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Indifi is a Non-Banking Financial Company (NBFC) that provides business loans to Small and Medium Size Enterprises (SMEs) at an interest rate ranging between 15% - 24% annually. The NBFC provides term loans for businesses to manage their various financial needs like purchase of equipment, business expansion and so.

Indifi offers business loans to SMEs which otherwise find it difficult to get loans from lenders like banks. Let us explore the Indifi business loan interest rate, eligibility and documentation requirements to evaluate the best option for businesses.


ParticularsIndifi Business Loans

Rate of Interest

15% p.a. – 24% p.a.

Amount of Loan

Up to Rs. 50 lakhs

Loan Tenure

Up to 3 years

Processing Charges 

2% of the total loan amount

Indifi Business Loan Eligibility

  • Business should have an operation history of 2 years
  • ITR filed for 2 years should be greater than Rs. 10 lakhs
  • GST returns should have been filed for the last 12 months

Documents Required To Avail Indifi Business Loan

  • Registration Proof for Business
  • KYC documents of the loan applicant and the business enterprise
  • Bank statement for last 9 months
  • Pan Card and Aadhaar Card of the loan applicant
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