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Bank of Baroda is India’s second largest public sector bank with national and international banking & financial services. It has been serving over 82 million customers in over 22 countries for more than a century. Bank of Baroda (BOB) is a pioneer of hi-tech banking solutions. It offers banking solutions to individuals, whether they are looking to conduct simple every day transactions or working towards achieving their professional goals.
About Bank of Baroda Savings Account
A savings account is the most basic form of account that allows an individual or an institution to conduct their every day banking transactions via multiple channels – Branch banking, internet banking, mobile banking, etc. The balance maintained in the savings account accrues a nominal interest that is credited to the account on a regular basis. It is a convenience offered to individuals looking for a safe way to save surplus money.
Bank of Baroda has a dynamic and user-friendly banking solution to suit individual needs. Convenient Internet banking tools allows customers to access their account from anywhere anytime. Their global presence, with more than 5000 branches and 7000 ATMs, helps customers to avail their services from anywhere across the world. Their Core Banking Services is extended to include Enterprise wide General Ledger, Risk Management, Cheque Truncation, Credit cards, NEFT, RTGS, SWIFT, Internet Payment Gateway, HR services, Payroll services and many more.
Bank of Baroda is truly a modern bank since it has highly secure and dynamic web services for quick and hassle-free banking.
Super Savings Account
Baroda Shubh Savings Account
Baroda Salary Accounts
Baroda Centenary Savings Account
Baroda Basic Savings Account
Baroda Champ Account
Baroda Bachat Mitra
Baroda Pensioners Savings Bank Account
Baroda Jeevan Suraksha Savings Bank Account
The minimum balance varies with different savings account. Check with the bank for the latest fees and charges.
Rs. 1000 for Metro & Urban branches
Rs. 500 for Semi-urban & Rural branches
There are a few fees and charges associated with the maintenance of a Savings Bank Account
Addition / deletion of names in Joint Accounts/
Change in operational instructions (including Lockers)
Simply walk into the nearest branch of Bank of Baroda and talk to a customer service representative. Having the following KYC documents handy can speed up the process:
Alternatively you can fill in the necessary details on the website and a bank representative will visit you to collect the documents. In 48hrs you will have your cheque book and debit card delivered to you.
1. What is the best interest rate that I can get on my savings account?
The current interest rate offered for balances below Rs.50 lakh is 3.5% and 4% for above Rs.50 lakhs. For the latest interest rates, it is advisable to contact the nearest branch.
2. How frequently is the interest credited for my savings account balance?
Interest earned on your savings account balance is credited to your account on a quarterly basis.
3. Are there any charges for non-maintenance of minimum balance in my savings account?
Bank of Baroda has various Savings Bank account products that do not require you to maintain a minimum balance. However, some premium savings bank accounts attract a very nominal charge for non-maintenance of minimum balance. It is wise to check with the bank before opening the account.
4. What are some of the services I can avail at a Bank of Baroda ATM?
Bank of Baroda ATMs allow you perform a number of banking transactions apart from dispensing cash
a. Account Information
b. Cash/Cheque deposit
c. Regular Bill payments
d. Mini statement
e. Mobile recharge
5. Is there a limit on the cash withdrawal using my ATM card?
The cash withdrawal limit on an ATM card is set by the bank depending on the type of savings account linked to the card. For cash withdrawals at Bank of Baroda ATMs, a usual limit of up to Rs. 40000 is set. However, for other bank ATMs the cash withdrawal limit is set at Rs. 25000 in a day
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