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IDFC Bank has different options to pay your credit card bill. You can pay both online and offline.

  • Pay through Internet Banking
  • Pay via UPI
  • Pay using NetBanking or Debit Cards
  • Pay through IMPS/NEFT 

1. Paying via Internet Banking: IDFC Credit Cardholders can log in to their IDFC Bank internet banking and access their credit card under the ‘Credit Cards’ tab. You can even set up auto-debit instructions to pay your credit card bill every month. The feature is available on IDFC Bank mobile banking app too.

2. UPI Payments: You can pay from any of your UPI apps. Follow this format to make the payment.


3. Pay using Netbanking or Debit Cards – If you want to make payment from another bank account or other bank debit card, you can do that too. On the IDFC ‘Credit Card Bill Payment’ page, choose the Net banking or Debit Card Payments tab. It will take you to the page where you enter your card details and choose the bank or debit card from which you want to make payment.

4. IMPS/NEFT Payments – You can also add your IDFC Bank credit card as a beneficiary in your other bank accounts so that you can make payments via IMPS or NEFT quickly. Here is how you add beneficiary –

Payee Name: Name as on your IDFC FIRST Bank Credit Card

Payee Account Number: Your 16-digit IDFC FIRST Bank Credit Card number

Bank Name: IDFC FIRST Bank

IFSC Code: IDFB0010225

Offline Payment Options

Cash Deposit - Pay your bill at the nearest IDFC FIRST Bank branch by depositing cash into your Credit Card account with your name and account number.

Cheque - Drop a cheque made out to the 16-digit IDFC FIRST Bank Credit Card number, i.e. “IDFC FIRST Bank Credit Card xxxxxxxxxxxxxxxx" at an of your nearest IDFC First Bank branch or ATM

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