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Owning a savings bank account with Dhanlaxmi Bank can have numerous benefits. These include accumulation of savings in a secure account, easy shopping, payment of bills, funds transfer, and a lot more. Dhanlaxmi Bank offers several savings account options which can be chosen basis an individual’s requirement and preferences.
About Dhanlaxmi Bank Savings Account
The types of savings accounts in Dhanlaxmi Bank are –
This account is specifically designed for women and it offers a range of privileges and other benefits with regards to banking. This account is also referred to as Dhanlaxmi Bank Women’s Savings Bank Account. The different benefits offered under Dhanam Vanitha savings account are -
Dhanam Premium is a premium savings account offered by Dhanlaxmi Bank. It has some premium benefits and offers for customers who enroll for this savings account. Here are some of the benefits offered -
Features and benefits
Dhanam Privilege Savings Account
This is a premium savings bank account which offers following benefits to customers -
Dhanam + & Dhanam ++ Savings Account
This account combines the benefits of a savings account and a fixed deposit account.
Features and benefits
This account is exclusively designed for young individuals in the age range of 18-35 years. This unique savings account offered by Dhanlaxmi Bank offers a minimum average monthly balance of Rs. 1,000 to be maintained. It allows young individuals to save money in a secure account and also make the best of the savings. Some of the best features and benefits of this account are as follows -
This savings account is designed for kids and students between the age of 10 years and 23 years. With Dhanum Genius savings accounts Dhanlaxmi Bank helps in building a habit of savings in the future generation. Following are the benefits and features of this account -
Dhanam Vanitha - A Resident Indian woman aged 18 years or more can request to open this account either solely or jointly.
Dhanam Yuvak - Any individual who is an Indian citizen and aged between 18 and 35 years can apply for this account.
Dhanam Genius - Kids and students of age between 10 years to 23 years are eligible to open this account.
Dhanam Basic Savings Bank Deposit Account (Small) - The account can be opened by individuals only.
Following documents are required to be submitted to open a savings account with Dhanlaxmi Bank.
1. What does Dhanlaxmi Bank’s internet banking service include?
Dhanlaxmi Bank offers a wide range of internet banking facilities to make the banking experience of consumers easy and secure. With net banking, users can avail a variety of facilities from the comfort of their homes. Users have to register themselves to avail the internet banking facility. Some of the features of internet banking offered by Dhanlaxmi Bank include easy viewing of balances and summary, account statements, requesting for stop cheque, cheque book request, transfer of funds, etc.
2. How to open a savings account with Dhanlaxmi Bank?
It is a very easy and quick process to open a savings account with Dhanlaxmi Bank. Customers can visit the official website and click on ‘personal banking’ section. After this, customers can select ‘savings account’ which is available in the drop-down menu. They can select the type of savings account that they want to open and click on apply. Certain personal information will have to be entered to proceed further with the application. Once this is done, a bank representative will get in touch to help in completing the account opening procedure. Another option is to visit any of the bank branches to fill out the form and open an account.
3. What is the interest rate offered by Dhanlaxmi Bank on a savings account?
The ongoing interest rate on a savings account is 4% per annum as offered by Dhanlaxmi Bank.
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