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If you’re a business owner, here are the top reasons why a business credit card should be on the top of your priority list.

  • Get access to large credit limits - Compared with personal credit cards, business credit cards have a bigger credit limit. This can be highly advantageous to boost your working capital needs or to improve cash flow.
  • Build your Business Credit Score - Efficient utilisation of a business credit card can help you build the credit history and credit score of your business. Having a good credit score works to your advantage when applying for loans in the future and establishing the trustworthiness of your business.
  • Monitor and Track Employee Spending - You can issue business credit cards to employees to easily track their spending. This keeps you in control of employee expenditures while on business trips.
  • Keep your Personal and Business Expenses Separate - By having a separate credit card for your business, you can demarcate business and personal expenses, making it easy for accounting and income tax filing.
  • Enjoy discounts and rewards - Just like personal credit cards, business credit cards offer an array of discounts, loyalty points, rewards and other perks. You can use the accumulated rewards to enjoy discounts on business expenditures.


Click here to check the best credit card offers and choose the right card that works for you.

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Corporate Agent (Composite)

CreditMantri Finserv Private Limited

CIN No

U72100TN2012PTC085154

IRDAI Registration Number

CA0665

Valid Till

01-Aug-2025

ADDRESS

CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002

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