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Yes Bank Business Credit Cards

Yes Bank has come up with multiple business banking credit cards. It has credit cards that are suitable for all your business needs. You can enjoy several perks right from rewards to managing cash flows. They are convenient to use and can help you manage your business needs efficiently.

Business Credit Cards Offered By Yes Bank

Credit Card Name

Joining Fee

Annual Fee

Eligibility Criteria

Yes Prosperity Business Credit Card

Rs. 399

Rs. 399

  • The age of the applicant must be in the range of 21 and 65 years
  • The applicant should be self-employed, proprietor, or partner in a partnership firm
  • Applicant should have a good credit score

Yes Bank First Business Credit Card

Rs. 999

Rs. 999

  • The least age should be at least 21 years
  • You are less than 65 years
  • You should be a proprietor, self-employed, or a partner in a partnership firm
  • Your minimum income tax return is Rs. 10 lakhs

Yes First Corporate Credit Card



  • The age of the applicant should be in the range of 21 and 65 years

Features and Benefits of Yes Prosperity Business Credit Card

Milestone Benefits

  • Get 10,000 reward points on achieving yearly spends of Rs. 6 lakhs or exceeding it in each anniversary year


  • 4 reward points per Rs. 200 spent on all categories (Other than select categories).
  • 2 reward points per Rs. 200 spent on select categories.
  • 5x reward points on the 3 biller transactions done first and registered on Yes PayNow (valid only on the first 5 billers registered).

Rewards Redemption

Redeem your reward points for

  • Flight/Movie ticket booking/Hotel
  • Exclusive Catalogue of Products
  • Against Air Miles (10 reward points make one 1 InterMile / 1 Club Vistara Point)

Spend based waiver

  • First-year membership fee waived off on spends of Rs. 25,000 within the first 90 days of activating the card.
  • A waiver on the renewal fee for the subsequent year on spends of Rs. 100,000 in the card anniversary year.

Travel Benefits

Visa Cardholders

  • Up to 3 complimentary international airport lounge access annually through the LoungeKey program.
  • Use your Visa-branded Yes Bank Credit Card at lounges outside India. You should show the LoungeKey logo.
  • Charges of USD 27 (Plus taxes) will be levied for usage beyond 6 visits and all guest visits.
  • Get 1 complimentary domestic lounge access per quarter with the VISA domestic lounge program.

MasterCard Cardholders

  • 3 complimentary international airport lounge access yearly through the complimentary priority pass membership
  • A charge of USD 27 (Plus taxes) will be applicable for utility beyond 6 visits and all guest visits.

Fuel Surcharge Waiver

  • You will get a fuel surcharge waiver of 1% for all fuel transactions between Rs. 400 & Rs. 5,000.
  • The cap on fuel surcharge waiver is Rs. 500 per month

Yes Bank First Business Credit Card - Features and Benefits

  • Yes Assist: You will get dedicated concierge services with the card. This dedicated team will help you with your flight bookings, hotel reservations, restaurant reservation assistance, movie ticket assistance, and flower and gift delivery.
  • AWFIS: Renting out workspaces becomes affordable with this feature. 2 meeting room hours are complimentary per quarter at select AWFIS centres across India. You can also get a 20% discount on meeting room bookings at AWIFIS centres and a 15% discount on cabin, fixed, and flexi work desks.
  • Automobile assistance: You will get emergency towing assistance and roadside repair services 24/7 with this card.
  • Fuel Surcharge waiver: The fuel surcharge waiver across all fuel outlets in India will help you save on your fuel bills for transactions between Rs. 400 to Rs.5,000.
  • Insurance Benefit: You are eligible for a medical insurance of Rs. 25 lakhs while traveling overseas, Rs. 1 crore as insurance cover if there is a death due to a flight accident, and Rs. 8 lakh credit shield cover in case of accidental death of the primary card member.
  • Card Protection Plan: This feature safeguards you in case of card loss, card theft, or fraud. Protect your credit card with the card protection plan.

Reward Points

  • Get 6 reward points per INR 200 spent across all categories except fuel

Reward Points Redemption

  • A dedicated website for flight/hotel/movie ticket booking on reward points redemption
  • Exclusive Catalogue of products
  • Redeeming reward points against Air Miles (10 reward points = 1 intermile/ 1 Club Vistara Point)

Insurance Benefits

  • Air accidental insurance of INR 50 lakhs
  • Medical insurance cover of INR 15 lakhs for emergency hospitalization while traveling abroad.
  • Credit Shield amounting to INR 2.5 lakhs per card

Domestic Lounge Access

  • Up to 3 complimentary domestic lounge visits quarterly in airports across India

Control Functions

This card offers various levels of controls to the cardholders like

  • Control for various alerts in the form of Email or SMS or both
  • Control on daily transaction limit
  • Facility to enable and disable international transactions

How To Apply For Yes Bank Business Credit Card?

Online Apply Through CreditMantri

1. Check the different Yes Bank credit cards available

2. After picking the card you want to apply for, click ‘Check Eligibility. (If you want more information about the card, click ‘Know More’.)

3. You will be taken to the application page.

4. Key in the basic details asked and click submit.

5. Enter the OTP sent to your mobile for verifying

6. Click on ‘view eligible Yes Bank offers and apply’.

Apply Online Through The Bank’s Website

1. Choose the Yes Bank card you desire to apply to

2. Click ‘Apply Now’

3. Enter your mobile number.

4. Key in the personal details like name, date of birth, PAN number, etc.

5. Enter the OTP dispatched to your mobile for verification.

6. Choose from the list of eligible offers and submit the application


You can also apply for the Yes Bank credit card through the netbanking account, customer care, SMS, Email, or visiting the Yes Bank branch nearest to you.


Yes Bank business credit cards help you manage your business transactions smoothly and efficiently. They come with multiple benefits and rewards. Apply for them at CreditMantri and enjoy the benefits.

FAQs Of Yes Bank Business Credit Cards

1. Who is a Yes First Business Program Eligible Customer?

Any existing Yes Bank current account holder with a minimum balance of INR 5 lakhs across all his current accounts with YES BANK or any potential current account customer with the ability to maintain INR 5 Lacs & more.

2. What is a business credit card?

A business credit card is a card particularly designed for business owners. It offers unique benefits suited for businesses. They come with higher credit limits, greater capacity for rewards, and tools to aid you in managing spends and employee cards.

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