Is your Credit Score >750?
- Get low interest loans & Lifetime FREE credit cards
- Get customized Credit Health Report
- Improve your creditworthiness
HDFC Bank Debit Card
After demonetisation, everyone seems to be more comfortable with plastic money than real cash. The hassles of carrying cash, standing in ATM queues, payment lines, risk of theft, are all a thing of the past. With the advent of debit Card, customers enjoy cashless facility for shopping and bill payments alongside many other features. What’s more, you can enjoy endless cash back facilities and discounts with these debit cards.
Features of HDFC Bank Debit Card
HDFC Bank offers a plethora of privileges through its debit card which allows you to be tension free and enjoy every payment related facility with nominal charges and interest payment. Yes, HDFC Bank debit card allows you to use your own money in the most convenient way. The major features of the HDFC Bank debit Card are:
Safety
- PIN based protection for all your purchases at stores
- Online payments are secure as they are Verified by Visa / MasterCard SecureCode Password or One Time Password (OTP)
- HDFC Bank debit card has zero Liability Cover for all your shopping at stores
- You can also request for Micro Chip based cards for added security.
Cheaper
- You can avail major discounts - fuel, shopping (at stores and online), travel, dining, entertainment and more.
- There are massive Cashback facilities on shopping throughout the year.
- Debit Card offers you free Insurance cover up to Rs 10lakh
Smarter
- Debit card allows you to swipe card at POS terminal of leading outlets
- You can customise your daily shopping limits by making a call to the customer care
- You can set your own international limits on your debit Card using NetBanking
- You receive SMS Alerts to help you track your expenses
How secure is the HDFC Bank Debit Card?
With increased amount of thefts, phishing and skimming of cards becoming a nuisance, HDFC Bank offers EMV chip cards to ensure maximum safety. These debit Cards are supported by a chip Technology that provides enhanced security. These chip cards process your confidential data with utmost security making it virtually tamper proof. It also keeps your card safe against illegitimate ways such as counterfeiting and skimming.
What is a Contactless Debit Card?
HDFC Bank has introduced a unique feature known as a contactless debit card. This card is based on Contactless Chip Technology which gives you the relief of spending less time at the cash counter while shopping. The contactless debit card has an inbuilt chip enabled radio frequency camera. This card is compatible with all the NFC enabled contactless terminals across the globe. Your card needs to be waved in the range of 4 cm of the card reader for more than half a second and the retailer must first enter the amount for your approval. A maximum amount of Rs 2,000 is allowed to be spent for a single transaction in India.
The terminals can be made to process only one payment transaction at a time. Hence, there is less chances of transactional errors.
To receive an HDFC Bank contactless debit card, you can approach your nearest HDFC Bank branch or place a request through netbanking.
What are the various kinds of HDFC Bank debit card?
| Name of Debit Card | Rewards/ Points | Other Facilities | Insurance/ Safety | Interest rates + Charges |
|---|---|---|---|---|
| JetPrivilege HDFC Bank Signature Debit Card | You can accumulate JP Miles which can be used to redeem free flights | You are entitled to free Personal Accidental Death Insurance Cover of up to Rs. 25 lacs You are ensured card security in case your debit Card gets lost | Rs. 500 + applicable taxes. Free in the first year for HNW customers (Classic, Preferred and Imperia) & select corporates | |
| Times Points Debit Card | A discount of 10% at least and more on online lifestyle, entertainment, dining and grocery. | Welcome Benefit of 500 Times Points Debit Card on your very first shopping with Times Points Debit Card. 2 Times Points on every Rs. 150 spend whenever you shop at POS and online merchant | You are entitled to Free Accidental Death Insurance Cover of up to Rs. 10 lakhs | Rs. 650 +taxes applicable |
| EasyShop Imperia Platinum Chip Debit Card | 1% Cashback (of up to Rs. 750 / month) on shopping at select merchant categories | You are entitled to Free Personal Accidental Death cover of up to Rs. 10 lakhs | Rs. 750 + taxes applicable. | |
| EasyShop Platinum Debit Card | Get up to 1% Cashback (up to Rs. 750 / month) on shopping at select merchant categories | ATM withdrawal limits of 1 lakh and Shopping limits of 5 lakhs | You are entitled to Free Personal Accidental Death Cover of up to Rs. 10 Lakhs | Rs. 750 + taxes applicable. |
| HDFC Bank Rewards Debit Card | 2000 Reward Points every month | You are entitled to Personal Accidental Death Insurance Cover of Rs. 5 Lakhs | Rs. 500 + taxes applicable | |
| EasyShop Titanium Royale Debit Card | 1% Cashback (up to Rs. 750 / month) on shopping at select merchant categories | ATM withdrawal limits of 75,000 and Shopping limits of 1.75 Lacs | You are ensured Card security in case your debit card gets misplaced or stolen | Rs 400+ taxes applicable |
| EasyShop Gold Debit Card | 1% Cashback (up to Rs. 750 / month) on shopping at select merchant categories | You are entitled to Free Insurance cover of Rs. 5 lakhs. Card security in case your debit card gets misplaced or stolen | Rs 750+ taxes applicable | |
| EasyShop Titanium Debit Card | ATM withdrawal limits of Rs. 50,000 and daily shopping limit for Titanium Debit Cards is 1.75 lac | You are ensured Card security in case your debit card gets misplaced or stolen | Rs 250+ taxes applicable | |
| EasyShop Debit Card | You are ensured card security in case your debit card gets misplaced or stolen | Rs 150+ taxes applicable | ||
| EasyShop Business Debit Card | 0.5% CashBack on shopping at select merchant categories* | You are entitled to Free Personal Accidental Death cover of up to Rs. 10 Lakhs. Fire & Baggage Insurance cover of up to Rs. 2 lakhs | Rs. 250 + taxes applicable | |
| EasyShop Womans Advantage Debit Card | 0.5% CashBack on shopping at select merchant categories* | You are entitled to Free Insurance cover of Rs. 5 lakhs | Rs 200+ taxes applicable | |
| EasyShop NRO Debit Card (A Debit Card designed especially for NRIs to use in India) | ATM withdrawal limits of Rs.25,000 and Shopping limits of Rs. 1.75 Lakhs. | You are ensured Card security in case your Debit Card gets misplaced or stolen | ||
| RuPay Premium Debit Card | 5 % CashBack on Utility Bills paid using Debit Card | RuPay Premium Debit Card can be used at ATM and shopping outlets Internationally as well as in India | You are entitled to Personal Accidental Death / Permanent Disability Insurance up to Rs.2 Lakhs | Rs 200+ taxes applicable |
| EasyShop Rupay NRO Debit Card | 5 % Cashback on Utility Bills paid using debit card | You are entitled to Personal Accidental Death / Permanent Disability Insurance up to Rs. 2 lakhs | Rs 200+ taxes applicable | |
| EasyShop Preferred Platinum Debit Card | 1% Cashback (up to Rs. 750 / month) on shopping at select merchant categories | ATM withdrawal limits of 1 lakh and Shopping limits of 5 Lacs | You are entitled to Free Personal Accidental Death cover of up to Rs. 12 lakhs | Rs. 750 + taxes applicable. |
| Easyshop Classic Platinum Debit Card | 1% Cashback (up to Rs. 750 / month) on shopping at select merchant categories | ATM withdrawal limits of 1 lakh and Shopping limits of 5 Lacs | You are entitled to Free Personal Accidental Death cover of up to Rs. 12 lakhs | Rs. 750 + taxes applicable. |
Frequently asked questions: HDFC Bank Debit Card
(1) How do I apply for an HDFC Bank debit card?
You can apply for an HDFC Bank debit card by walking into the nearest HDFC Bank branch. You can also download the relevant application forms from the website. If you already have an account, you can also apply for a card via net banking.
(2) What is a contactless debit card and how can I avail it?
The contactless debit card has an inbuilt CHIP enabled radio frequency camera and can be swiped even without coming in contact with the machine. This card allows you to spend less time at the cash counter while shopping. You can apply for a contactless debit card at the nearest branch or through net banking.
(3) How secure is my HDFC Bank debit card?
Your HDFC Bank debit card comes with EMV Chip Technology. This technology allows you to protect your confidential data with utmost security making it virtually tamper proof. It also keeps your card safe against illegitimate ways such as counterfeiting and skimming.
(4) Who are eligible to apply for HDFC Bank debit cards?
Residents and NREs are eligible to apply for the HDFC Bank debit cards. You need to hold any one of the following accounts: Savings, Current, Super Saver, or Salary Account.
(5) What are the various interest rates and charges on the HDFC Bank debit cards?
The charges and interest rates applicable on the debit card vary from card to card. The above table includes the charges and fees.
Latest & Update Hdfc Bank Debit Card News
Withdraw Cash at HDFC ATMs without a Debit/ATM Card 8 Sep 2021
Forgot your ATM card? HDFC Bank Cardless Cash allows you to withdraw money at HDFC ATMs 24 x 7 without your debit/ATM card. You can withdraw a minimum of Rs. 100 and a maximum of Rs. 10,000 per day (or Rs. 25,000 per month) using this facility. To us...
Read moreForgot your ATM card? HDFC Bank Cardless Cash allows you to withdraw money at HDFC ATMs 24 x 7 without your debit/ATM card. You can withdraw a minimum of Rs. 100 and a maximum of Rs. 10,000 per day (or Rs. 25,000 per month) using this facility. To use this facility, you have to login to your HDFC netbanking account, add yourself as a beneficiary under the cardless cash withdrawal tab and confirm the transaction with the OTP. Once the beneficiary is added, you transfer the amount. The beneficiary receives an SMS containing the OTP and order ID. At the ATM, you have to provide the OTP, beneficiary mobile number, order ID and transaction amount to withdraw cash without the ATM card.
Write a review
