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Kotak Mahindra Bank Car Loan Customer Care

Kotak Mahindra Bank 24*7 customer care toll-free number for all general enquiries is 1800 419 0090 .

Kotak Mahindra Bank has a wide variety of products and services to offer the customers world-wide. The bank also has a dedicated customer care service available 24x7 to help the customers with any kind of assistance that they may require with their banking needs. The bank offers attractive and affordable car loans to finance the need/desire of the customers to own a car and ease their commute or take family trips, etc.Kotak Mahindra bank car loan, you can visit their website or call the Kotak Mahindra Bank car loan 24 hours customer care number.

Kotak Mahindra Bank Car Loan Customer Care
Kotak Mahindra Bank 24X7 Car Loan Customer Care Number

What is the Kotak Mahindra Bank Car Loan Customer Care?

Kotak Mahindra Bank Car Loan Customer Care

Kotak Mahindra Bank has a separate customer care number for general queries and for specific queries like car loans, credit card related issues, personal banking, etc. the bank also has separate helpline number for its customers outside the country to assist them anytime in the best possible manner. The contact details of the customer care of the bank are given below.

The general customer care toll-free number of the bank is 1860 266 2666available 24x7. Customers can also call on 1860 266 0811for any queries or issues related to 811. The service on this number is available between 9.00 am to 6.00 pm from Monday to Saturday (except on holidays). Customers can also use this number to report on any fraud or loss or theft of the card. The alternative number for the same is 1800 209 0000 available 24x7 in case of emergencies.

The city-wise local landline number available for the customers to contact the customer care service other than the toll free numbers available 24x7 is

CityCustomer Care Number


(079) 66006022


(080) 66006022


(044) 66006022


(040) 66006022


(022) 66006022

New Delhi

(011) 66006022


(020) 66006022

Kotak Mahindra Bank also has country specific toll free numbers available 24x7 for its international customers. Following are the details of the same.



1855-365 6767








1855 768 4020



Kotak Mahindra Bank also has customer care numbers specific for car loans to enable the customers to get easy and quick car loans and resolves all their doubts or concerns or any information required about the same. The contact details for car loan specific customer care channels are,

1800 209 5732 (available Monday to Friday between 9.30 am to 6.30 pm)

  • Email Id – service[dot]carfinance[at] kotak[dot]com
  • Postal address - Corporate Office

Kotak Infiniti, 4th Floor,
  Building no 21, Infinity Park,
  Off Western Express Highway,
  General A K Vaidya Marg,
  Malad (E), Mumbai- 400097
  Tel No. : +91 22 66056825 / 4778

Registered Office

   27 BKC, C 27, G Block, Bandra Kurla Complex,

   Bandra (E),

   Mumbai – 400051

Kotak Mahindra bank also has city-wise addresses of the branches that the customers can contact or visit to raise and resolve any of the issues or concerns that they may have. The details of the same are available on the bank’s website.

Apart from this, Kotak Mahindra Bank also has introduced the bank’s chatbot - KEYA, a virtual assistant that can handle any queries related to

  • Credit card
  • Debit card
  • Savings and Current Accounts
  • 811 Account
  • Fixed Deposit
  • Fund Transfer
  • Mutual Funds
  • Home loan / Personal Loan
  • Bill Payment
  • National Pension System

Customers can find KEYA at the bank’s official website after logging into their net banking account or mobile banking account.

Details of the Car Loans of Kotak Mahindra Bank

Kotak Mahindra Bank provides car loans for the purchase of new/fresh cars as well as used/second hand cars. The bank has tailor made loans at easy affordable rates and flexible tenure to enable the customers to enjoy the benefits of the car financing without feeling burdened by the same. Some of the features of the Kotak Mahindra Prime Ltd. Scheme for car loans are detailed below.

  • Eligibility – 

The eligible applicants are the salaried individuals and self-employed persons having minimum age of 21 years and maximum age of 60 years in case of salaried individuals and 65 years in case of self-employed individuals. The minimum income/ business criterion is Rs. 15,000 and I year of business respectively.

The bank also extends the eligibility to the Partnership Firms and LLPs, Public and Private limited companies, HUFs and Trusts as well under this scheme.

  • Amount of Loan Sanctioned – 

The maximum amount of loan that can be sanctioned under this scheme in case of both new cars as well as used cars is 90% of the value of the car. Minimum loan amount that can be disbursed under the scheme for new cars is Rs. 75,000.

  • Tenure

The bank offers a minimum of 12 months (1 Year) for repayment of the loan and a maximum tenure of 84 months (7 years) for new cars and 60 months (5 years) for used cars.

  • Processing time – 

The processing time for new car loans is generally 48 hours (2 days) and for used cars it is 72 hours (3 days) from the time of submitting all the necessary completed and approved documents.

Customers can prepay the loan after a minimum of 6 months from the disbursement of the loan at a nominal charge levied by the bank. The bank also has a requirement of a guarantor in case the applicant does not meet the set criteria according to the guidelines of the bank.

The customers can visit the bank’s website to get the details of the list of documents needed, rate of interest charged and the extra charges and fees levied by the bank for securing the loan. Alternatively, customers can contact the customer care of the bank or the bank’s nearest branch for the same.

Grievance Redressal/Feedback

Kotak Mahindra Bank has a detailed grievance redressal system in place to address any/all the concerns or complaints of the customers and provide a quick and satisfactory resolution. The bank has 3 levels of escalation within its system and gives the customers the option to further escalate their grievances beyond its purview. The details of the grievance redressal process/system of the bank are mentioned here.

  • Level 1 –

The very first level of grievance redressal is raising the complaint with the customer care service of the bank by using the following channels,

  • Toll-free number – 1800 209 5732
  • Email Id -  service[dot]carfinance[at]kotak[dot]com

The customers can also contact the bank’s branch for the same.

  • Level 2 – 

Customers can escalate their complaint/grievance to the next level i.e. to the Grievance Redressal Officer appointed by the bank in this regard in case they do not receive a response at the primary stage within 7 days of raising the said complaint or if the response received is not satisfactory. Customers can contact the Grievance Redressal Officer through the following channels,

  • Email Id – grievancekmp[at]kotak[dot]com
  • Postal Address - Grievance Redressal Officer

          Kotak Infinity,

          6th Floor, Building No.21, 

          Off Western Express Highway, 

          Malad (East), 

          Mumbai 400097

Telephone - (022) 66056257

  • Level 3 – 

If the customers do not receive any response from the Grievance Redressal Officer within 7 days of the escalation or if the response is not satisfactory, they can raise their complaint/grievance to the Nodal Officer appointed by the bank. The contact details for the same are,

Telephone - 022 66056355

The customers have to give all the details pertaining to the complaint or any other details as required by the officer to address and resolve the said issue.

This level of escalation is outside the purview of the bank. The customers can escalate their complaint to the Regional Officer of the department of Non-Banking Supervision of RBI. This escalation is available to the customers in case they are not satisfied by the response/resolution of the bank of if they do not receive any response within 1 month of raising the issue/grievance with the bank. Customers can contact the Department of Non-Banking Supervision at the following channels,

Postal address - Mumbai Regional Office,

          3rd Floor, Reserve Bank of India,

          Opposite Mumbai Central Railway Station,

          Byculla, Mumbai 400 008

Phone - (022) 23084121

Email - dnbsmro[at]rbi[dot]org[dot]in

The customers also have the option to write to the NBFC Ombudsman to resolve their grievance in case they do not get a resolution to their grievance within the Grievance Redressal System of the bank within a month of raising the complaint.

About the Bank

Kotak Mahindra Bank is the second largest private sector bank of India as of April 2019 in terms of market capitalisation. It has a huge network of over 1200 branches.


1. What are the ways to apply for the car loans of Kotak Mahindra Bank?

The customers can apply for the bank’s car loans by simply going to the bank’s website and filing the Online Application Form for New Car Loan or Used Car Loan respectively. Other means of applying for the loan are

  • Request a call back by filing the required form in this regard.
  • Email the request at carloans[at]kotak[dot]com.
  • Call on the toll free number 1800 419 0090
  • Send SMS 
  • for new car loan - SMS NEWCAR to 5676788
  • for used car loan - SMS USEDCAR to 5676788

2. What is the general rate of interest applicable on car loans?

The general rate of interest applicable on car loans is in the range of 11% to 14%. The actual rate of interest, however, will depend on the applicant’s profile, his/her credit score, relationship with the bank, guidelines/policy of the bank in this regard, etc.

3. Does the bank’s car loan scheme include loan for imported cars?

The bank has a car finance scheme for a huge variety of passenger cars and multi-utility vehicles that are manufactured by leading automobile companies of India, however, the bank also has the policy to finance purchase of imported cars if it meets the required criteria and conditions set by the bank in this regard.

4. Does the bank have the facility to refinance the same vehicle?

The bank allows refinancing of the same vehicle after the completion of tenure or a particular tenure subject to fulfilment of certain conditions.

5. What are the documents to be submitted by the borrower post sanctioning of the loan?

The borrowers are required to submit the copy of the Registered Certificate of the vehicle purchased out of the loan sanctioned. Additionally, they are also required to submit the copy of Insurance Policy and the Invoice of the vehicle purchased.

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