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Purchase your dream products now and pay for it later with the HDFC EasyEMI credit card. HDFC EasyEMI credit card is an ideal card for expensive day to day purchases. It helps customers purchase big-ticket items like consumer durables, furniture, gadgets, etc. on easy EMIs. Purchases over Rs. 10,000 can be automatically converted into EMIs for nine months. Tie up with 1000+ merchants for EasyEMI offers. Annual fees Rs. 500 + GST. Renewal charges Rs. 500 + GST. Check your eligibility and apply for the HDFC EasyEMI credit card.
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HDFC Bank launched the EasyEMI credit card to cater to the different needs of today’s shopaholic customers. Considering it is one of India’s largest private sector banks, it has left no stone unturned in making this credit card one of its best offers to date. The card aims to fulfil everyday needs of customers. From buying the latest gadgets to purchasing gym memberships, and a lot more can easily be done with the HDFC EasyEMI credit card. This card helps users to avoid making instant payments while shopping. Instead, they can purchase whatever they need today and pay for it later.
While shopping, few people prefer to pay the cost of the purchased products in easy instalments instead of paying the entire amount upfront. This is why HDFC introduced EasyEMI Credit Card which allows users to convert the due payment in monthly instalments. Spending Rs. 10,000 or more allows users to convert the total amount into EMIs. An Auto EMI option is also offered with this card.
Here are some of the key features offered by HDFC EasyEMI credit card:
Redemption of Points
HDFC Credit Card payment can be done in multiple ways. Here are some of the ways how you can make the payment and clear your due bills:
Here is the list of acceptable documents for applying to HDFC EasyEMI credit card:
Proof of Identity
Type of Fee/Charge
Rs. 500 + applicable taxes
3.6% per month | 43.2% annual
Cash Advance Fees
2.5% of the amount withdrawn or Rs. 500, whichever is higher
Add-on Card Charges
2.5% of the over-limit amount, Minimum of Rs. 550
Railway Ticket Booking Fees
1% of the transaction value + GST
Reissuance of Lost, Damaged, or Stolen Card
Payment Return Fees
2% of Payment value, Minimum should be Rs. 450
Cash Processing Charges
Balance Transfer Processing Fees
1% of BT value or Rs. 250, whichever is higher
Late Payment Fees
For Statement Balance:
Applying for HDFC EasyEMI credit card is easy and can be done in a few simple steps:
As a premium private-sector bank, HDFC bank is known for its innovative and latest products as well as services. HDFC offers a wide range of credit cards along with mutual fund products, investment avenues, etc. It caters to the endless needs of customers, making it one of the best banks in the country. The credit cards offered by HDFC bank are designed to have exciting features like free airport lounge access, waivers on purchases, etc. The EasyEMI credit card is the latest on offer which has attracted numerous customers.
1. How can I check the status of my application for the EasyEMI credit card?
Tracking the status of your credit card is easy with your 16-digit reference number provided at the time of application. All you have to do is visit the website of HDFC bank and check the status of your credit card application, using your mobile number/date of birth and the 16-digit reference number.
2. What merchant tie-ups are available for this card?
This card can be used for various categories such as travel bookings, movie ticket booking, shopping, and various other merchant categories.
3. Is there any interest-free period allowed on this card?
Yes. An interest-free period of 20 to 50 days is provided as long as the previous month’s due has been cleared.
4. Is there a way to convert transactions below Rs.10,000 threshold to EasyEMI?
No. Transactions must be above Rs. 10,000 to be converted into EasyEMI.
5. How is the interest computed?
The interest formula is: Outstanding amount x 3.4% pm x 12 months x number of days/365.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.