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Dena Bank Debit Card

A debit card also known as plastic money is directly linked to the cardholder’s savings or current account. So, when a purchase is made, money is debited from one’s account immediately. It is used with a PIN (Personal Identification Number) to make transactions safer and more secure. A debit card is very beneficial as it helps the cardholder stay within his/her budget as it is not credit but it is one’s own money. It can also be utilized to withdraw money from ATMs when needed. The worries of carrying money in hand, waiting at long payment queues and the risk of robbery are all done away, with the advent of the debit card. Debit cards have many more features such as cashbacks, discounts, partner tie-ups, airport lounge access, reward points and so on.

Types of Dena Bank Debit Cards

Dena Bank offers eight debit cards to their customers.

  • Dena Insta Card (Unnamed Debit Card) – RuPay Classic
  • Dena Debit Card (Named Debit Card) – RuPay Classic
  • Dena Platinum Debit Card – RuPay
  • Dena Platinum Insta (Unnamed) Debit Card – RuPay
  • Dena RuPay KCC Debit cum ATM card for DKCC holder
  • Dena Stree Shakti International RuPay Debit Card
  • Dena Insta Card (Unnamed Debit Card) – Visa
  • Dena International Gold Debit Card – Visa

Features of Dena Insta Card (Unnamed Debit Card) – RuPay Classic

Dena Bank provides Dena Insta Card (Unnamed Debit Card) – RuPay Classic that can be used at Dena Bank and member bank’s ATMs for cash withdrawals and at POS terminals in India. This card is issued to the customer at the counter. The cardholder’s name is not printed on the card and so it is known as an unnamed debit card. Card Verification Value (CVV2) is enabled on these cards and can be utilized to purchase goods on the internet including e-ticketing. This is printed on the back side of the debit card.

Features of Dena Debit Card (Named Debit Card) – RuPay Classic

Dena Bank provides the Dena Insta Card (Named Debit Card) – RuPay Classic that can be used at Dena Bank and member bank’s ATMs for cash withdrawals and at POS terminals in India. This card is issued to the customer at the counter. The cardholder’s name is printed on the card and so it is known as a named debit card. Card Verification Value (CVV2) is enabled on these cards and can be utilized to purchase goods on the internet including e-ticketing. This is printed on the back side of the debit card.

Features of Dena Platinum Debit Card – RuPay

Dena Bank provides the Dena Platinum Debit Card – RuPay that can be used at Dena Bank and member bank’s ATMs for cash withdrawals and at POS terminals in India. This debit card cum ATM card has the cardholder’s name is embossed on the card. Card Verification Value (CVV2) is enabled on these cards and can be utilized to purchase goods on the internet including e-ticketing. This is printed on the back side of the debit card.

Eligibility for Dena Platinum Debit Card – RuPay

The customer must have an average quarterly balance of Rs.1,000/- minimum for issuing the RuPay Platinum Debit Card.

Features of Dena Platinum Insta (Unnamed) Debit Card – RuPay

Dena Bank provides the Dena Platinum Insta (Unnamed) Debit Card – RuPay that can be used at Dena Bank and member bank’s ATMs for cash withdrawals and at POS terminals in India. This card is issued to the customer at the counter. The cardholder’s name is not printed on the card and so it is known as an unnamed debit card. Card Verification Value (CVV2) is enabled on these cards and can be utilized to purchase goods on the internet including e-ticketing. This is printed on the back side of the debit card.

Eligibility for Dena Platinum Insta (Unnamed) Debit Card – RuPay

The customer must have an average quarterly balance of Rs.1,000/- minimum for issuing the RuPay Platinum Debit Card.

Features of Dena RuPay KCC Debit cum ATM card for DKCC holder

Dena Bank provides the Dena RuPay KCC Debit cum ATM card for DKCC holder that can be used at Dena Bank and member bank’s ATMs for cash withdrawals and at POS terminals in India. This card has the cardholder’s name is embossed on the debit card.

Features of Dena Stree Shakti International RuPay Debit Card

Dena Bank provides Dena Stree Shakti International RuPay Debit Card that is a specially designed and personalized RuPay Debit Card for accounts that are opened under the Dena Stree Shakti Savings Scheme for women.

  • There is no annual fee for Dena Stree Shakti International RuPay card.
  • There are two free airport lounge access.
  • There is Rs.2,00,000/- for personal accident insurance.

Features of Dena Insta Card (Unnamed Debit Card) – Visa

Dena Bank provides the Dena Insta Card (Unnamed Debit Card) – Visa that can be used at Dena Bank and member bank’s ATMs for cash withdrawals and at POS terminals in India. This card is issued to the customer at the counter. The cardholder’s name is not printed on the card and so it is known as an unnamed debit card. Card Verification Value (CVV2) is enabled on these cards and can be utilized to purchase goods on the internet including e-ticketing. This is printed on the back side of the debit card.

Features of Dena International Gold Debit Card – Visa

Dena Bank provides the Dena International Gold Debit Card – Visa that offers a higher cash withdrawal limit on ATMs and higher transaction limits on POS terminals. This card can be used at Dena Bank and member bank’s ATMs for cash withdrawals and at POS terminals in India. Card Verification Value (CVV2) is enabled on these cards and can be utilized to purchase goods on the internet including e-ticketing. This is printed on the back side of the debit card.

The procedure to avail Debit Card facility

  • The individual must contact his/her branch
  • If he/she does not have a savings or current account, he/she must open an account first
  • The individual should then get the debit card application form from the branch, fill it and submit to the branch.
  • He/she will then receive Insta Debit Card at the time of submission of the application form
  • In the case of a named debit card, it will then be delivered to the individual’s residential address.
  • The individual can generate the PIN through the registered mobile number.
  • Finally, Insta Debit Card can be activated after 24 hours from the receipt of the card by withdrawing money from any ATM or through a POS terminal.

Withdrawal limits

VariantDena Bank existing limitsProposed limits w.e.f. 01/04/2019
ATM WithdrawalPOS/ ECOMATM WithdrawalPOS/ECOM
RuPay Classic (Personalised)20,00025,00025,00050,000
RuPay Classic (Non-Personalised)20,00025,00025,00050,000
RuPay Platinum (Personalised)50,0002,00,00050,0001,00,000
RuPay Platinum (Non-Personalised)50,0002,00,00050,0001,00,000
Visa Gold Personalised50,0001,50,00050,0002,00,000
Visa Silver (Personalised)20,00025,00025,00050,000
Visa Silver (Non-Personalised)20,00025,00025,00050,000
RuPay PMJDY20,00025,00025,00050,000
RuPay KCC5,000NIL25,00050,000
RuPay Mudra10,00010,0005,000 5,000
20,00050,000
50,0001,00,000
RUPAY STREE SHAKTI50,0002,00,00050,0001,00,000

FAQs: Dena Bank Debit Cards

(1) What are the different debit cards offered by Dena Bank?

There are eight debit cards that are offered by Dena Bank.

  • They are Dena Insta Card (Unnamed Debit Card) – RuPay Classic,
  • Dena Debit Card (Named Debit Card) – RuPay Classic,
  • Dena Platinum Debit Card – RuPay,
  • Dena Platinum Insta (Unnamed) Debit Card – RuPay,
  • Dena RuPay KCC Debit cum ATM card for DKCC holder,
  • Dena Stree Shakti International RuPay Debit Card,
  • Dena Insta Card (Unnamed Debit Card) – Visa and
  • Dena International Gold Debit Card – Visa

(2) What are the features of the Dena Stree Shakti International RuPay Debit Card?

There is no annual fee for the Dena Stree Shakti International RuPay card. There are two free airport lounge access and there is personal accident insurance.

(3) How much is given for personal accident insurance for the Dena Stree Shakti International RuPay Debit Card?

The cardholder can get insurance of Rs.2,00,000/- for personal accident insurance.

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