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The Covid-19 pandemic has led to severe disruption of the health and the economic situation globally, including India. With the pandemic now going through the second wave in India and cases still increasing, the Insurance Regulatory and Development Authority in India (IRDAI) had issued circular asking insurance providers to create health insurance plans that offer protective coverage for Covid-19 related.
What is Coronavirus Health Insurance Policy?
Coronavirus health insurance policy is a customised insurance policy that is specifically for providing coverage with respect to hospitalisation, pre-hospitalisation and post-hospitalisation expenses, and related medical expenses arising during the treatment of a person becoming infected with the Covid-19 disease.
Most of the current health insurance policies now offer such coverage for treatment of coronavirus in the country which is available from day 1 after the insured has tested positive for coronavirus. Since this is a new type of disease, it is excluded from the category of pre-existing diseases. Since the pandemic is continuing and there is no solution yet, going in for coronavirus specific health insurance would be a prudent decision.
Benefits of Coronavirus Health Insurance Policy
Treatment of Coronavirus
Fully covered with zero additional cost
Covered if only suggested by a doctor
Expenses relating to PPE Kits, Masks, Gloves and ventilators
Most of the plans do not have the option of age-based co-pay
Points to Remember:
Coronavirus health insurance policy is a good way to keep yourself and your family insured from Covid-19 in the ongoing pandemic.
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
There are several ways in which you can improve your credit score. Depending on how good or bad your score is,
Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,
Is it possible to obtain a free credit check or credit report? The answer is yes and no!
Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
There is really no number that can be established as the average credit score in India. Many people see regular
You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help
First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other
Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.
In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India
Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify
It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding
It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
One common worry that runs through your mind after you have made a credit card settlement is,