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International lounge access credit card

Top Credit Cards Offering International Lounge Access

For frequent travellers, having access to airport lounges can significantly enhance their travel experience. In this article, we will explore the top 10 credit cards available in India that provide international lounge access, along with details of charges, and benefits, and how to apply for it. Whether you're a business traveller or a vacation enthusiast, these credit cards can elevate your journey to new heights of comfort and luxury.

These cards offer a variety of benefits, including:

  • Access to airport lounges worldwide
  • Food and drinks
  • Wi-Fi access
  • Comfortable seating
  • Business center access
  • Shower facilities and more

The cost involved in applying for these credit cards and maintaining them varies, but most of these cards allow complimentary access to Airport Lounges across the world and they also typically offer a number of other benefits, such as travel rewards, cash-back, and purchase protection. If you are a frequent traveller, then the benefits more than make up for the cost involved in applying for these cards.

Top 10 International Lounge Access Credit Cards 2024


Annual Fee

Welcome Bonus

International Lounge Access

Fee Waiver


American Express Platinum Travel Credit Card

₹60000 + taxes

100,000 Membership Rewards points

Complimentary Priority Pass membership and unlimited access to 1,200 plus airport lounges globally including Centurion Lounges, American Express Lounges, Priority Pass Lounges, Escape Lounges, Delta Sky Club Lounges.

No spend-based waiver

Salaried Annual Income of ₹ 25 Lakhs or Self-Employed Annual Income of ₹ 15 Lakhs

HDFC Bank INFINIA Credit Card Metal Edition

By invitation only

₹12,500 + taxes

Complimentary Club Marriott membership for the first year.

12500 reward points.

Unlimited airport lounge access across the world for Primary and Add-on member

Annual fee waiver for ₹10 Lakhs spend in the preceding 12 months

Membership for the HDFC Bank Infinia Credit Card is By Invite Only

ICICI Emerald Credit Card

₹12,000 + taxes


Unlimited complimentary access to international airport lounges, under the Dreamfolks membership Programme

No spend-based waiver

₹3,00,000+ monthly salary or Annual Income Tax Returns of

₹ 30 Lakhs

HDFC Bank Diners Club Black Credit Card

₹10000 + taxes

Complimentary annual memberships from Marriott,

Unlimited Airport lounge access to around 1300 lounges in India and worldwide for both primary and add-on Card holder

Annual fee waiver for ₹5 Lakhs spend in 12 Months

Monthly salary of ₹ 1.75 Lakhs or an annual income of 21 Lakhs

Axis Bank Magnus Credit Card

₹ 10,000 + Taxes

Choose from 1 complimentary economy class flight ticket across any domestic location OR a Tata CLiQ voucher worth Rs.10000

Unlimited complimentary international lounge visits and 8 accompanied guest visits per year with the Priority Pass.

Annual fee waiver for ₹15 Lakhs spent in the preceding year.

Annual Salary of ₹18 Lakhs or Income Tax Return filed for ₹18 Lakhs

Axis Bank SELECT Credit Card

₹ 3,000 + Taxes

Amazon voucher worth ₹ 2,000

12 complimentary International Airport Lounge access through Priority Pass Membership.

Waived for Axis Bank Burgundy Account Holders

Net income of ₹ 6 Lakhs per annum.

SBI Card Elite

₹ 4,999 + Taxes

₹ 5,000 e-vouchers of your choice (Pantaloons, Shoppers Stop, Hush Puppies / Bata, Yatra, Aditya Birla Fashion etc.)

Complimentary Priority Pass membership,

6 complimentary Airport Lounge visits per calendar year outside India (2 visits/ quarter)

Annual Fee waived off on spends of ₹ 10 Lakhs

Monthly income of ₹ 60,000+

Yes Bank’s Yes First Exclusive Credit Card

₹1,999+ taxes

Amazon vouchers

Complimentary International Airport Lounge Access

1st Year charge waived off on total retail spends of ₹ 40,000 done within 30 days.

Renewal charges waiver on annual spend of ₹ 300,000

Minimum Net Salary of ₹ 2 Lakhs per month or Income Tax Return of ₹ 18 Lakhs and above

HDFC Regalia Gold Credit Card

₹2500 + taxes

Gift Voucher equivalent to Fee Amount ₹ 2,500

12 Complimentary Airport Lounge Access within India and 6 outside India.

No spend-based waiver

Monthly Income ₹ 1,00,000+


Self-employed, ITR ₹ 12 Lakhs +

AU Zenith Credit Card

₹7,999 + taxes

Vouchers worth ₹ 1,000 on the first POS retail transaction.

10,000 reward points as bonus on retail spends of ₹ 1L

Using Priority Pass, you can get 2 complimentary airport lounge access every quarter.

No spend-based waiver

Indian citizen between 21 and 60 years old

Features and Benefits of International Lounge Access Credit Cards

Axis Bank Magnus Credit Card

  • Travel and Stay
    • Airport Concierge Services – 8 complimentary Airport Meet & Greet Services.
    • Unlimited complimentary international lounge visits and 8 accompanied guest visits per year.
    • Unlimited complimentary visits to select domestic lounges.
  • Lifestyle and Entertainment
    • BookMyShow benefits – Buy one ticket and get up to ₹500 off on 2nd.
    • Dining Delights – up to 40% discount at over 4000 restaurants across India.
    • Extraordinary Weekends – Hand-picked experiences from across the world
  • Health and Benefits
    • Insurance Benefits
    • Medical concierge program
    • Second medical opinion
    • Preventive healthcare
    • Global Travel & Medical Assistance
  • More Benefits
    • Annual Fee waiver on spend of ₹15 Lakhs in preceding year.
    • Benefits on fees and charges – low interest rates, no atm cash fees, surcharge waiver, low markup on foreign transactions etc.
    • Rewards Program – 25000 EDGE Rewards Points worth ₹5000 on monthly ₹1 Lakh spend.
    • 24X7 dedicated concierge

Axis Bank SELECT Credit Card

  • Big Basket offers – 20% off
  • Swiggy offers – 40% off on min ₹400 spend
  • BookMyShow benefits – Buy one ticket and get up to ₹300 off on 2nd.
  • Airport Lounge Access – 12 complimentary International Airport Lounge visits in a year and 2 complimentary domestic lounge visits per quarter
  • Milestone benefits – 5000 EDGE points on spending ₹3 Lakhs in a year
  • Rewards on transactions
  • 2X rewards on Retail Shopping
  • Complimentary Golf Access
  • 24x7 dedicated concierge
  • Extraordinary weekends
  • Dining Delights with EasyDiner

SBI Card Elite

  • Complimentary Movie Tickets - Free Movie Tickets worth ₹6,000 every year
  • Milestone Privileges
    • Earn 15,000 bonus Reward Points on annual spends of ₹5 Lakhs and 8 Lakhs
    • Annual Fee reversal on ₹10 Lakh spend
  • ELITE Rewards
    • 5X Reward Points on Dining, Supermarket and Grocery Spends
    • 2 Reward Points per ₹100 on spends except fuel
  • International Lounge Program
    • Complimentary membership to the Priority Pass Program worth $99
    • 6 complimentary International Airport Lounge visits per calendar year outside India, max 2 visits per quarter.
    • Access over 1000 Airport Lounges worldwide
  • Domestic Lounge Program
    • 2 complimentary Domestic Airport Lounge visits every quarter
  • Club Vistara Membership
    • Complimentary Club Vistara Silver membership
    • Get 1 complimentary Upgrade Voucher
    • Earn 9 Club Vistara Points for every ₹100 spent on Vistara flights
  • Trident Privilege Membership
    • Complimentary Trident Privilege Red Tier membership
    • Exclusive 1,000 Welcome Points on registration
  • Lowest Forex Markup
    • Foreign Currency Mark-up Charge of 1.99% on International usage.
  • Exclusive Concierge Service
    • Dedicated assistance on Flower Delivery, Gift Delivery, Online Doctor Consultation.

Documents Required To Apply For An International Lounge Access Credit Card

Type of Document


Identity Proof

Address Proof

Income Proof (for salaried individuals)

  • Recent salary slip(s)
  • Salary certificate
  • Employment letter

Income Proof (for self-employed)

  • Certified financials
  • Audited balance sheet or P&L statement
  • Recent ITR (Income tax returns)

Additional Documents

  • Form 60 or PAN card copy
  • Photograph

How To Apply For International Lounge Access Credit Cards?

  • On The CreditMantri Website

It is very easy to apply for these cards given above through CreditMantri, and you can complete the application via these simple steps:


2. Fill in information like Mobile number, Residence city, Employment type, Email ID, Residence Pin code, any loans, etc.

3. Click on “Submit”

4. Enter the OTP forwarded to your registered mobile number.

5. Follow the instructions and complete the rest of the application

  • On The Bank’s or Company’s Website

1. Go to the official website of the bank or company and pick the card of your choice

2. Once the card is selected, you can review the card once you apply for it.

3. It will ask you whether you are an existing customer or not

4. If you are an existing customer, then it will ask you for details like your phone number, PAN card, and customer ID.

5. After you enter the details, an OTP will be sent to your mobile

6. You will have to enter the number in the slot given on the website.

7. Post entering the OTP, it will ask a few basic questions like work, experience, income, etc.

8. Post this, you can click on the apply option

9. If you are not an existing customer, you will also have to enter your Aadhaar and other personal details

10. After you enter the details, it will show the credit cards available for you

11. Choose the card

12. Post selecting the card, you will get a message on your mobile saying that your application has been accepted.

13. Once the application has been selected, the bank or company will send you a confirmation email or SMS saying if the application has been accepted or rejected.

  • Offline Application

You can walk into any branch of the bank or credit card company with the required documents and fill out the form to apply for the card. A representative from the bank will help you with applying for the Credit card.


Having a credit card that provides international lounge access can significantly enhance your travel experience by offering comfort, relaxation, and exclusive privileges. The top credit cards in India discussed in this article, including the American Express Platinum Travel Card, HDFC Bank INFINIA Credit Card, ICICI Emeralde Credit Card, HDFC Diners Club Black Card, Axis Bank Magnus Credit Card, Axis Bank SELECT Credit Card, SBI Card Elite, Yes Bank’s Yes First Exclusive Credit Card, HDFC Regalia Gold Credit Card, and AU Zenith Credit Card offer a range of benefits along with complimentary international lounge access. Whether it's unlimited access, complimentary visits, or additional rewards, these credit cards cater to the diverse needs of travellers. Explore the options, compare the features, and choose the credit card that aligns with your travel requirements and preferences. Apply today and embark on a journey of luxury and convenience!

FAQs Of International lounge access credit card

1. What are international lounge access credit cards, and how do they work?

International lounge access credit cards are credit cards that offer cardholders access to airport lounges worldwide. These cards usually come with partnerships with specific lounge networks, such as Priority Pass or LoungeKey. Cardholders can present their credit card and access the lounges, regardless of the airline or ticket class they are flying.

2. Which banks in India offer international lounge access credit cards?

Several banks in India offer international lounge access credit cards, including popular ones like HDFC Bank, ICICI Bank, Axis Bank, SBI, American Express etc. These banks have partnerships with lounge networks to provide their cardholders with lounge access benefits.

3. What are the eligibility criteria for obtaining an international lounge access credit card in India?

The eligibility criteria for international lounge access credit cards may vary depending on the issuing bank. Generally, banks require applicants to meet certain income criteria, have a good credit score, and a stable employment history. Some cards may also have specific eligibility requirements, such as being a frequent traveler or having a higher income bracket.

4. Are there any annual fees associated with international lounge access credit cards in India?

Yes, most international lounge access credit cards in India come with annual fees. The annual fees can vary based on the card and the benefits it offers. Higher-tier cards with premium benefits, such as unlimited lounge access or additional travel perks, may have higher annual fees. However, some banks may offer fee waivers or discounts on annual fees based on the cardholder's spending or relationship with the bank.

5. What additional benefits can I expect from international lounge access credit cards?

Apart from lounge access, international lounge access credit cards may offer various additional benefits. These can include travel insurance coverage, complimentary airport transfers, air miles rewards programs, hotel discounts, dining privileges, and exclusive offers on shopping or entertainment. The specific benefits will depend on the card and the issuing bank, so it's important to review the terms and conditions before applying.

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