Interested in financial products

DHFL has been a leading name in the housing sector which now provides loans to businesses or MSME who require finance for establishing a new venture or expanding an existing business. The company provides various business loans as per the requirements of their borrowers including manufacturing and service rendering MSMEs/ business/ firms.


ParticularsDHFL Business Loans

Rate of Interest

Dependent on various factors like  location, net income, business stability etc

Processing Charges 

2% of the total loan amount plus applicable taxes

Foreclosure Charges

  • No foreclosure allowed - till 6 months of the agreement date 
  • 7- 24 months of loan agreement – 5% plus applicable taxes
  • 25-36 months of loan agreement- 3% plus applicable taxes
  • After 3 years of agreement - 2% plus applicable taxes

Cheque Dishonour Charges

Rs. 500 plus applicable taxes

ECS Charges

Rs. 250 per swap plus applicable taxes

Eligibility Criteria

Doctors and self-employed individuals who have proprietorship, partnership, limited companies, private limited companies, limited liability partnerships are eligible to apply for DHFL business loans.

Types of DHFL Business Loans

Loan against Residential Property

  • Loan available for a new business venture, expansion of existing business or for personal purpose
  • Tenure of loan up to 15 years

Loan against Property

  • Applicant should be salaried or self-employed
  • Age should be over 22 years to apply for a business loan
  • Collateral required in the form of residential plot and residential property
  • This loan is offered for both business and personal purposes
  • Tenure of loan up to 15 years
  • Collateral required in the form of immovable property like commercial plot, commercial property

Commercial Property Purchase Loan

  • For purchasing properties like office space and other establishments for running a business
  • Tenure of loan up to 15 years
  • Collateral required is the immovable property purchased


  • Identity Proof like  Aadhaar, PAN, Voter ID
  • Address proof like PAN, Passport, Aadhaar, Voter ID
  • Income Proof which includes bank statement, last two years financials with an audited report, Income Tax Returns
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