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What is CIBIL™ Rank? 

The CIBIL™ Rank is extracted from your Company Credit Report (CCR), which is a single number that summarizes your CCR. It is graded on a scale of 10 to 1, with 1 being the highest possible score. Companies with current credit exposure of up to Rs. 50 crores may apply for the CIBIL™ Rank. Your CIBIL™ Rank is based on your past repayment history and credit utilization behaviour.

What is CIBIL™ Company Credit Report (CCR)?

Your CCR is the complete report of your credit payment history compiled from information received from different credit institutions. Your CCR helps lenders to make an informed decision on your loan application.

How can I access my CIBIL™ Rank and CCR?

Business owners can access their CIBIL Rank and CCR from the CIBIL website directly. For lenders, the rank and report are available on the principle of ‘Reciprocity’, meaning, only those members who share all their details with CIBIL™ can access this report.

  • Access to CIBIL™ Rank and CCR are provided to assist them with credit lending decisions only
  • The information is to be maintained as confidential and should not be shared with other entities
  • Members also have the option to request only for the CCR

Why can’t I find the CIBIL™ Rank for my CCR?

Only those companies with a credit exposure of up to Rs.50 crores can get a CIBIL™ Rank. Not to worry; the absence of CIBIL™ Rank is not a bad thing. You can still access the credit health of your company through the CCR.

What is the difference between CIBIL Score and CIBIL Rank?

  • CIBIL™ Score is applicable to individual borrowers while CIBIL™ Rank is for business entities.
  • A CIBIL™ Score is a 3-digit number between 300 and 900, while CIBIL™ Rank ranges from 1 to 10.
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Know Your CIBIL™ Score ?

A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan

What Is Credit Repair?

Credit repair involves rebuilding your credit health to a level where you become eligible for loans.

What Is A Credit Report?

A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit

What Is A Credit Rating?

A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders

What Is A Bad Credit Score?

A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900

Is A Credit Score Of 850 Good?

Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans

How To Improve CIBIL™ Score ?

There are several ways in which you can improve your credit score. Depending on how good or bad your score is,

Is A Credit Score Of 800 Good?

Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,

How To Get A Free Credit Check?

Is it possible to obtain a free credit check or credit report? The answer is yes and no!

Good CIBIL™ Score For Loans ?

Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders

How To Check CIBIL™ Score For Free ?

It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.

How To Check CIBIL™ Defaulter List ?

It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,

What Is The Average Credit Score?

There is really no number that can be established as the average credit score in India. Many people see regular

How Much Does Credit Repair Cost?

You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help

How To Remove Name From CIBIL™ ?

First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other

Why You Need To Check Your Credit Report?

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What Is The Best Credit Score To Have?

In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India

Can I Get A Loan With A Credit Score Of 700?

Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify

Can I Get A Loan With A Credit Score Of 650?

It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding

Can I Get A Loan With A Credit Score Of 600?

It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750

Can I Get A Loan With A Credit Score Of 550?

It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding

How To Improve CIBIL™ Score Immediately ?

A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.

How To Improve CIBIL™ Score After Credit Card Settlement ?

One common worry that runs through your mind after you have made a credit card settlement is,

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