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Enjoy benefits from credit cards applied in Thiruvananthapuram. Get simple repayment options along with speedy processing. Facility to apply online with most of the lenders. No large interest charges. Get best credit card offers by applying on CreditMantri.
Thiruvananthapuram, otherwise known as Trivandrum as the capital of the southern state of Kerala, is home to the richest temple in the country is also the hub for tourism. The shores of Kovalam beach and the city’s Ayurvedic spas attract tourists from across the globe.
Thiruvananthapuram is also one of the major IT hubs and financial services hub in the country, there is also a considerable presence of small and medium industries.
If you are looking for a credit card in Thiruvananthapuram, you have reached the right place. Read on to know more.
A credit card is usually a plastic card issued by a financial company like a bank that gives the card-holder an option to borrow funds at point of sale. Hence, a credit card is plastic money that is essentially borrowed.
It comes with an approved credit limit (based on your salary and credit rating) that allows you to make purchases and pay back later, along with interest charges as accrued. It comes in handy for making various transactions, as opposed to carrying money. When you pay back the money you borrowed within the grace period, which is ideally the interest-free period, you don’t have to pay extra in the form of hefty interest charges.
There are different types of credit cards – lifestyle credit cards, rewards credit cards, cashback credit cards, fuel credit cards, shopping credit cards, business credit cards etc. Based on your need, repayment capacity, and existing loan obligations, lenders can approve a credit card in Thiruvananthapuram for you.
Key features of a Credit Card:
Different credit cards have different eligibility requirements. Compare different eligibility requirements before applying for credit.
Ideally, one should be salaried or self-employed, having a regular source of income, be over 21 years of age and have a clean credit history.
Documentation is generally minimal. Following is an overview:
To discover the exclusive offers on credit cards in Thiruvananthapuram, register now on CreditMantri.
Before selecting a credit card, it is advised that you do a credit card comparison and select the ones which fulfill all your requirements, this is one way of ensuring you get the best credit card offers in Thiruvananthapuram.
Can I apply for Credit Card online?
Absolutely. Several lenders have the facility to apply online.
Can I avail the EMI Facility with a credit card?
Most Credit Card issuers offer you attractive repayment terms at affordable interest rates and flexible tenure. You can convert your purchases over Rs. 5,000 to easy EMIs. Generally, once a transaction is converted into EMIs the same cannot be reversed or cancelled. You have the option to only pre-close an EMI, although pre-closure charges are applicable.
How can I convert my credit card purchase into EMI?
You can avail the EMI option by logging to your Net banking platform with your user ID and password, and covert a purchase into EMI online. Alternatively, you can call the customer care for help with converting a purchase into an EMI.
How to apply for credit card loan in Thiruvananthapuram?
You can check your eligibility and apply for a loan against your credit card limit by logging in to your net banking account.
I got my credit card bill. What are the bill paying options available?
You can choose from the following options to make your bill payment:
You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.
CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile. In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.
Click here to sign up and apply for loans and credit cards , the CreditMantri way!
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.