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The SBI’s Arogya Plus Health Insurance Plan offers coverage for any medical emergency including hospitalization expenses, out-patient expenses, medical expenses, etc., giving the insured various benefits. The plan is available as an individual and family floater plan. It’s a cashless plan that ensures the insured can get proper treatment without having to worry about reimbursement formalities.

Features

  • Comprehensive health insurance plan covering pre and post hospitalization expenses, medical expenses, out-patient expenses etc.
  • No medical checkup required for customers who do not have any medical history
  • Available as individual and family floater plan
  • Offers coverage of 142-day care expenses 
  • Sum insured in the range between Rs. 1 lakh – Rs. 3 lakhs
  • Premium paid qualifies for tax exemption u/s 80 D of the Income Tax Act, 1961.

Benefits

Coverage for Total Hospitalization

The plan offers comprehensive coverage for all hospitalization expenses including pre/post-hospitalization, in-patient/out-patient expenses, diagnostic expenses, operation expenses etc.

Domiciliary Hospitalization

When the patient is unable to travel or not able to get a bed for treatment purpose, then the plan offers policyholder domiciliary hospitalization.

15- day Time Period

To allow the insured to finalize the policy, a 15-day free look period is allowed to the insured.

Grace Period

A 30-day grace period is allowed for the insured to pay the premium at the time of renewal, so as to ensure that policy does not lapse.

Highlights 

ParticularsPolicy Coverage/Particulars

Type

Individual /Family-Floater

Sum Insured

Rs. 1 lakh/Rs. 2 lakh/ Rs. 3 lakhs

Eligibility (years)

Above 3 months - 65 years

Members Included

Self, spouse, 2 children (maximum), dependent  parents/parents-in-law

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