What is an Equifax score?

An Equifax credit score is a 3-digit number (usually 300-900) that gives potential lenders an overall picture of your credit health. Also known as a credit rating, a higher score is indicative of good credit health and improves your chances of securing a loan/credit card. Simply put, a credit score has the ability to impact your borrowing capability and take ability to source fresh credit from the banking system.

How do I apply for a free Equifax Report and Score?

You can get your Equifax credit score in two ways:

Apply to Equifax

You can buy your Equifax credit information report and credit score directly from Equifax. You will need to:

Offline method

• Download and fill in the Credit Report Request Form available on the website. (You can also request for the form by mail.)
• Self-attest the identity and address proof required
• Send the documents (by regular post, speed post or courier) to the address mentioned on the Equifax website.

Online Method

You can get your free Equifax credit report in a click away. To get it, you first need to login to their official website and create your personal account. After creating the password and you can login to your account and give the personal information to obtain your free Equifax credit report.

Your personal information will include Pan Number, address proof, income details, identity proof etc. After submitting all the requisite information, you will get your free Equifax credit information report.