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Yes Prosperity Business Credit Card

Apply YES Prosperity Business Credit Card

Annual Fee

nil*

Reward Type

Rewards

Joining Fee

nil*

View Details

Features

  • Free Add on Card available for 1 family member of the applicant
  • Complimentary Priority Pass Membership for Primary Card member
  • 3 complimentary International lounge access for Primary Cardmembers in a calendar year
  • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000.

Pricing

  • Annual Fees: Nil*
  • Joining Fees: Nil*

Documents Required

  • ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)
  • Salaried; Employee ID with Office Address/Visiting card with email ID (Mandatory)
  • Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
  • Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
  • Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
  • Salaried - Last 2 months Credit Card Statement and Card Face Image
  • Self Employed Income Proof: Last 1 year ITR
  • Self-employed - Last 2 months Credit Card Statement and Card Face Image
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Overview of YES Prosperity BUSINESS Credit Card

The YES Prosperity BUSINESS Credit Card provides accelerated rewards on online spends and dining. It also has attractive Foreign Currency Markup along with many other exciting rewards and offers.

About YES BANK

YES BANK is said to be India’s fourth largest private sector Bank. It is a “Full Service Commercial Bank” that has built a Corporate, Retail and SME Banking franchise, with a great product range including Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking and Wealth Management business lines that are spread across India.

YES Prosperity BUSINESS Credit Card Features

  • For every Rs.100 that is spent on retail spends, the customer can earn 4 reward points.
  • There are 50% bonus rewards on online spends and dining as per VISA/MasterCard definition of dining and online as a merchant category.
  • For every YES PayNOW registration, the customer gets 500 reward points.
  • There is an Interest Rate of 2.99% per month only on revolving credit, cash advances and overdue amount for card holders who have a YES BANK salary or savings account.
  • There is an Interest Rate of 3.22% per month only on revolving credit, cash advances and overdue amount for card holders who do not have a YES BANK salary or savings account.
  • Preferential Foreign Currency Markup of 2.50% is given.
  • There is a fuel surcharge waiver that is provided at all fuel stations across the country for transactions between Rs.400 and Rs.5000.
  • Insurance coverage of Rs.50 lakhs is provided for air accidental cover in case of death due to a flight accident
  • Insurance coverage of Rs.15 lakhs is provided as cover on medical emergencies while travelling overseas.
  • Insurance coverage of Rs.2.5 lakhs is provided as a credit shield cover on accidental death of the primary cardholder.
  • This credit card has contactless technology which enables fast, convenient and secure payments at all retail shops.
  • MasterCard SecureCode can be created to secure online transactions

YES Prosperity BUSINESS Credit Card Benefits

  • 12,000 reward points can be earned on one’s first transaction that is done within 30 days of the card’s set up date.
  • 10,000 reward points can be earned on spending Rs.1 lakh within 90 days of the card’s set up date.
  • 12,000 reward points can be earned on each renewal.
  • 10,000 reward points can be earned on annual spends on Rs.6 lakhs or more on every anniversary year (12 months from the date of set-up or renewal).
  • There is a complimentary Priority Pass membership for the primary cardholder and 3 complimentary International lounge access for the primary cardholder in a year.
  • One can get up to 2 complimentary meeting room hours across India per calendar quarter at Awfis Centers listed on their official website to help with business on the move.
  • The customer is provided with a discount of 20% across all the meeting rooms at Awfis Centers listed on their official website for business on the move.

YES Prosperity BUSINESS Credit Card Annual Fee

The YES Prosperity BUSINESS Credit Card has a first-year membership fee of Rs.2,500 plus applicable taxes. The renewal membership fee is Rs.2,500 plus applicable taxes.

Eligibility for YES Prosperity BUSINESS Credit Card

In order to be eligible for a YES Prosperity BUSINESS Credit Card, the customer must meet certain eligibility criteria for the same. The eligibility criteria is as follows:

  • One must be a minimum of 21 years of age and a maximum of 65 years of age.
  • Must either be self-employed, Proprietors and Partners of Partnership firms.
  • Should have minimum Income Tax Returns of Rs.5 lakhs.

Documents required for YES Prosperity BUSINESS Credit Card

The documentation is very simple. One will be needed to submit the following:

  • 2 passport size photos and a signature-bearing national identity card
  • Proof of address which can be submitted in the form of a Ration card, an electricity bill, passport, etc.
  • PAN card, Form 16 and Income Tax Returns
  • Proof of salary, employment / proof of business details

Redemption of Reward Points

One can redeem the YES Prosperity BUSINESS Credit Card’s reward points on the dedicated website for reward points redemption on flights, hotels or office supplies category.

Rs.0.25 = 1 reward point

There is a handpicked catalogue of products to choose from for the customer.

1 JPMile = 4 reward points (for Air-miles)

YES Prosperity BUSINESS Credit Card FAQs

1. What if my card is lost/stolen?

If you happen to lose or misplace your credit card, call the credit cards customer service credit cards customer service, and report the card lost/stolen.

2. How can I check my eligibility for the YES Prosperity BUSINESS Credit Card?

You can check your eligibility for a YES Prosperity BUSINESS Credit Card with CreditMantri by creating your credit profile.

3. What is the annual fee of YES Prosperity BUSINESS Credit Card?

The YES Prosperity BUSINESS Credit Card has a first-year membership fee of Rs.2,500 plus applicable taxes. The renewal membership fee is Rs.2,500 plus applicable taxes.

4. How can I redeem my reward points with this credit card?

One can redeem the YES Prosperity BUSINESS Credit Card’s reward points on the dedicated website for reward points redemption on flights, hotels or office supplies category.

Rs.0.25 = 1 reward point.

Customer Reviews

5 / 5 (110 Reviews)
2 Feb 2020

Best app

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