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List of IFSC code, MIRC code and addresses of all banks in India
While doing online banking or money transfer, you must have come across the term IFSC code very often. Ever bothered to check what does it stand for? Why do we have an IFSC code for branches of every bank?
Branches of every bank has a unique IFSC code which is used for various banking purposes. Each branch is identified with this code which is a combination of English alphabets and numbers.
Just like any other bank, the branches of Vijaya Bank too are identified with the unique IFSC code. Generally, the IFSC code of Vijaya Bank starts with VIJB, followed by 7 numbers. Hence the format of Vijaya Bank’s IFSC code is VIJB0123456.
An IFSC code is a unique code which represents the branch of the bank in India. It stands for Indian Financial System Code. Having 11 characters, it is a combination of English alphabets and numbers. The English alphabets usually represent the name of the bank. The general format of IFSC code is ABCD1234567. The first part which consists of alphabetical characters is known as bank code and the second part which is usually numbers is known as branch code.
Assigned by the Reserve Bank of India, IFSC code is used for several banking purposes especially for money transfer online and offline. The code is used to identify each bank that participates in Real Time Gross Settlement (RTGS), National Electronic Fund Transfer (NEFT) and Centralised Funds Management System (CFMS).
For transferring money to another bank account using online banking through RTGS or NEFT, you will have to add the bank details of the beneficiary including account number, name and IFSC Code of the branch where the person maintains the account. Only after the IFSC code is verified, you can send fund to the person you intend to do the transaction.
All the banks are advised to print the IFSC code of the branch on cheques issued to the customers.
Where to find Vijaya Bank IFSC Code?
You can find the Vijaya Bank IFSC code either online or offline. There are several websites including CreditMantri give the IFSC code for an Vijaya Bank branch you are searching for. Usually there is a list of Vijaya Bank IFSC Code available based on the bank branches. The process is simple, and you can follow the steps given below
Step 1: Visit CreditMantri Website and go to IFSC code page
Step 2: Select the state, district and branch
Step 3: You will now find the IFSC Code, MICR code, branch address and contact number
The Vijaya Bank IFSC code is also printed on cheques issued by the Vijaya Bank branch. In case you do not have access to internet, you can also call the Vijaya Bank customer care and ask for the IFSC code of a particular branch or walk in to any nearest Vijaya Bank branch and ask for the details.
What is MICR code?
Apart from IFSC Code, you might also come across MICR code. It is a code that is printed using Magnetic Ink Character Recognition Technology (MICR) on cheques. It is a 9-digit code that identifies the branch of the bank that participates in Electronic Clearing System (ECS).
Vijaya Bank MICR Code Format
The first 3 digit represent the city code, the middle 3-digits represent the bank code and the last three digits represent branch code.
1. Where can I find IFSC codes for Vijaya Bank Branches?
You can view the IFSC code from Vijaya Bank website or on cheques provided by the branch to their customers. You can also find it from CreditMantri website.
2. What is use of Vijaya Bank IFSC code?
It is used in identifying the branch of the bank that participates in RTGS or NEFT money transferring system.
3. Can the IFSC codes for Vijaya Bank be similar?
No, each Vijaya Bank branch has its own unique IFSC Code with which they are identified.
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