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SBI General Arogya Premier is a health insurance plan that caters particularly to the healthcare needs of high net-worth individuals (HNI). This plan offers various flexible options and the best medical treatment for the wealthy.

Features & Benefits

  • No medical checkup required up to 55 years of age for customers who do not have any medical history
  • AYUSH Cover
  • Offers coverage of 141-day care expenses 
  • 60 days of pre-hospitalization and 90 days of post-hospitalization expenses covered
  • Sum insured in the range between Rs. 10 lakhs – Rs. 30 lakhs
  • No claim for 4 years gets insured benefit of reimbursement of health check-up up to Rs. 5,000
  • Ambulance charges up to Rs. 1 lakh covered
  • Maternity expenses covered after 9 months waiting period
  • Organ donor expenses covered
  • Mental illness, genetic disorders, human immunodeficiency virus syndrome and related conditions covered up to Rs. 1 lakh
  • Automatic reinstatement of sum assured applicable
  • Alternative treatment like Ayurveda, Homeopathy, Unani and Siddha covered
  • Premium paid qualifies for tax exemption u/s 80 D of the Income Tax Act, 1961.


ParticularsPolicy Coverage/Particulars


Individual /Family-Floater

Sum Insured

Rs. 10 lakhs – Rs. 30 lakhs

Residential Status

Residents and Citizens of India


1 year

Cumulative Bonus 

10% of Sum Insured for each claim-free year up to the limit of 50%

Day Care Coverage

141-day care expenses

Eligibility (years)

Above 3 months - 65 years

Members Included

Self, spouse, 2 children (maximum), dependent  parents/parents-in-law

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