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No. A PAN card is not a requisite to apply for a MUDRA loan. The main objective of a MUDRA loan is to provide financial support to new businesses and new entrepreneurs. As a result, the required documentation is kept minimal to make it easy for new businesses and startup owners to avail the loan.

Though a PAN card is not needed, note that you have to provide other KYC documentation as requested by the lender. Borrowers have to provide an identity proof (Aadhaar, voter ID, driving license, passport, etc.), address proof and other supporting documentation. The actual list of required documents varies from one lender to another.

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