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HDFC Millennia Credit Card is an ideal choice for the lifestyle needs of millennials. Earn rewards and loyalty points on online shopping, dining, travel and more. The card offers upto 5% cashback for online spends and 1% cashback for offline purchases. Avail 1% waiver of fuel surcharges, subject to a maximum of Rs. 250 per month. Annual membership fees: Rs. 1000 + GST. Check your eligibility, apply now to start earning rewards.
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The HDFC Millennia credit card is aimed at young millennials who wish to explore a premium lifestyle and avail multiple benefits and rewards as an outcome. This card is meant for beginner credit card users, who are looking to earn loyalty points and rewards for their regular spending needs. The card allows users to spend more and also earn more while shopping online or offline. It has some amazing cashback offers and much more to explore.
The HDFC Millennia credit card is a popular card among young credit card users. It offers multiple benefits, rewards, discounts, and other perks. This HDFC card can be availed with a membership fee of Rs. 1,000 and any applicable taxes in the first year. Renewal membership charges are Rs. 1,000 and any applicable taxes. Waiver of the renewal fee for the following year can be availed by spending Rs. 1 lakh per year.
Let’s check out in detail the various features, benefits, and eligibility criteria of the HDFC Millennia credit card.
For transactions made using HDFC Bank Millennia Credit Card and with a minimum value of Rs. 400, waiver of 1% can be availed on fuel surcharge. The maximum cashback per statement cycle is set at Rs.250.
Discounts can be availed at premium restaurants through the Good Food Trail program.
Airport lounge access is available for 8 visits each year at a nominal charge of Rs. 2 on the Millennia card. Users must swipe the credit card for availing lounge access.
Contactless Payment Technology
Transactions that are below Rs. 2,000 are eligible for contactless technology without the requirement of Personal Identification Number (PIN). It allows convenient, fast, and secure payment at purchase outlets.
Users can also visit the nearest HDFC branch and ask for a representative to help in addressing all the requirements. Select a credit card as per likes and fill the form before submitting it with all the necessary documents. Here are the commonly asked documents for HDFC Credit cards:
Proof of Identity
3.6% p.m. | 43.2% p.a.
Cash Advance fees
2.5% of value withdrawn or Rs. 500, whichever is higher
Add-on Fee (annual)
Over limit Charges
2.5% of the over-limit amount, a minimum of Rs. 550
Railway Ticket Purchase Charges
1% of the total transaction amount + GST
Reissuance of Lost, Damaged or stolen Card
Payment Return fees
2% of the Payment amount, a minimum of Rs. 450
Cash Processing Charges
Balance Transfer Processing fees
1% of BT value or Rs. 250, whichever is higher
Late Payment Fees
For Statement Balance:
HDFC Bank is one of the most premium private-sector banks in India. With a wide range of products and services, HDFC offers multiple credit cards options and other products such as mutual funds, investment programs, etc. HDFC bank caters to the different needs of a multitude of customers. Its credit cards are known to offer exciting features such as free airport lounge access, waivers on fuel-surcharge, etc. With its irresistible features, the Millennia credit card is one of its most preferred credit cards among customers.
1. How long does it take for my application to be processed for the HDFC Millennia Credit card?
You can track the current status of your credit card application by visiting the website of HDFC Bank. Enter the 16-digit reference number provided at the time of application along with your mobile number or birth date. Upon entering the correct credentials, it will show the status of your credit card application.
2. Can I get cashback benefits for making purchases and opting for EMIs?
Yes. EMI transactions on the HDFC Millennia Credit Card can earn cashback benefits.
3. What if I miss redeeming my CashPoints?
If you miss redeeming CashPoints, the same will lapse within 1 year of collection. Therefore, it is advisable to use the points.
4. Can HDFC Bank Millennia Credit Card be used for withdrawing cash?
Yes, HDFC Millennia Credit Card can be used for withdrawing cash from any ATM. It is important to note that such transactions attract a fee of 2.5% on the amount withdrawn. The fees will appear on your next credit card statement.
5. What if I lose my credit card?
If you lose your credit card or if it gets stolen, you must immediately call the HDFC Credit Cards Customer care and report the same. You can also register a loss or theft on the official website.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.