Features
- 2,000 Reward Points worth Rs. 500
- 13X Reward Points on fuel purchases at BPCL outlets (Up to 1,300 Reward Points per month)
- 5X Reward Points on every Rs. 100 spent on Groceries, Departmental Stores, Movies & Dining (Up to 5,000 Reward Points per month)
- Get 1 Reward Point for every Rs. 100 spent on non-fuel spends
- 1 Reward Point = Rs. 0.25
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499 (waived on annual spends of Rs. 50,000)
Documents Required
- 2 Passport size color photos
- Passport, driving license, voter ID, PAN, Aadhaar card
- Passport, driving license, voter ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
- Latest 3 Months salary slip (or) Last 3 months bank statements
- Last year ITR along with Bank Statement for last 3 months and Form 16
You don't need a genie when you've got SBI Credit Card!
Fulfill all your wishes
Get cashbacks
Flexipay EMI
Encash facility
Contactless payments
Overview
SBI has many types of credit cards that range from basic cards with minimum limits (based on the account and history of the person with the bank or any other criteria set by the bank) to ultra premium and partner companies specific credit cards. One of the popular credit cards offered by SBI is the BPCL SBI Credit Card.
BPCL SBI Credit Card is a fuel type credit card issued by SBI in collaboration with BPCL (Bharat Petroleum Corporation Limited). This card offers many attractive incentives like reward points and benefits that make it a great choice for all customers.
The details of the BPCL SBI Credit Card offered by the bank are mentioned below.
How to Apply for AXIS Credit Card on CreditMantri.com
Quick Links To Handle Your SBI Credit Card
There are various procedures associated with the State Bank credit card. Here are some quick links to handle your State Bank credit card
BPCL SBI Credit Card
The BPCL SBI is an entry-level co-branded credit card that is best suited for benefits on fuel purchases. This card also offers rewards on spends across categories like departmental stores, movies, dining, groceries, retail, and other purchases.Key Highlights of the BPCL SBI Credit Card
Annual Fee | Rs. 499 |
Renewal Fee | Rs. 499 |
Reward points offer | 13x reward points on fuel purchases across all the BPCL petrol pumps |
Welcome Benefit | 2,000 activation bonus reward points valued at Rs. 500. |
Value back | 4.25% value back on your fuel expenses |
Minimum Income Required To Apply | Rs. 30,000 per month |
Fuel Surcharge Waiver | Enjoy 3.25% + 1% fuel surcharge waiver on each purchase up to Rs. 4,000 across BPCL petrol pumps. |
Global Acceptance | Use the card without any hassle globally at any outlet globally accepting Visa or MasterCard |
BPCL SBI Credit Card - Features and Benefits
Welcome Benefits
- 2000 bonus reward points worth Rs. 500 on paying the annual fee.
- The bonus rewards points are credited after 20 days of paying the joining fee
Rewards and Cashback Benefits
- 5 reward points for spends of Rs. 100 at departmental stores, groceries, movies, and dining
- The cap on reward points is 5000 per month across the above categories
- 1 reward point per Rs. 100 spent on non-fuel retail purchases
- 13 reward points per Rs. 100 spent on fuel purchases across BPCL stations
- The cap on reward points per month is 1,300 in this category
Valueback Benefits
- 4.25% value back offer on purchases made across BPCL petrol pumps
- 3.25% + 1% fuel surcharge waiver on each purchase up to Rs. 4,000 across BPCL petrol pumps.
Rewards Redemption
You can redeem rewards points on the BPCL SBI credit card in the following ways:1. Go to sbicard.com or log into SBI’s mobile app for purchasing gift vouchers.
2. To redeem against cash, i.e. the statement balance of the card, you can write an email or call SBI customer care.
3. You can redeem them at BPCL fuel stations
4. The earned reward points expire after 2 years (24 months) from the accumulation date.
5. 4 reward points = Re. 1
6. Points can be redeemed immediately at chosen 1200 BPCL petrol pumps
7. No cap set for rewards redemption.
Zero Liability Protection
After you report the loss of the card to the bank, you are not liable for any fraudulent transactions made using the card.Milestone Benefits
There is a renewal fee waiver on achieving milestone spends of Rs. 50,000 or exceeding it in an anniversary year.Fuel Surcharge Waiver Benefits
- 1% fuel surcharge waiver at all fuel stations across India on every transaction up to Rs. 4,000
- The maximum surcharge waiver is capped at Rs. 100 per statement cycle.
Easy Bill Pay Benefits
You can also make use of the Easy Bill Pay facility to automate the payment of your utility bills like electricity, mobile, telephone, and other bills.Balance Transfer on EMI Benefits
You can transfer the balance on other credit cards to your BPCL SBI credit card at a low rate. You can set affordable EMIs as per your repayment capacity.Flexipay Benefits
Transactions over Rs. 2,500 can be transformed into easy EMIsAdd on Cards
Add on cards are accessible for family membersEasy Money
Money against your cash limit is delivered to your doorstep in the form of cash or cheque. You can log in online and place this request.Eligibility Criteria For BPCL SBI Credit Card
- Nationality: Should be an Indian citizen
- Minimum age: 18 years
- Must be either salaried or self-employed
- Should have the bank statements for the last 3 months
Documents Required For BPCL SBI Credit Card
KYC Fulfillment | Passport/Voter’s ID card/Driving License/Aadhaar Letter/Card |
Address Proof | Utility bills/ration card/passport |
Income Proof | Last 3 salary slips or bank statements |
Photographs | Photographs |
Fees and Charges
Joining Fees | Rs. 499 |
Renewal Fees |
|
Interest rates | 3.5% per month (42% per annum) |
Finance Charges |
|
Add on Card Fee | Nil |
Rewards redemption Fee | Rs. 99 (Plus applicable taxes) for each redemption request |
Foreign currency Markup | 3.5% of the transaction amount |
Fuel Surcharge | 1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs.4,000. |
Cash Advance Charge | 2.5% of the withdrawn amount (Subject to a minimum charge of Rs. 500) |
Spend Based Waiver | The renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year |
Payment Dishonour Fee | 2% of the payment amount, minimum of Rs. 450 |
Statement request | Rs. 100 for every statement (More than 2 months old) |
Cash Payment Fee | Rs. 250 |
Late Payment Fee | Rs. 0 to Rs. 500 - Nil Above Rs. 500 up to Rs. 1000 - Rs. 400 Above Rs. 1000 and up to Rs. 10,000 - Rs. 750 Above Rs. 10,000 up to Rs. 25,000 - Rs. 950 Above Rs. 25,000 up to Rs. 50,000 - Rs. 1,100 Above Rs. 50,000 to Rs. 1,300 |
Cheque Payment Fee | Rs.100 |
Over Limit Fee | 2.5% of the over limit amount Minimum of Rs. 600 |
Terms and Conditions of The BPCL SBI Credit Card
- You can enjoy an interest-free period of 20 to 50 days if you have been making timely repayments
- Cash advance limit capped at 80% of the limit, maximum of Rs. 12,000 per day
- The minimum amount is computed as 5% of the outstanding amount (Minimum 200 + applicable taxes + EMI (if any) + OVL amount (if any)).
- All payments will be settled in the following order
- Minimum Amount Due (inclusive of all applicable taxes + EMI + 5% of the total amount due)
- Fees and other charges
- Interest charges
- Balance transfer outstanding
- Purchase outstanding
- Cash Advance.
- Only drafts payable in Delhi or local cheques are accepted. Cheques that have to be paid outside clearing zones are not welcomed.
- All taxes are levied as applicable on the above.
- Your active card status indicates that you have accepted all these amendments.
- You can contact the SBI card helpline: 39 02 02 02 (prefix local STD code) or 1860 180 1290 for any help or assistance.
How To Apply For The BPCL SBI Credit Card?
Apply Through Credit Mantri
It is very convenient to apply for a credit card through CreditMantri, and you can complete the application through these simple steps1. Click on “CHECK ELIGIBILITY”
2. Fill in details like mobile number, email ID, employment type, residence city, residence Pin code, loans, etc.
3. Click on “Submit”
4. Input the OTP dispatched to your registered mobile number.
5. Follow the instructions and proceed to complete the rest of the application
Apply Through The SBI Card Website
1. Go to the SBI card website and choose Travel and Fuel2. Select BPCL SBI Card
3. Click on ‘Apply Now’ and then ‘Start Apply Journey’
4. Go ahead with the rest of the steps to complete the application
Offline
You can also apply for the BPCL SBI credit card from the nearest branch of the State Bank of India. Meet one of their credit card representatives to obtain one. Share your requirements and they will help you to find the most suitable card for you. You can then fill out the credit card application form and submit it along with the required documents. You will get the SBI credit card within a few days.Conclusion
The BPCL SBI credit card is a great choice for those who want to save on fuel expenditures and also across various other categories like dining and entertainment. So, hurry up and apply to enjoy the benefits.
FAQs Of BPCL SBI Credit Card
1. What is the yearly fee for the BPCL SBI credit card?
The BPCL SBI credit card comes with an yearly fee of Rs.499
2. Does the SBI BPCL credit card have lounge access?
Cardholders can have access to 8 free lounge visits yearly to major domestic airports in India. Maximum free visits are capped at 2 every quarter. The select Visa airport lounges are in New Delhi, Goa, Mumbai, Bangalore, and Hyderabad.
Bpcl Sbi Credit Card - Customer Reviews
AMJAD
Nice and good
Potta
Good any time any where
TRILOKI
Very helpful
Zishandanish
Very help full. To get credit report. & good offer
Durvin
Very good for bank inquiry