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Motor insurance companies in India offer a range of car insurance policies to meet the specific needs of vehicle owners. With so many policies available on the market and dozens of insurance providers, we can imagine the confusion customers face in choosing the right policy.
Motor insurance companies have plans varying with different features to different prices. So, it is very important to do market research and check your personal requirements before choosing the insurance plan that will be best suited for your needs.
Here are some tips to help you choose the right plan:
Start by Deciding the type of motor insurance plan
In India, insurance companies offer two major types of car insurance plans:
Third-party insurance is cheaper than comprehensive insurance. However, if your vehicle is damaged, then third-party insurance will not cover for damages incurred by your vehicle. You have to pay for the repair charges out of pocket.
We suggest a third party liability plan, if you are looking to meet the legal requirements, stipulated by the Indian Motor Vehicle Act. However, if you have a luxury car or don't want to pay out of pocket for any damages, then a comprehensive insurance cover is the better choice. It will help reduce financial liabilities in the event of an accident.
Decide on the Riders
Once you have chosen the type of plan, the next step is to decide on the riders. Riders are optional coverage and you can choose depending on your needs. Some of the popular motor insurance riders include passenger cover, roadside assistance and more.
The final cost of the plan depends on the type of motor insurance and the riders you have chosen. Use these two tips to zero in on the right motor insurance plan for your needs.
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
There are several ways in which you can improve your credit score. Depending on how good or bad your score is,
Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,
Is it possible to obtain a free credit check or credit report? The answer is yes and no!
Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
There is really no number that can be established as the average credit score in India. Many people see regular
You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help
First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other
Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.
In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India
Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify
It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding
It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
One common worry that runs through your mind after you have made a credit card settlement is,
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