Interested in financial products
CreditMantri
Processing

The Covid-19 pandemic has led to severe disruption of the health and the economic situation globally, including India. With the pandemic now going through the second wave in India and cases still increasing, the Insurance Regulatory and Development Authority in India (IRDAI) had issued circular asking insurance providers to create health insurance plans that offer protective coverage for Covid-19 related.

What is Coronavirus Health Insurance Policy?

Coronavirus health insurance policy is a customised insurance policy that is specifically for providing coverage with respect to hospitalisation, pre-hospitalisation and post-hospitalisation expenses, and related medical expenses arising during the treatment of a person becoming infected with the Covid-19 disease.

Most of the current health insurance policies now offer such coverage for treatment of coronavirus in the country which is available from day 1 after the insured has tested positive for coronavirus. Since this is a new type of disease, it is excluded from the category of pre-existing diseases. Since the pandemic is continuing and there is no solution yet, going in for coronavirus specific health insurance would be a prudent decision.

Benefits of Coronavirus Health Insurance Policy

ParticularsPolicy Coverage/Particulars

Treatment of Coronavirus

Fully covered with zero additional cost

Home Treatment

Covered if only suggested by a doctor

Consumable Expenses

Expenses relating to PPE Kits, Masks, Gloves and ventilators

Co-payment

Most of the plans do not have the option of age-based co-pay

Cashless Treatment

Available

Add-ons

Available

Points to Remember: 

  • Coronavirus health insurance policy is a good way to keep yourself and your family insured from Covid-19 in the ongoing pandemic.
Apply for a credit score

POPULAR LINKS

Know Your CIBIL™ Score ?

A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan

What Is Credit Repair?

Credit repair involves rebuilding your credit health to a level where you become eligible for loans.

What Is A Credit Report?

A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit

What Is A Credit Rating?

A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders

What Is A Bad Credit Score?

A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900

Is A Credit Score Of 850 Good?

Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans

How To Improve CIBIL™ Score ?

There are several ways in which you can improve your credit score. Depending on how good or bad your score is,

Is A Credit Score Of 800 Good?

Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,

How To Get A Free Credit Check?

Is it possible to obtain a free credit check or credit report? The answer is yes and no!

Good CIBIL™ Score For Loans ?

Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders

How To Check CIBIL™ Score For Free ?

It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.

How To Check CIBIL™ Defaulter List ?

It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,

What Is The Average Credit Score?

There is really no number that can be established as the average credit score in India. Many people see regular

How Much Does Credit Repair Cost?

You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help

How To Remove Name From CIBIL™ ?

First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other

Why You Need To Check Your Credit Report?

Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.

What Is The Best Credit Score To Have?

In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India

Can I Get A Loan With A Credit Score Of 700?

Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify

Can I Get A Loan With A Credit Score Of 650?

It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding

Can I Get A Loan With A Credit Score Of 600?

It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750

Can I Get A Loan With A Credit Score Of 550?

It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding

How To Improve CIBIL™ Score Immediately ?

A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.

How To Improve CIBIL™ Score After Credit Card Settlement ?

One common worry that runs through your mind after you have made a credit card settlement is,

×Thank you! Your comment will be reviewed and posted shortly.

Related links