CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Is your Credit Score >750?
Udyogini Scheme - This scheme has been launched by Women Entrepreneur and Government for the welfare and growth of Indian Women entrepreneurs.
This scheme encourages and motivates female entrepreneurship among the poor by providing women with financial help to do business. This scheme funds and helps in large part women living in rural and backward areas. Udyogini Schemes helps to improve an individual's and families' income, and contributes to the country's overall growth.
Interest free loans are given without discrimination or bias to women from all parts of society. The banks also offer interest-free loans to women entrepreneurs engaged in farming. Karnataka State Women 's Development Corporation (KSWDC), Punjab and Sind Bank, Saraswat Bank and many other private and public sector banks are key proffers of the Udyogini Scheme. This scheme focuses on coordinating and implementing professional development training programs for women, in addition to providing financial support.
About Udyogini Scheme
The key objectives of the scheme are:
What are the functions of this scheme?
Quantum of Loan
Micro Enterprises: Up to Rs. 2 lakhs
Small Scale Enterprises: Between Rs. 2 lakhs to Rs. 50 lakhs
Medium Enterprises: Between Rs. 50 lakhs to Rs. 100 lakhs
Micro Enterprises: Nil
Small Scale Enterprises: 20%-25% lower than the Bank’s norm
Medium Enterprises: 20%-25% lower than the Bank's norm
Rate of Interest
Micro Enterprises: PLR 3.25% i.e. 11.15% p.a.
Small Scale Enterprises: PLR 3.25% i.e. 11.15% p.a.
Medium Enterprises: PLR 3.25% i.e. 11.15% p.a.
Micro Enterprises: 6 Years
Small Scale Enterprises: 6 Years
Medium Enterprises: 7 Years
Micro Enterprises: Hypothecation + Guarantee of Spouse or a Family member wherever required
Small Scale Enterprises: Hypothecation + 2 Guarantors + Collateral Security (25%)
Medium Enterprises: Hypothecation + 2 Guarantors + Collateral Security (30%)
Micro Enterprises: Rs. 5000/-
Small Scale Enterprises:
Upto Rs. 10 lakhs - Rs. 5000/-
Above Rs. 10 lakhs and Upto Rs. 25 lakhs - Rs. 7000/-
Above Rs. 25 lakhs - Rs. 10000/-
Medium Enterprises: Rs. 10000/-
Documents required to apply for the Udyogini Scheme
Leaf Cups Manufacturing
Audio & Video Cassette Parlour
Sari & Embroidery Works
Dry Fish Trade
Banana Tender Leaf
Match Box Manufacturing
Shikakai Powder Manufacturing
Edible Oil Shop
Shops & Establishments
Silk Thread Manufacturing
Bedsheet & Towel Manufacturing
Newspaper, Weekly & Monthly Magazine Vending
Book Binding And Note Books Manufacturing
Fax Paper Manufacturing
Nylon Button Manufacturing
Silk Worm Rearing
Bottle Cap Manufacturing
Old Paper Marts
Soap Oil, Soap Powder & Detergent Cake Manufacturing
Cane & Bamboo Articles Manufacturing
Pan & Cigarette Shop
Canteen & Catering
Pan Leaf or Chewing Leaf Shop
Chalk Crayon Manufacturing
Phenyl & Naphthalene Ball Manufacturing
Plastic Articles Trade
Coffee & Tea Powder
Household Articles Retail
Printing & Dyeing of Clothes
Corrugated Box Manufacturing
Ice Cream Parlour
Quilt & Bed Manufacturing
Cotton Thread Manufacturing
Radio & TV Servicing Stations
Vegetable & Fruit Vending
Jam, Jelly & Pickles Manufacturing
Ragi Powder Shop
Cut Piece Cloth Trade
Job Typing & Photocopying Service
Readymade Garments Trade
Dairy & Poultry Related Trade
Jute Carpet Manufacturing
Real Estate Agency
Woollen Garments Manufacturing
1. What is the objective of the Udyogini Scheme?
Udyogini Scheme has been launched by Women Entrepreneur and Government for the welfare and growth of Indian Women entrepreneurs. This scheme encourages and motivates female entrepreneurship among the poor by providing women with financial help to do business. This scheme funds and helps in large part women living in rural and backward areas.
2. How much loan can one get under the Udyogini scheme?
A maximum of Rs. 3 lakhs can be availed under the scheme.
3. What is the age eligibility to apply for the Udyogini scheme?
Women in the age group of 18 – 55 years can apply for this loan.
4. Is this loan specifically for the SC/ST category?
No, this loan can be availed by other category women too.
5. Which businesses are eligible to get this loan?
Udyogini scheme supports up to 88 different businesses. Loans can be availed by businesses engaged in the SSI sector, retailers, manufacturers, self-employed professionals, traders, etc.
Atal Innovation Mission
Bank Credit Facilitation Scheme
Coir Udyami Yojana
Khadi And Village Industries Commission
Mahila Samriddhi Yojana
National Skill Development Corporation
National Small Industries Corporation
Pradhan Mantri Kaushal Vikas Yojana
Pradhan Mantri Mudra Yojana
Pradhan Mantri Rojgar Yojana
Prime Minister Employment Generation Programme
Small Industries Development Bank Of India
Stand Up India Scheme
Unemployed Youth Employment Generation Programme