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How to Pay RBL Bank Credit Card Bill Payment Online & Offline

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. People nowadays have understood how credit cards can be used to move credit and thus many have multiple cards from various banks to avail the benefits provided by each card issuer.

RBL bank offers some of the best credit cards in the industry. They have customized credit cards which cater to various people for their varied needs be it shopping, travel, restaurant as well as corporate cards. RBL cards have varying rewards and benefits for each card while some cards give amazing amount of cashback for various transactions while some cards give reward points which can be used later to redeem to get a great offer from RBL.

RBL also provides many modes to maintain and payment option of your credit card which the customer can choose according to their convenience.

The two main options are classified as online and offline mode of payment which are further classified into multiple features that a customer can use to pay off their credit card dues.

RBL credit card payment – Online mode

Rbl Bank Credit Card Bill Payment

With the world going digital many people prefer paying their bills through online mediums. RBL has also understood this trend and setup multiple ways that a person can pay their credit card bills.

RBL Bank Net Banking:

To utilize the RBL Net Banking facility, RBL bank’s savings and current account holders must register for this service. Only after registration, online payments can be done by customers. Customers can also link their RBL Bank credit cards to Net Banking account, after logging into their RBL Net Banking account. The ATM pin needs to be used to link the RBL Bank credit card to the Net Banking account.

Customers can access or view their RBL bank credit card information, credit card statements and unbilled transactions through the net banking facility for up to six months. All the Net Banking account will detail the billed/unbilled transactions, credit limit, due dates, reward points earned and outstanding dues. In case of loss or theft of credit cards customers can use the Hot listing facility available under the Net Banking facility to block you card and request for card replacements for which RBL will charge a fee of Rs. 100.

To pay your credit card dues log in to the net banking facility through the bank website and go into the credit card tab and select the “Credit Card Payment Option”. Pay your bills using your RBL bank savings account.

Autopay:

If you are worried that you might forget to pay your credit card bills, which is a very big problem for people with multiple credit cards then as a RBL bank customer you can pay your outstanding credit card bills using the Autopay option to set standing instructions for auto debits on their RBL Bank accounts.

The total monthly outstanding amount or the minimum amount due on the RBL Bank credit card can be repaid using the Autopay facility. The RBL Bank savings account should be held by a single customer or as a joint account, with an ‘either’ or 'any' signing mandate.

RBL credit card payment – Online mode for non-RBL Account

You do not necessarily open an RBL Bank account to have an RBL credit card, you can also pay your credit card bill using a non-RBL Bank account. There are several ways that a person with a RBL credit card can pay their credit card bills through online transactions using other bank accounts. This convenient way of paying your RBL Bank credit card bill through other banks works for RBL as well as other banks.

There are plenty of online modes of RBL Bank credit card bill payment to clear your credit card dues using a non-RBL bank account. Some of them are mentioned here.

National Electronic Funds Transfer (NEFT)

You can pay your RBL Bank credit card bill from any other bank account by using the NEFT facility. The instructions may vary slightly in different banks, but, in most cases you need to add your credit card number as the payee account number to make the payment through NEFT. Any payments made during the working hours on a weekday are credited on the same day while the payments made after working hours are credited on the next business day. To pay your bills use the IFSC code, to make NEFT payments towards your RBL Bank credit cards.

Real Time Gross Settlement (RTGS)

For people who like to use their credit cards for large transactions, you can pay your credit card bills in one go using the RGTS mode even if they do not hold an RBL Bank account. All you need to have is your net banking activated on your non-RBL Bank account to carry out an RTGS transaction. Through RGTS, you can make payments for Rs. 2 lakhs and more. Any RTGS transactions are executed individually unlike NEFT which are processed in batches.

RBL Bank Website

Non-RBL bank account holders can use the Bill Desk web page which is set up for RBL credit card holders. Fill out the required details which also includes the credit card number and payment amount. The customers are then directed to the RBL bank’s net banking portal to complete the credit card bill payment. The customers will receive an online transaction confirmation as well as a Transaction Reference Number after a successful transaction. If they have given their email id, they will also receive an email with all the transaction details. To know if your bank can be used to avail this service you can see the list in the RBL website.

RBL credit card payment – Offline payment mode

There are many people who still consider paying their bills the traditional way. This could be due to two reasons – either they are not comfortable with the online methods or they don’t have access to the online payment modes. Either way they prefer to pay their bills offline. For such people RBL provides multiple ways by which any individual can pay their credit card dues.

Cash payment

You can pay your credit card bills by paying in cash at any one of the RBL bank branches nearest to you in your city. A processing fees of Rs. 100 per payment will be charged by the bank when you pay your credit card bill.

Cheque payment

If you prefer to pay you’re your credit card bills using cheques then you can do so in the same way as you would pay your credit card bills by paying cash. You can also drop of the cheques mentioning your credit card number and other required details at RBL bank ATMs where there are drop boxes for this purpose. The payment will get cleared within 3 working days.

RBL bank credit card bill payment FAQ

  • What operations can I do via RBL Cards Online Portal?

    Customers can use Cards Online Portal to view their credit card account from anywhere in the world. You can operate on a variety of things like account balance, account history, available credit limit, statement balance and payment due dates. This portal can also be used to make RBL credit card bill payments in an instant without any hassles.

  • Is the online transaction that I make towards bill payment secure?

    Yes, RBL Bank uses state-of-the-art technology and infrastructure to guarantee a very safe online transaction experience. All payments that you make towards credit card bills on RBL Bank interface has a Verisign certification and a 128-bit SSL encryption. Also, after three unsuccessful attempts of trying to log in with wrong user ID or password, the account will be blocked which guarantees more security.

  • My e-mail ID has changed. How do I update my contact information to get bill statements and make credit card payments?

    Contact the nearest RBL bank branch to update your contact information. ID proof or address proof might be required if you are updating your address.

  • Should I have an account with RBL bank to make a credit card payment for RBL card using NEFT?

    No, you can use the NEFT facility from your other bank accounts also to make RBL credit card bill payments.

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