10% off on Grofers - Up to INR 1,000 Discount / Month
  • Discount at Yatra on domestic flights , international flights , domestic hotels / Qtr.
  • Monthly Fee reversed on spends of INR 5,000

Pricing

  • MONTHLY USAGE FEE - ) INR 49 +GST

Documents Required

  • ID Proof : Pan Card (Mandatory to hold original while doing VKYC)
  • EKYC Requirement - Mobile number should be linked to Aadhar.
  • Current address proof - Voter ID, Driving License & Aadhar card

Reward Type

NA

Joining Fee

500₹*

Annual Fee

500₹*

View Details

Features

  • Earn 10X CashPoints on your favourite merchants ( Amazon, Big Basket, Flipkart, Reliance Smart Store and Swiggy ) up to 2500 per month
  • Earn 5X CashPoints on EMI spends at merchant locations up to 2500 per month.
  • Earn 2 CashPoints on all other spends ( Excluding fuel, Wallets loads )
  • Rs 500 GV for Rs 50,000 spends in a calendar quarter.
  • Upto 15% discount on partner restaurants via Dineout.
  • 1% Fuel surcharge waiver upto Rs. 250 per billing cycle| T&C apply
  • TO MAKE THIS CARD LIFE TIME FREE: Spend 30,000 within 90 days of card Opening date |Annual Fee waiver basis active smartpay|Annual Fee shall be levied forthwith if cardmember discontinues, temporarily or permanently, the subscription to Smart Pay or fails to comply with conditions required for enjoying non-levy of Annual Fee

Pricing

  • Annual fees –INR 500/-
  • Joining fees –INR 500/-

Documents Required

  • Application form with 2 photographs.
  • ID proof – Any one (PAN Card, Driver license, Passport, Aadhaar card)
  • Address proof (Permanent)– Any one (Passport, Aadhaar card)
  • Last 3 months Payslips for salaried

Reward Type

Shopping

Joining Fee

1499₹

Annual Fee

1499₹

View Details

Features

  • Welcome Benefit -NOISE Colorfit Pulse Smartwatch worth Rs. 4,999 ( Discount Price of Rs. 2,999 @ Amazon) on paying Joining Fee
  • Activation Benefit -Eligible for Activation Benefit on paying Joining Fee + Doing atleast 1 retail transaction 1 Year Fitpass Pro Membership (Including FitPass + FitFeast + FitCoach Membership) worth Rs. 1500 1 Year Netmeds First Membership worth Rs. 1,500 (Discounted Price Rs. 500)
  • Spends based Cashback Benefit Structure - 2 RP on every 100 Rs Spent except exclusion category spends mentioned otherwise 5X Rewards (10 RP) on Pharmacy & Chemist, Dining and Movie Spends Exclusions: Fuel Spends & Wallet Spends and other standard Reward Exclusions like Merchant EMI, Flexipay, Cash Advances, BT, Encash spends etc.
  • Fuel - 1% Fuel Surcharge waiver upto Rs. 250 / statement cycle on transaction between Rs. 500 to Rs. 4000
  • Insurance Benefits -Complimentary Fraud Insurance cover of Rs. 1,00,000;
    Air Accident Cover: Upto 50 lakhs;
    Loss of Checked in Baggage Cover: Upto USD 1000
    Loss of Travel Documents (Passport): 12,500
    Delay in Flight: 7,500
    Delay in Checked in Baggage: Rs. 7,500
  • Milestone Benefits - Renewal Fee Waiver on completing Rs. 2,00,000 Spends in an annual year; eVoucher of Rs. 1,500 from Netmeds on completing Rs. 4,00,000 spends in an annual year
  • Lounge Benefits -Complimentary Priority Pass Membership worth USD 99 giving access to 1000+ Lounges. Please note, no complimentary visits, and each visit will be charged at USD 27+ _x000B_Access to Domestic Lounges up to a maximum of 2 lounges / quarter

Pricing

  • Annual fee (one time): Rs. 1499
  • Renewal Fee (per annum): Rs. 1499

Documents Required

  • 2 passport size color photos
  • AID Proof(any one) - passport, driver’s license, voter’s ID, PAN, Aadhaar card
  • Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
  • Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
  • Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16

Reward Type

Fuel

Joining Fee

Nil*

Annual Fee

Nil

Reward Type

NA

Joining Fee

Annual Fee

NA

Reward Type

Travel

Joining Fee

Nil*

Annual Fee

Nil

Reward Type

Travel

Joining Fee

1000₹*

Annual Fee

1000₹*

Reward Type

LifeStyle

Joining Fee

Nil*

Annual Fee

Nil

Reward Type

LifeStyle

Joining Fee

Nil*

Annual Fee

Nil

Reward Type

LifeStyle

Joining Fee

Nil*

Annual Fee

500₹

Reward Type

Fuel

Joining Fee

Nil*

Annual Fee

Nil*

Reward Type

Cashback

Joining Fee

Nil*

Annual Fee

Nil*

Reward Type

NA

Joining Fee

500₹*

Annual Fee

500₹*

Reward Type

Travel

Joining Fee

1000₹*

Annual Fee

1000₹*

Reward Type

Rewards

Joining Fee

2000₹

Annual Fee

2000₹

Reward Type

Entertainment

Joining Fee

499₹

Annual Fee

499₹

Reward Type

Rewards

Joining Fee

Nil

Annual Fee

Nil

Reward Type

Travel

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Cashback

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Shopping

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Travel

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Travel

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Entertainment

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Entertainment

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Entertainment

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Cashback

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Fuel

Joining Fee

nil*

Annual Fee

nil*

Reward Type

Travel

Joining Fee

499₹

Annual Fee

499₹

Reward Type

Shopping

Joining Fee

499₹

Annual Fee

499₹

Reward Type

Entertainment

Joining Fee

1000₹

Annual Fee

1000₹

Reward Type

Rewards

Joining Fee

1000₹

Annual Fee

1000₹

Reward Type

Entertainment

Joining Fee

0₹

Annual Fee

0₹

Reward Type

Fuel

Joining Fee

499₹

Annual Fee

499₹

Reward Type

LifeStyle

Joining Fee

500₹*

Annual Fee

500₹*

Reward Type

LifeStyle

Joining Fee

Nil*

Annual Fee

Nil

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

LifeStyle

Joining Fee

nil*

Annual Fee

nil*

Reward Type

NA

Joining Fee

Annual Fee

nil*

Reward Type

Rewards

Joining Fee

500

Annual Fee

500

Reward Type

LifeStyle

Joining Fee

0?*

Annual Fee

0?*

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Overview

Chandigarh is a city and a union territory of India that serves as the capital of Haryana and Punjab. As a union territory, the city is governed directly by the Union Government. The city has one of the highest per capita income in the country and reported to be one of the cleanest cities in India.

Educational, cultural and medical facilities are spread all over city. A well-developed city, Chandigarh is home to several leading Banks, NBFC’s and other private lenders.

Are you looking for a bank, perhaps to apply for a credit card? If your answer is a resounding “Yes”, then read on!

Credit Cards in Chandigarh: An Introduction

A credit card is plastic money that is essentially borrowed. It comes with an approved credit limit that allows you to make purchases and pay back later, along with interest charges as accrued. It comes in handy for making various transactions, as opposed to carrying money. As long as you pay back the money you borrowed within the grace period, which is ideally the interest-free period, you don’t have to pay extra in the form of hefty interest charges.

Based on your actual requirement, repayment capacity, and existing loan obligations, lenders can approve a credit card in Chandigarh for you.

Key features of a Credit Card:

  • Easy documentation and speedy approvals
  • Quick Processing
  • Easy repayment options
  • Facility to apply online with most lenders
  • Special offers for existing customers—like annual fee waiver, etc.

Benefits of a credit card

  • Build a credit history –Transactions made using a credit card for your purchases adds to your credit score and consistent repayment of dues helps you build a positive credit history, which will help you secure better loans in the future
  • Convenience – Credit Cards are very convenient in the sense that you don’t need to carry cash with you, especially in high level transactions. You just need to pull out your card, swipe it and the transaction is done.
  • Online Purchase – Credit Cards are a convenient method to buy things online. It is safe and secure.
  • Gives Rewards / Cash Back – Credit Cards give rewards for high usage such as airmiles, movie tickets, cashback and other merchandise. Transactions done using credit cards provide the user with reward points. These points are accumulated and in the end, you can redeem these points for merchandise / vouchers of your choice.
  • Access cash in times of Emergency – when there is an urgent need for cash, you can take cash on credit card. However, keep in mind that the interest rate for cash advances are very high.
  • Global transactions made easy – Credit Cards can be used in foreign countries without the need to convert your money into foreign currency.

Eligibility for Credit Card in Chandigarh

Different credit cards have different eligibility requirements. Compare different eligibility requirements before applying for credit.

Ideally, one should be salaried or self-employed, having a regular source of income, be over 21 years of age and have a clean credit history.

Documents Required for Credit Card in Chandigarh

Documentation is generally minimal. Following is an overview:

  • 2 passport size photos and signature-bearing national identity cards
  • Proof of address - Ration card, electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement
  • Proof of salary, employment / proof of business details
  • Last 3 months’ salary statement.

How to find the Best Credit Card in Chandigarh?

To discover the exclusive offers on credit cards in Chandigarh, register now on CreditMantri.

Before selecting a credit card, it is advised that you do a credit card comparison and select the ones which fulfill all your requirements, this is one way of ensuring you get the best credit card offers in Chandigarh.

Credit Card in Chandigarh – FAQS

Can I apply for Credit Card online?

Absolutely. Several lenders have the facility to apply online.

Can I avail the EMI Facility with a credit card?

Most Credit Card issuers offer you attractive repayment terms at affordable interest rates and flexible tenure. You can convert your purchases over Rs. 5,000 to easy EMIs. Generally, once a transaction is converted into EMIs the same cannot be reversed or cancelled. You have the option to only pre-close an EMI, although pre-closure charges are applicable.

How to apply for credit card loan in Chandigarh?

You can check your eligibility and apply for a loan against your credit card limit by logging in to your net banking account.

I am a frequent shopper – online as well as offline. Is it safe to use my credit card?

Yes. Your Credit Card needs to be registered for 'Verified by Visa'/’MasterCard SecureCode’ before using it for safe and secure online transactions. Most cards have an encrypted chip that assures the security of your transactions against any fraud, imitation of identity, and other security risks.

I am a frequent traveler. Can I use my credit card anywhere?

Absolutely, your credit card can be used anywhere globally. Just ensure that the merchant accepts Visa/MasterCard.

What are the benefits of a using a chip card?

The microchip in the credit card is embedded and encoded, providing enhanced security and protection to help guard against fraudulent transactions.

Credit Card – Apply Online

You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.

CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile. In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.

Click here to sign up and apply for loans and credit cards , the CreditMantri way!

Chandigarh Credit Card - Customer Reviews

5 / 5 (1 Reviews)
10 Feb 2019

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CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.