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Citibank Cashback Card

Apply Citibank Cashback Card

Annual Fee

NA

Reward Type

Cashback

Joining Fee

500₹

View Details

Features

  • 5% Cash Back on movie ticket purchases.
  • 5% Cash Back on all your telephone bill payments.
  • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.
  • The Citibank Cash Back Card comes at an annual card fee of Rs 500.
  • 15% off on dining across 2,000 partner restaurants.
  • This card is enabled for contactless payments.

Pricing

  • Annual Card Fee - Rs. 500

Documents Required

  • Photograph
  • ID proof – Any one (PAN Card, Driver License, Passport, Aadhaar card)
  • Address proof (any one)- passport, driver’s license, voter’s ID, aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, bank account/post office savings bank account statement
  • Income document (if app score is below certain level) - 3 months salary slips
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About CITI Bank:

Citibank is the consumer division of the multinational financial services company, Citigroup. It was incorporated in India in 1902 in Kolkata. It is one of the leading private sector banks in India and provides a wide range of banking products and financial services. The consumer division offers an array of credit cards specifically designed to suit the differing needs of its clientele.

Overview of Citi Cash Back Credit Card

The Citi Cash Back Credit Card enables you to enjoy the perks of cash back like never before! Get a generous 5% cash back on movie, telephone and utility bill payments. Get cash back on all other payment transactions. Spend more and save more, enjoy saving benefits from all your transactions.

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Citi Cash Back credit card features

Save on your everyday spends

Get 5% Cash Back on movie ticket purchases, telephone bill payments and all utility bill payments made online through the Citibank Online Bill Pay. With this card, you also get 0.5% Cash Back on all other spends. You can use the Citi Bank online savings calculator to find out how much you can save with a Citi Cash Back Credit Card.

Cash Back is capped at Rs.100 per month in each of the Telephone/Movies/Utility categories.

Get your Cash Back conveniently

Your cash back is automatically credited to your account. Redemption is done in multiples of Rs.500.

Variable Interest Rate

Interest rates generally vary across all cards depending on your card spends, credit limit utilization and repayment behavior etc. A variable interest rate is charged ranging between 37.20% and 42.00% per annum.

Citi Cash Back Credit Card benefits:

Secure Utility Bill Payment Facility

Have a worry-free experience when paying your routine utility bills online. Enjoy the service of secure online utility bill payment. Citibank has over 150 listed service providers across India.

Value-added Services on Card

Enjoy various value added services on your Citibank credit card:

Instant Loan: You can avail of an Instant Loan which can be above your credit limit - based on your credit history and other factors. You can log on to Citibank Online and check your eligibility for the loan using your IPIN. If you are eligible, you can book your loan instantly without furnishing any further documentation. You can choose from a variety of tenures ranging from 6 to 48 months. If you loan is approved, you will receive a Draft in the mail within 3 working days.

EMI conversion: You can convert purchases above Rs. 2,500 into EMI payments. However, once converted into EMI, it cannot be reversed. Avail of the EMI option facility at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Dining privileges

Enjoy up to 20% savings across 2000 partner restaurants with your Citi Cash Back Credit Card.

Shopping privileges

Shop with your Citi Cash Back Credit card and enjoy savings and offers across numerous retail stores.

Easy tracking

You can track your account activity with free email and sms alerts.

Citi Cash Back Credit Card Annual Fee

The Annual Fee varies with each customer and each Citi Cash Back credit card offer. The fee is communicated to the card member at the time at the time of application. Typically, the Annual Fee is Rs. 500 which is billed in the first month statement of card activation and issuance. Thereafter, it is billed incrementally every 12 months.

Citi Cash Back Credit Card eligibility

The applicant should be a minimum of 18 years of age and should be a resident of India.

Citi Cash Back Credit Card documents required

The following is the documentation required for applying for a Citi Cash Back credit card:

  • Filled-in application form with at least 2 colour photographs
  • ID proof (could include Aadhar card, Passport, Driving license, Voter ID )
  • Proof of address ( could include ration card, electricity bill, phone bill)
  • Salaried employees - Salary slip for the last 3 months
  • Self-employed - Office address proof, bank statement of the last 3 months, audited financials for the last 2 years, and balance sheet of the last 6 months

Citi Cash Back Credit Card FAQ

Can I apply for a Citi Cash Back Credit Card online?

Yes. You can apply for a Citi Cash Back Credit Card online.

I got my credit card bill. What are the bill paying options available?

You can choose from the following options to make your bill payment:

  • Pay your credit card bill via Citibank Online.
  • Citibank EPAY.
  • NEFT/RTGS.
  • Electronic Clearing Service ( ECS).
  • ATM ( Cash/cheque deposit).
  • Drop Box ( for cheques).

Can I avail the EMI Facility with this credit card?

Yes, your Citibank Cash Back credit card offers you attractive repayment terms and flexible tenure at over 2000 consumer electronics outlets, e commerce sites and leading merchant outlets.

How can I convert my credit card purchase into EMI?

You can avail the EMI option by logging onto Citibank Online with your User ID and password, and convert a purchase into EMI online. Alternatively, you can use CitiPhone banking to make the conversion.

Once a transaction is converted into EMIs, it cannot be reversed or cancelled. You have the option to only pre-close an EMI, although pre-closure charges are applicable.

Citi Cash Back Credit Card review

This is a convenient credit card that gives you the power to save even while you spend. It gives you Cash Back across all categories including the following:

  • 5% cash back on movie ticket purchases
  • 5% cash back on telephone bill payment
  • 5% cash back on Utility Bill Payments when you pay through Citibank Online Bill Pay

This Credit card has a hassle-free redemption process, where you can get cashback automatically as a statement credit. The redemption is done in multiples of Rs. 500. The card also offers shopping and dining discounts and privileges and offers convenient bill payment options. The attractive cash back rewards on this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for Citi Cash Back Credit Card

You can apply for a Citi Cash Back credit online by logging onto the Citibank website or by visiting the nearest Citibank branch and submitting the application and required documentation.

Alternatively, if you think you need help with your credit card application process and advice on eligibility, CreditMantri can guide you and match you with the credit card that suits your needs the best.

Customer Reviews

4 / 5 (11 Reviews)
14 Feb 2017

"I approached CreditMantri for help with application for a Cashback credit card. After signing up FOR FREE (Yes, it’s really free, yay!). I felt the service rendered by team CreditMantri was awesome. I did not even need to go to the bank for giving my documents, they came to me! Brownie points! I got calls only from CreditMantri and Citi regarding my application. No calls from third-party people. This is one thing I am really happy about. Overall, I am happy with my Citi credit card, and it’s one of the best Cashback credit cards that I have (I own two other credit cards, more about it later perhaps!). Thanks, CreditMantri!"

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