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Citi Cashback Credit Card gives you amazing cashback offers for every swipe. No traditional rewards program. Enjoy instant cashback credited automatically for every transaction. Get 5% Cashback on telephone bills, utility bill payments and movie ticket purchases. Get 0.5% Cashback on all other purchases. Cashbacks worth Rs.3300 in the first year of card issuance. Annual fee: Rs. 500+GST. Check your eligibility and apply for the Citi Cashback card.
Citi Cashback Card is an all-inclusive credit card from Citibank that gives you cashbacks for every purchase you make. This card is slightly different from other cards in the sense, it does not have a rewards program. Instead, it comes with cashbacks that are automatically credited to your card statement. This card is highly useful for people who spend primarily on utility bill payments, ticket bookings and everyday purchases.
Let’s have a look at some of the key highlights of the Citibank Cashback Card
Cashback Benefits: Cashbacks worth Rs.3300 in the first year of card issuance.
Shopping Benefits: Through Citi World Privileges, you can get local deals and discounts while you are travelling in over 90 countries.
Contactless Payments: You can now just Tap and Pay for purchases below Rs.2000. Look for the Tap N Pay symbol on the POS machine at merchant locations to avail this feature.
Dining Offers: Save up to 20% on your food bills at participating restaurants.
Travel & Lifestyle Services: Take the help of dedicated travel and lifestyle specialists to create an unforgettable experience at exotic destinations.
Citi Pay Lite: This feature helps you to convert your huge purchases into affordable monthly EMIs.
Citi Quick Cash – You can get instant cash loans, based on your card limit, to meet emergency needs.
Your cashbacks are forever - Enjoy all these above benefits with never expiring cashbacks. Keep shopping and keep adding to your cashbacks to redeem them at your convenience.
Here are some latest promotions running for your Citi Cashback Card:
You can apply for the card by logging on to Citibank Online.
The following are the documents required for processing a credit card application
Photo ID proof
For salaried employees – Latest 2 months’ salary slips
For self-employed individuals – Latest ITR
Rs.500 + taxes
Cash Withdrawal fee
2.5% of cash withdrawn or Rs.500 (whichever is higher)
Late payment fee
For balances up to Rs.1,000 - NIL For balances above Rs.1,000 but less than Rs.5,000 - Rs.450 For balances Above Rs.5,000 but less than Rs.10,000 - Rs.700 For balances above Rs.10,000 - Rs.950
Over credit limit fee
2.5% on the amount over and above the credit limit. (Minimum of Rs.500 excluding charges, taxes and fees)
Cheque return or bounce fee
Rs.500 per cheque return
Statement request fee
Surcharge on Railway ticket booking
1.8% of the transaction value
Duplicate card issue
Bill payment by cash at branch
Rs.250 per deposit
Bill payment by cash at ATMs
Rs.100 per deposit
1. What is the validity period of the Citi Cashback Credit Card?
Citibank credit cards are usually issued with an initial validity of 3 years. It will be automatically renewed prior to one month of card expiration. The customer will be notified about the same through all selected communication channels.
2. Where can I find the latest offers and promotions for my Citi Cashback Card?
Customers are sent regular fliers and messages regarding latest offers and promotions on their Citi cards. If you would like to know more about them, you can login to your Citibank Online account or the Online Citibank customer portal.
3. What is Contactless Card?
Contactless cards are embedded with Radio Frequency Identification (RFID) chips and an antenna that transmits payment information. This technology enables consumers to pay for their purchases by merely waving or tapping an EMV-enabled credit card against a contactless EMV-enabled POS terminal. Currently, according to the RBI Guidelines, a cardholder may make contactless payments for transactions not exceeding INR 2,000 only.
4. Can I use my Citi Cashback Credit Card internationally?
Citibank offers both domestic and international credit cards. The applicant is advised to make sure during the application process that the card is enabled for international transactions.
"I approached CreditMantri for help with application for a Cashback credit card. After signing up FOR FREE (Yes, it’s really free, yay!).
I felt the service rendered by team CreditMantri was awesome. I did not even need to go to the bank for giving my documents, they came to me! Brownie points!
I got calls only from CreditMantri and Citi regarding my application. No calls from third-party people. This is one thing I am really happy about.
Overall, I am happy with my Citi credit card, and it’s one of the best Cashback credit cards that I have (I own two other credit cards, more about it later perhaps!). Thanks, CreditMantri!"
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.