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List of IFSC code, MIRC code and addresses of all banks in India
The Indian Financial System Code, better known as the IFSC code, is an alphanumeric code. This code innovatively identifies a bank branch that participates in two of the major electronic funds settlement in the country. RTGS and NEFT. This 11 character code has its first four letters representing the bank and the last 6 letters representing a particular branch.
IFSC codes are really important in todays time as they aid in making and receiving payments through several methods including IMPS, NEFT and RTGS. IMPS or Immediate Payment Service is one of the fastest inter branch money transferring service through mobiles which makes use of the IFSC code to ensure that the funds are transferred/received by the right person. IFSC codes are used in a similar way in the case of NEFT and RTGS transfer.
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