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What is CIBIL Rank? 

The CIBIL™ Rank is extracted from your Company Credit Report (CCR), which is a single number that summarizes your CCR. It is graded on a scale of 10 to 1, with 1 being the highest possible score. Companies with current credit exposure of up to Rs. 50 crores may apply for the CIBIL™ Rank. Your CIBIL™ Rank is based on your past repayment history and credit utilization behaviour.

What is CIBIL Company Credit Report (CCR)?

Your CCR is the complete report of your credit payment history compiled from information received from different credit institutions. Your CCR helps lenders to make an informed decision on your loan application.

How can I access my CIBIL Rank and CCR?

Business owners can access their CIBIL Rank and CCR from the CIBIL website directly. For lenders, the rank and report are available on the principle of ‘Reciprocity’, meaning, only those members who share all their details with CIBIL™ can access this report.

  • Access to CIBIL™ Rank and CCR are provided to assist them with credit lending decisions only
  • The information is to be maintained as confidential and should not be shared with other entities
  • Members also have the option to request only for the CCR

Why can’t I find the CIBIL Rank for my CCR?

Only those companies with a credit exposure of up to Rs.50 crores can get a CIBIL™ Rank. Not to worry; the absence of CIBIL™ Rank is not a bad thing. You can still access the credit health of your company through the CCR.

What is the difference between CIBIL Score and CIBIL Rank?

  • CIBIL™ Score is applicable to individual borrowers while CIBIL™ Rank is for business entities.
  • A CIBIL™ Score is a 3-digit number between 300 and 900, while CIBIL™ Rank ranges from 1 to 10.
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