CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Is your Credit Score >750?
A huge yes. In India, it's common for employers to offer health insurance as part of employment benefits. As a result, many salaried individuals do not purchase a private health insurance plan since they are covered under the employer-provided plan.
This is a huge mistake. Let's explain why we recommend purchasing a private health plan (commonly known as individual health insurance) on top of the corporate health plan.
1.A Private Health Plan is Customisable
When you choose an individual health plan, you are in complete control of what you want to include in the policy. You can opt for add-on covers like critical illness cover, include your family members in the plan, and extend the coverage offered, and more.
On the other hand, when you’re part of a group health plan, you have to choose what’s offered by your employer. There are no provisions for customisations.
2.You can enjoy Lifelong Coverage
The major drawback of a group health plan is that you stop receiving the benefits once you quit the job. This becomes a huge problem post-retirement. Post-retirement is when you absolutely need health coverage, as medical risks increase with age. Applying for a private health insurance plan at this age is highly expensive.
We recommend that you opt for a private health insurance plan, even if you have a corporate health cover. If you're self-employed, then a private health plan is an absolute must, since you don't benefit from employer-provided health cover.
Make sure to do your research. Compare the premiums, coverage, and benefits offered by individual health plans and choose the right policy that best fits you and your family's medical needs.
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
There are several ways in which you can improve your credit score. Depending on how good or bad your score is,
Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,
Is it possible to obtain a free credit check or credit report? The answer is yes and no!
Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
There is really no number that can be established as the average credit score in India. Many people see regular
You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help
First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other
Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.
In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India
Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify
It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding
It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
One common worry that runs through your mind after you have made a credit card settlement is,
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application