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Dena Bank has been in the service of the Indian public since 1938. It has grown to become a network of more than 1800 branches, providing various banking and financial services to the people. Dena Bank customers are allowed to transfer money to other bank accounts via NEFT, IMPS & RTGS. They need the IFSC Code of the respective branch to ensure that the amount is transferred to the right account. Dena Bank was recently merged with Bank of Baroda and Vijaya Bank.

Dena Bank IFSC Code can be found on their official website, your cheque book, your passbook, on the RBI website, generally on the internet, and also on the CreditMantri website.

What is an IFSC Code and why is it important?

The Reserve Bank of India assigns a unique eleven-digit number to each bank branch called the Indian Financial System Code or the IFSC. The specific number is a variation of the two, alphabets & numbers, uniquely assigned for a single bank branch. The IFSC code is a clear prerequisite for online financial transfers, namely the Real Time Gross Settlement (RTGS), the Instant Payment Service (IMPS) and the National Electronic Fund Transfer (NEFT). Without the IFSC code, a banking transaction cannot be carried out because the IFSC code specifies the bank branch where the transfer is to be made.

IFSC Code Format

The IFSC code consists of 11 characters, the first four are alphabetical letters reflecting the name of the bank, and the branch is represented by the last six characters (usually numerical or sometimes alphabetical). And the fifth digit is currently set to 0 (zero); it is reserved for future use. The Bank IFSC Code allows NEFT & RTGS to send messages to the banks / destination branches. This is the basic version of the IFSC Code

Why should I use an IFSC Code?

The primary use of the IFSC Code is for online money transfer. India has three important money transfer systems; NEFT, IMPS & RTGS. All 3 processes include the IFSC Code of the banking branch of the Beneficiary, to ensure that the money is transferred to the Bank Account of the Correct Branch. Here are several other benefits of using the IFSC Banking Code:

  • It helps to transfer funds to the right account in the right branch. The IFSC code is unique to each bank or branch.
  • Allows a faster and easier transfer of money between bank accounts
  • Removes the possibility of fraud while using the IFSC Code
  • The IFSC Code allows for a direct transfer between the sender and the recipient. When an internet transaction takes place, alerts or e-mail to both parties is received from the banks concerned, whether it is a credit transaction or a debit transaction.
  • Makes it much easier for banks to validate the settlement process.
  • Promotes purchases in paperless currency. Through the help of the IFSC, you will now benefit from an electronic, paperless bank transfer. It strives to make banking environmentally friendly. Business transfers, based on IFSC codes, have become quick, simple and paperless.

How to find the IFSC Code of Dena Bank on the CreditMantri website?

CreditMantri lets you check for IFSC code for any bank branch in a matter of minutes. It has a number of other information for your use for any branch of Dena Bank. You get a one-stop solution to all banking issues by signing in to CreditMantri.

Here are the steps to find the IFSC Code of Dena Bank Branches:

  • Login to the home page of CreditMantri
  • From the top menu bar, press Community and choose Resources.
  • Select IFSC and MICR Codes Directory on this list.
  • It lists all banks with their names and logos. You can pick Dena Bank from this list.
  • You can also use the search bar at the top to locate your bank easily. You can pick the name of the bank, state, district and branch in one shot to get the information.

It shows all the relevant information of the bank for your convenience.

What are the other methods to find the IFSC Code of a particular branch of Dena Bank?

On the Dena Bank Official website

Visit the official webpage of Dena Bank. On the top menu bar, choose the ‘Location’ symbol. It will take you to the branch locator page. Here, you can click on the name of your state, and it will display all the branches in that particular state. If you want to do a quick search, you can enter the name of the branch, or the city name to filter the display results.

The displayed result will have the branch name, branch address, contact details and the IFSC Code of the branch. You can use this information while doing a fund transfer.

On the RBI website

RBI official page has a separate section to find the IFSC Code of all banks. Login to the official RBI webpage. Scroll to the bottom of the page to find ‘More Links’. From that list, choose ‘IFSC/MICR Codes’. Here you can select the bank name from the dropdown list and enter your branch name to find the IFSC code.

From your Dena Bank cheque book and passbook

The IFSC Code of your bank branch is always printed on your passbook and cheque book issued by Dena Bank.

On the Internet

You can do a general search for ‘Dena Bank IFSC Code’ on the internet and there are umpteen websites which will give you the information.

How to transfer money using IFSC Code?

Money transactions via Netbanking are quite easy. All you need is the recipients account number and the branch to trigger a transfer of funds. There are three ways to transfer money from your bank account; NEFT, IMPS & RTGS.

  • Login to the official Netbanking website of the bank using the username and password. You must first add the recipient to your account as the beneficiary.
  • Choose the Add option and enter the name of the beneficiary, the number of the beneficiary account, the account form and the interbank transfer cap in the fields provided.
  • Later, enter the IFSC code for the branch of the beneficiary bank.
  • Now press the Accept Terms & Conditions button followed by the Confirm button.
  • You will get an OTP to approve the transfer of the beneficiary to your account. It will take a few hours to link the beneficiary to your account.
  • Select the Inter-Bank Transfer option to remit funds to the Inter-Bank Payee.
  • Choose the receiver from the list of beneficiary accounts and choose the payment form as NEFT / IMPS / RTGS.
  • Enter the amount to be transferred and click Accept Terms & Conditions followed by Confirm.
  • To confirm the transaction, you will be asked to enter an OTP.
  • You will be asked to enter an OTP to validate the transaction.
  • Upon validation, the balance will be credited to the beneficiarys account.


1. How can I find the IFSC code of my bank branch?

IFSC Code can be found in different ways. Dena Bank IFSC Code can be found on their official website, your cheque book, your passbook, on the RBI website, generally on the internet, and also on the CreditMantri website.

2. Why is IFSC Code important?

IFSC Code is important for the simple reason of transferring the amount to the right account in the right branch.

3. Is the IBAN number and the IFSC Code same?

IBAN number is your International Banking Account number. It is used for international money transfers only. Whereas, IFSC Code is used for domestic bank transfers. They are not the same.

4. Can I transfer money without IFSC code?

The answer is both yes and no. In order to transfer money via Netbanking, IFSC code is needed. Netbanking allows you to transfer money via NEFT, IMPS & RTGS. However, in recent years, UPI money transfers or e-wallet money transfers have gained popularity. These methods only consider the mobile number linked to yours and the recipient’s bank account, and hence does not require the IFSC for a bank to bank money transfer.

5. What will happen if I enter an incorrect IFSC while transferring money?

The chances of making an error with the IFSC code are less as the page will display the branch details once you enter the IFSC Code, while adding the payee. In spite of that, if you have entered an incorrect IFSC Code, the transfer will match the account number of the recipient and send the money to that account. The chances of a bank having the same account number in two different branches is slim and hence the money will land in the correct account eventually. However, it is imperative that you double check the IFSC Code before initiating the transfer.

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