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Citibank Cashback Card

Apply Citibank Cashback Card

Annual Fee

NA

Reward Type

Cashback

Joining Fee

500₹

View Details

Features

  • 5% Cash Back on movie ticket purchases.
  • 5% Cash Back on all your telephone bill payments.
  • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.
  • The Citibank Cash Back Card comes at an annual card fee of Rs 500.
  • 15% off on dining across 2,000 partner restaurants.
  • This card is enabled for contactless payments.

Pricing

  • Annual Card Fee - Rs. 500

Documents Required

  • Photograph
  • ID proof – Any one (PAN Card, Driver License, Passport, Aadhaar card)
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Income document (if app score is below certain level) - 3 months salary slips
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Overview

Citi Cashback Card is an all-inclusive credit card from Citibank that gives you cashbacks for every purchase you make. This card is slightly different from other cards in the sense, it does not have a rewards program. Instead, it comes with cashbacks that are automatically credited to your card statement. This card is highly useful for people who spend primarily on utility bill payments, ticket bookings and everyday purchases.

Let’s have a look at some of the key highlights of the Citibank Cashback Card

  • Get 5% Cashback on telephone bills, utility bill payments and movie ticket purchases
  • Get 0.5% Cashback on all other purchases
  • Offers automatic redemption – The accumulated Cashback is credited automatically to your card statement in multiples of Rs. 500
  • Cashback that never expires – The cashbacks you earn will never expire. You can redeem them anytime as per your convenience and requirements.
  • Get an attractive Welcome Bonus! – In the first year of card issue, you can get savings worth Rs. 3300 through various cashback offers.

Benefits and Features of Citi Cashback Card

Cashback Benefits: Cashbacks worth Rs.3300 in the first year of card issuance.

  • You can get 5% cashback on monthly purchases of up to Rs.4000, subject to a maximum of Rs.100 per month. This includes utility bill payments, telephone bill payments and movie ticket bookings.
  • You can get 0.5% cashback on other general monthly purchases of up to Rs.16000. These spends are on other general monthly purchases.
  • Once you have accumulated Rs.500 worth of cashback, it will be credited to your statement automatically.

Shopping Benefits: Through Citi World Privileges, you can get local deals and discounts while you are travelling in over 90 countries.

Contactless Payments: You can now just Tap and Pay for purchases below Rs.2000. Look for the Tap N Pay symbol on the POS machine at merchant locations to avail this feature.

Dining Offers: Save up to 20% on your food bills at participating restaurants.

Travel & Lifestyle Services: Take the help of dedicated travel and lifestyle specialists to create an unforgettable experience at exotic destinations.

Citi Pay Lite: This feature helps you to convert your huge purchases into affordable monthly EMIs.

Citi Quick Cash – You can get instant cash loans, based on your card limit, to meet emergency needs.

Your cashbacks are forever - Enjoy all these above benefits with never expiring cashbacks. Keep shopping and keep adding to your cashbacks to redeem them at your convenience.

How to Apply for Citi Cash Back Credit Card

CreditMantri Youtube
How to Apply for Citi Cash Back Credit Card - 5% cash back on movie ticket purchases, 5% cash back on telephone bill payment

Citi Cashback Credit Card Promotions

Here are some latest promotions running for your Citi Cashback Card: 

  • Tata Sky – When you recharge your Tata Sky subscription for 12 months with your Citi Cashback Card, you get an additional 2 months’ validity.
  • Gaana – You can get 3 months of free Gaana Subscription with your Citi Cashback Card.
  • 1mg.com – Get a flat discount of 18% plus an additional cashback of 5% (up to Rs.100 as 1mg wallet cash) when you buy prescription medicines. Also get a 50% discount on Premium e-consult services on the 1mg website.

What is the process to apply for a Citibank Cashback Credit Card?

You can apply for the card by logging on to Citibank Online. 

  • On the online application form, you will be required to enter your contact details, personal information like name, date of birth, nationality, PAN number etc.
  • Then you have to enter your professional information relating to your job or business.
  • The third part is your address information. 
  • Once you have submitted all the required information, your application will be taken up for processing.
  • An authorized representative will contact you in the next 2-3 days to collect the documents proofs.
  • The review of duly submitted applications will take 7 working days. Upon approval, the credit card and the welcome kit will be delivered to your mailing address.

Documents to be submitted for your Citibank Cashback Credit Card application

The following are the documents required for processing a credit card application

  • One color passport size photograph
  • Duly signed consent form

Address proof

  • Valid Passport issued by Govt. of India
  • Valid Driving License
  • Proof of possession of Aadhaar number (Aadhaar Card/ E-Aadhaar)
  • Voter's ID Card
  • Job Card issued by NREGA duly signed by an officer of the State Government

Photo ID proof 

  • Valid Passport issued by Govt. of India
  • Valid Driving License
  • Proof of possession of Aadhaar number (Aadhaar Card/ E-Aadhaar)
  • Voter's ID Card
  • Job Card issued by NREGA duly signed by an officer of the State Government

For salaried employees – Latest 2 months’ salary slips

For self-employed individuals – Latest ITR

Eligibility criteria for Citibank Cashback Credit Card

  • Minimum age of 18 years up to a maximum of 70 years
  • You must be an Indian resident

Schedule of charges associated with Citi Cashback Credit Card

Fee TypeCharges

Annual Fee

Rs.500 + taxes

Cash Withdrawal fee

2.5% of cash withdrawn or Rs.500 (whichever is higher)

Late payment fee

For balances up to Rs.1,000 - NIL
For balances above Rs.1,000 but less than Rs.5,000 - Rs.450
For balances Above Rs.5,000 but less than Rs.10,000 - Rs.700
For balances above Rs.10,000 - Rs.950

Over credit limit fee

2.5% on the amount over and above the credit limit. (Minimum of Rs.500 excluding charges, taxes and fees)

Cheque return or bounce fee

Rs.500 per cheque return

Statement request fee

Rs.100 

Surcharge on Railway ticket booking

1.8% of the transaction value

Duplicate card issue

Rs.100

Bill payment by cash at branch

Rs.250 per deposit

Bill payment by cash at ATMs

Rs.100 per deposit

FAQs

1. What is the validity period of the Citi Cashback Credit Card?

Citibank credit cards are usually issued with an initial validity of 3 years. It will be automatically renewed prior to one month of card expiration. The customer will be notified about the same through all selected communication channels.

2. Where can I find the latest offers and promotions for my Citi Cashback Card?

Customers are sent regular fliers and messages regarding latest offers and promotions on their Citi cards. If you would like to know more about them, you can login to your Citibank Online account or the Online Citibank customer portal.

3. What is Contactless Card?

Contactless cards are embedded with Radio Frequency Identification (RFID) chips and an antenna that transmits payment information. This technology enables consumers to pay for their purchases by merely waving or tapping an EMV-enabled credit card against a contactless EMV-enabled POS terminal. Currently, according to the RBI Guidelines, a cardholder may make contactless payments for transactions not exceeding INR 2,000 only.

4. Can I use my Citi Cashback Credit Card internationally?

Citibank offers both domestic and international credit cards. The applicant is advised to make sure during the application process that the card is enabled for international transactions.

Citi Cash Back Credit Card - Customer Reviews

4 / 5 (11 Reviews)
14 Feb 2017

"I approached CreditMantri for help with application for a Cashback credit card. After signing up FOR FREE (Yes, it’s really free, yay!). I felt the service rendered by team CreditMantri was awesome. I did not even need to go to the bank for giving my documents, they came to me! Brownie points! I got calls only from CreditMantri and Citi regarding my application. No calls from third-party people. This is one thing I am really happy about. Overall, I am happy with my Citi credit card, and it’s one of the best Cashback credit cards that I have (I own two other credit cards, more about it later perhaps!). Thanks, CreditMantri!"

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