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IDFC First Select Credit Card is a supreme rewards credit card that suits a premium lifestyle. This card offers reward programs that never expires, unlimited and easy to redeem.

Reward Program 

  • 10x reward points on spends greater than Rs.20,000
  • 6x reward points on all online spends
  • 3x reward points on all other spends
  • There is no limit on the reward points you can earn
  • Your reward points never expire
  • Get 10x reward points for spends made on your birthday
  • 1 reward point for every Rs.100 spent. 1 reward point equals Rs.0.25

Super Saver Benefits

  • Get interest-free cash withdrawal for 48 days
  • No charges on over limit or add-on cards
  • Lowest APR starting at 0.75% per month
  • No charges on reward redemption

Joining Benefits

  • Get welcome gift vouchers worth Rs.500 upon spending Rs.15000 within 90 days of card activation
  • Get 5% cashback on the first EMI transaction made within 90 days of card activation

Other Privileges and Benefits

  • Twice a month, you can get a buy one get one free deal on movie tickets worth up to Rs.250.
  • Every month, up to Rs.300 in fuel surcharges are waived at all fuel stations across India.
  • Roadside Assistance (RSA) worth Rs.1,399 is given free of charge.
  • Get 50+ In-App discount offers; Up to 20% discount on 1500+ Restaurants; Up to 15% discount on 3000+ Health & Wellness Outlets
  • A personal accident insurance policy worth Rs.5 lakh is available (conditions apply) along with a complimentary Rs.50,000 Lost Card Liability Cover
  • Rs.22,500 Comprehensive Travel Insurance
  • Entry to domestic airport lounges and railway lounges is complimentary (4 per quarter)

Fees & Charges

This is a Lifetime Free Credit Card;

  • Over limit Fee - NIL
  • Credit Card Interest Rate – from 0.75% to 2.99% per month
  • Reward Redemption Fees – NIL
  • FX Markup – 1.99%
  • Late Payment Fee – 15% of Total Amount Due
  • International & Domestic Cash Advance Fee- Rs.250
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