CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Kotak Sampoorn Bima Micro Insurance Plan is a micro-insurance plan for low-income earners. The benefits provided under the plan are detailed below.
Benefits of the plan
Customers have to pay a single premium payment of Rs. 200 to get the benefits under the plan. These benefits include maturity benefits, death benefits and surrender benefits. These benefits are highlighted hereunder.
The maturity benefits are provided to the insured person when they survive the policy tenure. The maturity benefits provided are,
Age of entry into the plan
Maturity Benefit (Rs.)
Between 18-25 years
Between 26-40 years
Between 41-55 years
An amount of Rs.5,000 is immediately paid to the legal heir upon the death of the insured person to meet immediate financial needs. The death benefit at any point is a minimum of 1.25 times the single insurance premium paid
Surrender benefit is provided by the insurance company to the insured person when the policy is surrendered before the completion of the term. The surrender benefit provided is tabled below.
Year of surrender
Surrender benefit provided (Rs.)
Customers are also eligible for tax benefits under section 80C of the Income Tax Act and section 10(10D).
Eligibility for the plan
The eligibility for Kotak Sampoorn Bima Micro Insurance Plan is detailed below.
Premium to be paid
Frequency of premium payment
Applicable entry age
18 years to 55 years
Kotak Life Insurance has many plans that cater to the specific needs of customers. The Kotak Sampoorn Bima Micro Insurance Plan provides many benefits to the insured individual and his/her family and is pocket friendly for low-income groups.
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
There are several ways in which you can improve your credit score. Depending on how good or bad your score is,
Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,
Is it possible to obtain a free credit check or credit report? The answer is yes and no!
Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
There is really no number that can be established as the average credit score in India. Many people see regular
You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help
First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other
Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.
In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India
Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify
It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding
It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
One common worry that runs through your mind after you have made a credit card settlement is,
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.