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SBI Elite Credit Card

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About SBI

SBI was founded in 1806 and is an Indian multinational, public sector banking and financial services company. It is a government-owned corporation which is headquartered in Mumbai, Maharashtra, India.

Overview of SBI Card Elite

Earn reward points when you shop with your SBI Card Elite and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. It has a flexible rewards redemption program.

Read on to know more about SBI Card Elite.

SBI Card Elite Features

Welcome gift

Get an e- Gift Voucher worth Rs. 5,000 upon activation of your card. Choose from any of the following travel and lifestyle brands: Yatra, Hush Puppies/Bata, Marks & Spencer, Westside and Shoppers Stop.

Rewards points

Earn 2 Reward Points per Rs. 100 on all spends, both for domestic and international usage.

ELITE Rewards

Get accelerated 5X Reward Points on partner dining, departmental stores and grocery spends.

Complimentary Movie Tickets

Get free Movie Tickets worth Rs. 6,000 every year. This is valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only. his offer is valid on Primary Cards only.

Milestone Privileges

Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs and 8 lakhs. Also, get your annual fee reversed up on spends of Rs. 10 Lakhs. Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs.

International Lounge Program

Get complimentary membership to the Priority Pass Program

Get 6 complimentary Airport Lounge visits per year, outside India—subject to a maximum of 2 visits per quarter. Access over 1000 Airport Lounges worldwide.

Domestic Lounge Program

Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India

Club Vistara Membership

Enjoy complimentary Club Vistara Silver membership. Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher. Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights. You will be required to apply for your exclusive Club Vistara Silver membership, which can be done online.

Trident Privilege Membership

Enjoy complimentary Trident Privilege Red Tier membership. Get 1,000 Welcome Points up on registration. Earn 1500 Bonus Points on your first stay and additional Rs. 1000 hotel credit on extended night stay.

Forex Markup

SBI Card ELITE offers you one of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage.

Concierge Service

Avail concierge services when you book dining reservations and event planning, itinerary planning and other reservations using your SBI Card ELITE. You can now customize your travel, entertainment, and business experiences at ease.

SBI Card Elite Benefits

Worldwide Acceptance

You can use your SBI Card Elite globally. Use your card to make payments at any outlet that accepts Visa or MasterCard.

Fuel surcharge waiver 

Enjoy zero fuel surcharge when you purchase fuel across all fuel stations and save on your fuel transactions. 1% fuel surcharge waiver for each transaction between Rs. 500 & Rs. 4000.

Fraud Liability Cover

Get complimentary credit card fraud liability cover of Rs. 1 lakh.

Add-on Cards

You can get add-on cards for your parents, spouse, children or siblings above the age of 18.

Utility Bill Payment Facility

Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card Elite.

Balance Transfer on EMI

Transfer the outstanding balance of other banks’ credit cards to your SBI Card Elite and avail a lower rate of interest and pay back in EMIs.


With Flexipay, convert your transaction of over Rs. 2,500 into easy monthly installments.

Contactless Technology

Your SBI Card Elite is a contactless card, meaning you can simply wave your card at a secured reader and your transaction is done.

SBI Card Elite Annual Fee

  • Annual fee (one time): Rs. 4,999
  • Renewal Fee (per annum): Rs. 4,999

Eligibility for SBI Card Elite

In order to be eligible for an SBI Card Elite, you need to comply with certain eligibility criteria. Following is an overview:

  • You must be over 18 years of age
  • You must be able to demonstrate a stable credit history
  • You must be salaried or self-employed and withdraw a stable salary

SBI Card Elite - Documents required

The documentation required for an SBI Card Elite is very simple and straightforward. You will require the following:

  • 2 passport size photos and signature-bearing national identity cards
  • Proof of address - Ration card, electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement
  • Proof of salary, employment / proof of business details
  • Last 3 months salary statement.

SBI Card Elite FAQ

Can I apply for an SBI Card Elite online?

Yes, absolutely. You can apply for SBI Card Elite online.

What if my card is lost/stolen?

If you happen to lose or misplace your credit card, call the credit cards customer service, and report the card lost/stolen.

I reported my credit card as lost, but I have now found it. What do I do now?

If you happen to recover your credit card after having informed it lost, do not use it. Destroy the card by cutting it and ensure that you cut across the chip in the card.

How can I check my eligibility for this card?

You can check your eligibility for an SBI Card Elite by applying with CreditMantri and crediting your credit profile.

SBI Card Elite review

Swipe your SBI Card Elite and stand to earn rewards points that can be redeemed for gifts, vouchers and premium merchandise. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for SBI Card Elite

You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.

Click here to sign up and apply for loans and credit cards , the CreditMantri way!

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