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Oriental Bank of Commerce offers different varieties of savings accounts. Customers interested in opening a savings account can choose from any of the available varieties depending on their specific requirements. Oriental Bank of Commerce is known to offer very lucrative interest rates on the savings account. As part of the savings account, there are also several other benefits attached. The flexible and easy accounts management is one of them.
About Oriental Bank of Commerce Savings Account
The types of savings accounts in Oriental Bank of Commerce –
Basic Savings Bank Deposit Account
The different benefits offered under Basic Savings Bank Account are –
Oriental Yuva Account
Any Indian residents between the ages of 10-18 years can apply to open this account.
Oriental Pranam Account for Pensioners
Features and benefits
Oriental Salute Salary Account
Oriental Bank of Commerce offers a salary account with many benefits for the banking needs of Indian Armed Forces and Paramilitary Forces.
Features and benefits -
Stree Shakti Saving Account
This is a Savings account that is specifically designed for modern women to help them in enhancing their lifestyle by catering to savings need.
Features and benefits
Some of the features of a Pratham Savings account in Oriental Bank of Commerce include
Oriental Saparivar Account
Oriental Platinum Deposit Scheme Savings Account
Eligibility for Savings Account
As per KYC guidelines, below-mentioned entities can request for opening an Oriental Bank of Commerce Savings Account.
Following documents are required to be submitted to open a savings account with Oriental Bank of Commerce.
Additional Deposit Schemes
Some of the other deposit schemes offered by Oriental Bank of Commerce are:
Oriental Double Deposit Scheme
The interest rate offered by Oriental Double Deposit Scheme is in the range of 8.75% and 10.25% per annum. Interest rates are applied differently to customers, depending on a certain set of criteria. Different types of deposit tenures are offered to different customers, details of which are:
Benefits of Savings Account
There are many advantages of owning a savings account with Oriental Bank of Commerce.
1. How to open Oriental Bank of Commerce savings account?
Opening of savings account with Oriental Bank of Commerce is an easy process. An individual has to visit the nearest bank branch and request any of the bank representatives to assist with the process. Representatives can also offer specific guidance on individual savings needs and goals. Once there is clarity around the process, relevant forms can be filled and submitted along with the necessary documents at the bank branch. Account opening forms can also be downloaded from the official bank website and submitted along with KYC documents at the branch. After verification of these documents, the bank account is activated with the stipulated timeline.
2. What are the interest rates on savings account deposits offered by Oriental Bank of Commerce?
The prevailing interest rate offered by Oriental Bank of Commerce for most savings accounts is 4% per annum. Some of the interest earnings are paid out every quarter, while few of the savings accounts can earn interest every month.
3. How to check the balance in Oriental Bank of Commerce savings account?
Customers can check the balance of savings account by giving a missed call to the official toll-free number available on the bank's website. After giving a missed call, the account holder will receive an SMS with the account balance as of that date. Since this is a toll-free number, customers do not get charged for this service.
4. Are there any alternative ways of checking account balance?
Yes. Customers can check the balance of savings account by registering for net banking facility or mobile banking. Another alternative for checking balance is SMS banking which can be selected while filling the savings account application form. Some of the savings accounts offer these facilities for free and for few accounts these options come at a small cost.
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