SBI Arogya Plus Health Insurance Plan - Features, Benefits, Highlights

The SBI’s Arogya Plus Health Insurance Plan offers coverage for any medical emergency including hospitalization expenses, out-patient expenses, medical expenses, etc., giving the insured various benefits. The plan is available as an individual and family floater plan. It’s a cashless plan that ensures the insured can get proper treatment without having to worry about reimbursement formalities.

Features

• Comprehensive health insurance plan covering pre and post hospitalization expenses, medical expenses, out-patient expenses etc.
• No medical checkup required for customers who do not have any medical history
• Available as individual and family floater plan
• Offers coverage of 142-day care expenses 
• Sum insured in the range between Rs. 1 lakh – Rs. 3 lakhs
• Premium paid qualifies for tax exemption u/s 80 D of the Income Tax Act, 1961.

Benefits

Coverage for Total Hospitalization

The plan offers comprehensive coverage for all hospitalization expenses including pre/post-hospitalization, in-patient/out-patient expenses, diagnostic expenses, operation expenses etc.

Domiciliary Hospitalization

When the patient is unable to travel or not able to get a bed for treatment purpose, then the plan offers policyholder domiciliary hospitalization.

15- day Time Period

To allow the insured to finalize the policy, a 15-day free look period is allowed to the insured.

Grace Period

A 30-day grace period is allowed for the insured to pay the premium at the time of renewal, so as to ensure that policy does not lapse.

Highlights