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SCB Platinum Rewards Card

Apply SCB Platinum Rewards Card


Reward Type


Joining Fee

Annual Fee


View Details


  • - Get 5X Reward Points for every Rs. 150 spent at fine-dining outlets
  • Get 5X Reward Points for every Rs. 150 spent on fuel
  • Get 1 Reward Point for every Rs. 150 spent on other categories
  • (1 Reward Point = Rs. 0.25)


  • Joining Fees Rs. 250
  • Annual fees Rs. 250

Documents Required

  • ID Proof : Pan Card (Mandatory to hold original while doing VKYC)
  • EKYC Requirement - Mobile number should be linked to Aadhar.
  • Current address proof - Voter ID, Driving License & Aadhar card
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Enjoy Life King Size with Standard Chartered Credit Card

Unlock discounts & offers across dining, shopping, travel & more

360 degree rewards

Easy EMI

Contactless credit card

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Standard Chartered Platinum Rewards Card

Standard Chartered Platinum Rewards card is best known for the reward points it gives on spends on different categories especially across dining and fuel. The best part is that there is no restriction on the monthly reward points. It comes with a very minimal annual fee of Rs. 250. Apply for the Standard Chartered Platinum rewards card through CreditMantri. We provide you with a simple and easy application process.

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Host of Rewards - Standard Chartered Platinum Rewards Card

  • 5 reward points for every Rs 150 spent at Standard Chartered Bank partner dining outlets.
  • 5 reward points for every Rs 150 spent on fuel.
  • 1 reward point for every Rs 150 spent on other categories.
  • Joining bonus of 100% cashback up to Rs 500 on restaurant bills in the first 90 days. It should be noted that joining offers are not applicable on supplementary credit cards.
  • The lowest joining fee and annual fee of Rs 250.
  • The annual fee will be waived for annual spending above Rs 60,000.
  • No bar on the monthly rewards you get on your spends.
  • Instant approval of credit card with online application and video KYC.
  • Life-time free supplementary credit cards for your family members.
  • The entire outstanding up to Rs 500,000 can be converted into Equated Monthly Instalments (EMI) without any processing fees.

How to Redeem The Platinum Rewards?

Do you want to know where you can use the reward points?

  • Visit the rewards catalogue of Standard Chartered Bank.
  • Find the range of vouchers, lifestyle, dining, health, and wellness products where you can redeem the rewards.
  • You can add the product of your choice to the cart and redeem the points.
  • Login to your standard chartered online banking.
  • Click “Online Rewards”. You can see the reward points accumulated.
  • You can follow the instructions you see on the page to redeem the reward points.
  • Another way is to log in to your Standard Chartered mobile app.
  • Click on “Credit Card Rewards” appearing on the left side of the menu bar.
  • Know the reward points and follow further instructions on the page.
  • You can also use “Phone banking” to redeem your rewards.

Eligibility to get a Standard Chartered Platinum Rewards Card

  • You must be between 21 and 65 years of age.
  • For add-on card holders the minimum eligible age is 18.
  • You must have a stable monthly minimum income of Rs 20,000.
  • You must be living in cities where Standard Chartered Bank sources the credit card.

Documentation for Standard Chartered Platinum Rewards Card

  • Proof of identity – Passport, Voter ID card, PAN card
  • Proof of address – Aadhar card, Driving licence, NREGA letter, Passport, Voter ID card
  • Proof of income:
  • For regular employment – the Latest month's pay slip
  • For self-employed – Latest certified financials, proof of continuity of business.
  • You can get the platinum rewards card based on other banks’ credit cards as well.

Fees and charges for Standard Chartered Platinum Rewards Card

Know the charges on your Standard Chartered Platinum Rewards Card



Joining fee

Rs 250

Annual fee

Rs 250


3.75% per month annualised to 45% on outstanding balance

Late payment charges

Rs 100 – Outstanding balance from Rs 101 to Rs 500

Rs 500 – Outstanding balance from Rs 501 to Rs 5,000

Rs 700 – Outstanding balance from Rs 5001 to Rs 10,000

Rs 800 – Outstanding balance from Rs 10,001 to Rs 25,000

Rs 1,200 – Outstanding balance greater than Rs 25,000

Cash advance fee

3% of cash withdrawn

Over limit fee

2.5% of the amount over- used. Minimum Rs 500

Rewards handling charges

Rs 99

Cash repayment fee for paying credit card bills through branches

Rs 299

Overseas Transactions

3.5% of the transaction

Cheque bounce charges

Rs 500

Fuel surcharge

1% of the transaction

How To Apply For Standard Chartered Platinum Rewards Card?

How to Apply Online Through CreditMantri?

  • After knowing about all the features of the Standard Chartered Platinum Rewards Card and deciding whether it is suitable for you, click on “Check Eligibility”
  • You will be directed to the application page.
  • Enter the basic details asked for and click ‘Submit’
  • You will receive an OTP on your mobile.
  • Enter this OTP for verification
  • Proceed with the rest of the application. Your card is just a click away.

How to apply through the Standard Chartered Bank website?

  • Go to the Standard Chartered Bank’s official website.
  • On the top menu, click on “Cards”.
  • Choose “Standard Chartered Platinum Rewards Card”.
  • Click on “Apply now”.

If you are already a Standard Chartered Bank customer having any of the other Standard Chartered Credit Cards,

  • Answer the question - Do you have an existing relationship with Standard Chartered Bank?
  • If yes, answer: Do you have an existing Standard Chartered Bank Credit Card?
  • If yes, the next step is very simple. You need not submit any documents as you are already a Standard Chartered Bank cardholder.
  • Select the credit card you already hold from the dropdown list.
  • Tick the two check boxes for acceptance of Credit Card Terms and Most Important Documents.
  • Click on “Proceed to Authenticate”.
  • You need to do a Rs 1 payment from your existing Standard Chartered Credit Card.
  • Your Standard Chartered Platinum Rewards Credit Card will be processed after eligibility checks by the bank.

If you do not have any Standard Chartered Credit Card, answer Do you have an existing Standard Chartered Bank Debit Card?

  • If yes, Provide your Name, Registered Mobile Number, Email ID, Pincode, and Date of Birth.
  • Click the two check boxes to authorise Credit Bureau Check and acceptance of terms and conditions.
  • Click on “Proceed”.
  • You have to provide all necessary information for the Application, Approval, and Documents.

If you are not an existing customer of Standard Chartered Bank, Give your Full Name, Email ID, and Mobile Number, and the representative will get in touch with you.

Offline Apply

You can also visit any of the Standard Chartered Bank branches physically and apply for the Standard Chartered Platinum Rewards Credit Card. Other offline modes of application include calling the bank’s customer care, via SMS, and more.


Standard Chartered Platinum Rewards Card is low on maintenance and high on rewards. Your regular spends on dining and fuel can fetch you more benefits with the card. Hence the card is a great buy as cashback is offered on every Rs 150 spent. A Standard Chartered Platinum Rewards card can be a fantastic addition to your wallet that brings more prosperity.

FAQs of Standard Chartered Platinum Rewards Credit Card

1. What is a platinum rewards virtual card?

A virtual card is the electronic version of your physical card. You can opt for the same at the time of application for the Standard Chartered Platinum Rewards Card. Once your application is approved you can use the virtual card instantly even before the physical card and the credentials reach you.

2. How long does it take for approval of the Standard Chartered Platinum Rewards Card?

There is an option of instant approval through Video KYC. You can get the card approved on the same day. However, if you wish to go through the normal process, it will take up to 9 days for approval.

3. How to get a loan on the Standard Chartered Platinum Rewards Card?

You can get a loan up to Rs 500,000 on your Standard Chartered Platinum Rewards Card through the “Dial-a-loan” option provided by Standard Chartered Bank. The tenure ranges between 12 and 60 months.

4. What is video KYC in my online application?

Video KYC is a step to enable contactless credit card approval. You will be required to present the proof of identity and address in a video call with a Standard Chartered Bank authorised representative. The application will be processed for the next steps on successful video verification.

5. How much can I spend through my Standard Chartered Platinum Rewards Card?

It depends on your credit limit. The bank decides your credit limit based on several factors like credit score, credit standing, monthly income, etc. If your credit limit is Rs 100,000, you can spend up to Rs 100,000 through your credit card.

6. Do I have to register on the rewards page?

If you have registered for Standard Chartered Online Banking, you can use the same credentials for logging in to the rewards page. You may be required to register on the 360~ rewards page if you do not have online banking.


The eligibility, documentation, offers, charges, and the program benefits are at the time of writing this article. The actuals may vary at the time of your application.

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