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Is your Credit Score >750?
In order to avail the cashless claim facility, the insured has to be treated in a hospital which is a part of the network of the insurer. At the time of hospital enrollment, you have to provide details of the health insurance policy and present the e-card or other physical proof of the health insurance plan.
You are eligible to avail cashless hospitalization and treatment, if the illness/injury is covered under the policy. All the medical bills are sent to the insurance provider by the hospital once the patient is discharged from the hospital. The insurance provider then calculates the expenses and settles the payment.
The claims process for treatment at a cashless network hospital depends upon the type of treatment which can be either Planned or Unplanned. Unplanned medical treatment at a cashless network hospital occurs at the time of an emergency.
Cashless Claim Process for Planned Treatment:Here, the insured has to inform the insurance provider of the hospitalization or treatment requirement prior to availing cashless treatment. The company should be informed a couple of days before the treatment.
A cashless claim request form must be submitted to the insurance provider via email or post. If you have any query related to the cashless claim process then you can contact the customer care of your insurance provider. Once all the procedures have been processed then the insurer will notify the hospital regarding the policy cover and eligibility.
On the day of admission in the hospital, the policyholder has to provide their health insurance card and the confirmation letter. The medical bills will be paid by the insurer, directly to the hospital.
Cashless Claim Process for Unplanned (Emergency) Treatment:During a medical emergency, the policyholder can contact the customer care service team of the insurer, to get information about the nearest affiliate hospital. You have to provide your health insurance card and avail cashless hospitalization. The hospital has to fill in the cashless claim request form and submit it to the insurer. You can even send the request form through customer care.
An Authorization Letter will then be issued by the insurance company to the hospital, indicating the policy coverage. The medical bills will be paid by the insurance company, directly to the hospital. In case of rejection of the claim, an email will be sent to you explaining the reasons for rejection.
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
There are several ways in which you can improve your credit score. Depending on how good or bad your score is,
Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,
Is it possible to obtain a free credit check or credit report? The answer is yes and no!
Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
There is really no number that can be established as the average credit score in India. Many people see regular
You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help
First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other
Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.
In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India
Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify
It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding
It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
One common worry that runs through your mind after you have made a credit card settlement is,
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