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There are several reasons for individuals to renew their health insurance policy on time. Forgetting the due dates, busy with work, don't have the budget to pay the premium, family commitments, health issues, etc.
The Negative Consequences of Missing Health Insurance Premiums
We often tend to forget that policy renewal is as important as buying a policy. Only a timely renewal can keep the health insurance coverage active. When you miss a renewal of a health insurance policy, it makes the coverage inactive, and you will have no other option but to pay for the medical expenses from your pocket.
If you miss out on the payment of renewing your health insurance policy on time, you will not be eligible to enjoy the coverage provided to you by the policy. If you wish to continue the existing coverage of a health insurance policy, then you have to pay the renewal premium before the due date.
If you are consistent with premium payments before the due date, then you are on the safe side. However, if you have missed the renewal date, you still have the grace period. Insurance companies provide an extension of seven days to renew your policy after the due date. Some companies even offer a grace period of fifteen to thirty days. If you have missed the premiums by the due date, use the grace period to complete the payment and continue the benefits of the policy without any lapse.
However, if the payment is not made even after the grace period, the policy gets lapsed.
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
There are several ways in which you can improve your credit score. Depending on how good or bad your score is,
Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,
Is it possible to obtain a free credit check or credit report? The answer is yes and no!
Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
There is really no number that can be established as the average credit score in India. Many people see regular
You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help
First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other
Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.
In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India
Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify
It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding
It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
One common worry that runs through your mind after you have made a credit card settlement is,